Skip to content

BEVER

Active Risk: not assessed Public limited companyfounded 1989active for 36 yearsEsdoornlaan 3, 8660 De PanneKBO/BCE: BE 0439.692.288 #2 company by total assets in De Panne, Finance and insurance sector
BEVER
Financial year 2025
Follow ReportCompare

Annual accounts 2025

abbreviated format, filed on 03-08-2026, 3 days late
€14.1m
▲ 0.6%
€14.2m
▼ 3.5%
€82,143
▲ 22.1%
98.8%
▲ 4.1 percentage points
0.6%
▲ 0.1 percentage points
0.6%
▲ 0.1 percentage points

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

In the rankings #2 company by total assets in De Panne, Finance and insurance sector#2 company by equity in De Panne, Finance and insurance sector#3 oldest company in De Panne, Finance and insurance sector

Balance sheet

balance sheet total €14.2m on 31-12-2025
What the company ownsHow it is paid for

in €m

in euro

Position in the sector

Compare with sector

98.8%

Higher than 95% of 6,708 companies in 2025.

0.6%

Higher than 26% of 6,673 companies in 2025.

BEVER Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: middle half · Equity: top quarter · Balance sheet total: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 14.2m14.8m14.1m19.5m18.2m17.3m16.8m16.8m16.8m16.9m14.3m16.7m17.1m17.5m17.7m17.9m15.2m13.8m5.4m5.2m
21/28 11.7m11.7m11.9m12.1m12.3m12.5m12.7m12.9m13.1m13.3m13.6m16.6m17.0m17.4m17.7m17.7m15.0m13.7m5.2m5.1m
22/27 11.7m11.7m11.9m12.1m12.3m12.5m12.7m12.9m13.1m13.3m13.6m16.6m17.0m17.4m17.7m17.7m15.0m13.7m5.1m5.0m
22 11.7m11.7m11.9m12.1m12.3m12.5m12.7m12.9m13.1m13.3m13.6m16.6m17.0m17.4m17.7m17.7m15.0m13.7m5.1m5.0m
28 ------------------93,15893,158
29/58 2.6m3.1m2.2m7.4m5.9m4.8m4.1m3.9m3.7m3.6m703,34344,00951,61460,08169,111181,031203,507149,205230,496155,035
3 ---7.0m5.9m3.8m2.9m2.7m2.6m2.6m----------
30/36 ---7.0m5.9m3.8m2.9m2.7m2.6m2.6m----------
40/41 2.5m2.7m1.7m-5,000703,712--7,86375531,04244763441463,7724,31155,1931,578
40 142,2509,917--5,000---7,830-----------
41 2.3m2.7m1.7m--703,712--3375531,04244763441463,7724,31155,1931,578
50/53 -----300,0001.0m1.0m1.0m1.0m----------
54/58 82,122322,191396,757443,27441,87725,728181,403249,53712,46728,054140,4244,7725,0216,0597,465112,226121,202144,396152,753140,824
490/1 2,4612,21819,6691,5731,5216,35519,9759,80867,16524,52131,87739,23346,59053,94661,30268,65978,53249922,55112,634
Balance sheet: equity and liabilities
10/49 14.2m14.8m14.1m19.5m18.2m17.3m16.8m16.8m16.8m16.9m14.3m16.7m17.1m17.5m17.7m17.9m15.2m13.8m5.4m5.2m
10/15 14.1m14.0m13.9m11.2m11.2m10.7m10.5m10.9m11.1m11.2m11.2m7.3m7.3m7.3m7.3m7.4m6.6m6.8m2.9m2.9m
10/11 8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m7.0m7.0m3.1m3.1m
10 8.0m8.0m8.0m8.0m8.0m---------------
100 8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m8.0m7.0m7.0m3.1m3.1m
13 380,242380,598381,353246,109250,865230,621218,440219,316223,502227,688229,87479,05983,24587,43191,61695,80299,988104,173108,007112,193
130/1 352,500348,100344,100204,100204,100179,100--------------
