Financials
- Fiscal year
- 2025
- Total assets
- €1.1m
- Loss
- -€62,937
- Solvency
- -15.7%
Total assets▲ 18.5%
Net result
20222025
BEWO IMMO
ActiveSummary
BEWO IMMO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€180,822) and a net result of -€62,937. Equity is shrinking by ~66.4% per year across the filed fiscal years. Its solvency ranks better than 11% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
What they do
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
How big
€1.1mtotal assets 2025
- Equity
- -€180,822
- Loss
- -€62,937
Turnover not published (abridged schema)
Who decides
Accounts filed 21 d late0 of 2 deeds read
Why 53Capped at 59: negative equity- Negative equity -€180,822- Loss of €62,937, the second in a row (FY 2025)+ Size: total assets €1.1m+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
9-4
equity -15.7% of total assets
Liquidity
19+15
short-term debt 115.7% · cash 15.0%
Profitability
12+2
return on assets -5.5%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Negative equity -€180,822 raises the probability
- Size: total assets €1.1m lowers the probability for this profile
- Sector Real estate activities (NACE 68) lowers the probability
- Loss of €62,937, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.15 against 0.17 in 2024; short-term debt: 115.7% and cash: 15% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 11%, liquidity 15%, profitability 14%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€180,822
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
21 d late
2024
6 d early
2023
18 d late
2022
23 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€67,317
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€180,822 View
- Risk: 4 loss-making years in a rowloss fiscal year 2025 -€62,937 View
- Caution: Among the weakest 5% on equitysector median €75,081 · 15,328 companies -€180,822 View
- Caution: Equity fell in 2025from -€117,884 to -€180,822 ▼ 53.4% View
- Flemish supportawarded 2023 - 2025 €93,814 View
By topic
Timeline
- Events
- 5
- Since
- 2023
- Next accounts
- by 31-07-2027
- 21-08-2026Annual accounts filed
- 25-07-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 10-12-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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