130 352,500348,100344,100204,100204,100179,100165,600165,600165,600165,600163,6008,6008,6008,6008,6008,6008,6008,6008,2488,248
132 27,74232,49837,25342,00946,76551,52152,84053,71657,90262,08866,27470,45974,64578,83183,01687,20291,38895,57399,759103,945
14 5.7m5.6m5.5m2.9m3.0m2.5m2.2m2.7m2.9m3.0m2.9m-782,661-772,636-759,171-777,056-674,549-525,017-352,309-357,745-323,537
16 9,24710,83312,41814,00315,58817,17422,19527,66029,81531,97034,12636,28138,43640,59242,74744,90247,05849,21351,36853,523
168 9,24710,83312,41814,00315,58817,17422,19527,66029,81531,97034,12636,28138,43640,59242,74744,90247,05849,21351,36853,523
17/49 162,479766,058128,7378.3m7.0m6.6m6.4m5.9m5.7m5.7m3.1m9.3m9.7m10.1m10.4m10.5m8.6m7.0m2.5m2.3m
42/48 160,521763,481125,2988.3m7.0m6.6m6.4m5.9m5.7m5.7m3.1m9.3m9.7m10.1m10.4m10.5m8.6m7.0m2.5m2.3m
44 116,788103,100125,2985,06667,87362,3584,7364,5513,6463,6393353323226,36010,2229,62534,0642962961,259
440/4 116,788103,100125,2985,06667,87362,3584,7364,5513,6463,6393353323226,36010,2229,62534,0642962961,259
45 43,7331,877------------------
450/3 43,7331,877------------------
47/48 -658,505-8.3m6.9m6.5m6.3m5.9m5.7m5.7m3.1m9.3m9.7m10.1m10.4m10.4m8.5m7.0m2.5m2.3m
492/3 1,9582,5763,4402,2932,2392,1962,1542,1002,8442,0391,9971,9362,4202,4502,2392,2392,0571,7551,7552,041
Income statement
76A ----496,219273,12038,545254,95150,00013,6553.9m------600,342-11,000
9900 174,402262,4804.3m194,321716,818504,199274,552306,890192,775249,070209,420384,269381,455417,460128,580108,552131,542161,104179,769117,003
630 235,772221,798218,962215,295233,627232,550231,606228,799226,122225,809225,809394,841395,552400,785233,241259,958306,226780,756220,307151,317
640/8 12,2831,0941.4m4,8394,7469,8384,5084,4355,8625,7717,5085,7655,7255,6325,5075,4435,4395,3084,9612,511
66A ------127,144256,22187,049-----------
9901 -73,65239,5892.7m-25,813478,445261,812-88,707-182,565-126,25717,490-23,896-16,336-19,82211,043-110,168-156,848-180,122-624,959-45,500-36,825
75/76B 197,94527,99366,2190---14013,7821680165011,3219751,07424,0734,9514,713
75 197,94527,99366,2190---1401271680165011,3219751,07424,0734,9514,713
76B ---------13,655----------
65/66B 136453425757357,7013835679930--00110137
65 136453425757503835679930--00110137
66B ------357,651-------------
9903 124,29167,5452.7m-25,855478,388261,755-446,408-182,589-126,29231,2053.9m-16,366-19,80611,544-108,847-155,873-179,049-553-40,549-21,148
780 1,5851,5851,5851,5851,585---------------
67/77 43,7331,877------------------
9904 82,14367,2542.7m-24,270479,973263,340-444,532-180,434-124,13633,3603.9m-14,211-17,65113,699-106,692-153,718-176,8941,603-38,394-20,789
789 4,7564,7564,7564,7564,7564,7564,4654,1864,1864,1864,1864,1864,1864,1864,1864,1864,1864,1864,186698
9905 86,89972,0102.7m-19,514484,729268,096-440,067-176,248-119,95137,5463.9m-10,025-13,46517,885-102,506-149,532-172,7085,788-34,208-20,091
Appropriation of the result
9906 5.7m5.6m5.7m2.9m3.0m2.5m2.2m2.7m2.9m3.0m3.1m-782,661-772,636-759,171-777,056-674,549-525,017-351,957-357,745-323,537
14P 5.6m5.5m2.9m3.0m2.5m---------------
691/2 4,4004,000140,000-25,00013,500---2,000155,000------352--
6920 4,4004,000140,000-25,00013,500---2,000155,000------352--
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 16 older financial years (1990-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 03-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 3 days after the deadline. Filed on 3 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00378387.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 03-08-2026 2026-00378387 PDF
31-12-2024 micro format 11-08-2025 2025-00376159 PDF
31-12-2023 micro format 29-08-2024 2024-00448945 PDF
31-12-2022 micro format 22-05-2023 2023-00096124 PDF
31-12-2021 micro format 12-05-2022 2022-20027566 PDF
31-12-2020 micro format 20-05-2021 2021-14700567 PDF
31-12-2019 micro format 25-05-2020 2020-13100400 PDF
31-12-2018 micro format 21-05-2019 2019-13900152 PDF
31-12-2017 micro format 01-06-2018 2018-15400239 PDF
31-12-2016 abbreviated format 29-06-2017 2017-25400071 PDF
31-12-2015 abbreviated format 05-08-2016 2016-40300571 PDF
31-12-2014 abbreviated format 19-06-2015 2015-18900458 PDF
31-12-2013 abbreviated format 22-05-2014 2014-13300077 PDF
31-12-2012 abbreviated format 13-06-2013 2013-17500422 PDF
31-12-2011 abbreviated format 02-07-2012 2012-24700176 PDF
31-12-2010 abbreviated format 22-08-2011 2011-42300252 PDF
31-12-2009 abbreviated format 17-06-2010 2010-18800274 PDF
31-12-2008 abbreviated format 17-07-2009 2009-43100053 PDF
31-12-2007 abbreviated format 30-05-2008 2008-17300285 PDF
31-12-2006 abbreviated format 22-06-2007 2007-27300091 PDF
31-12-2005 abbreviated format 23-06-2006 2006-29200140 PDF
31-12-2004 abbreviated format 17-05-2005 2005-14700208 PDF
31-12-2003 abbreviated format 23-04-2004 2004-11400274 PDF
31-12-2002 abbreviated format 15-04-2003 2003-10800024 PDF
31-12-2001 abbreviated format 21-06-2002 2002-23000006 PDF
31-12-2000 abbreviated format 17-05-2001 2001-12900146 PDF
31-12-1999 abbreviated format 06-06-2000 2000-17400270 PDF
31-12-1998 abbreviated format 15-07-1999 1999-33805284 PDF
31-12-1997 abbreviated format 26-06-1998 1998-22904051 PDF
31-12-1996 abbreviated format 16-06-1997 1997-15800431 PDF
31-12-1995 abbreviated format 14-06-1996 1996-16301189 PDF
31-12-1994 abbreviated format 26-10-1995 1995-55104100 PDF
31-12-1993 abbreviated format 31-05-1994 1994-10603461 PDF
31-12-1992 abbreviated format 09-07-1993 1993-24904788 PDF
31-12-1991 abbreviated format 08-07-1992 1992-20204135 PDF
31-12-1990 abbreviated format 19-06-1991 1991-10904508 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
207,71533,8188,52232,69222,94026,97728,06926,7757,83005,61900155,741160,0513.0m1.7m9.3m346,6081.4m
-240,069-74,566-46,518401,39716,149-155,674-68,134237,070-15,587-112,369135,652-249-1,038-1,406-104,762-8,976-23,193-8,35711,929-
98.8%94.7%99.0%57.3%61.5%61.9%62.1%64.7%66.0%66.2%78.3%43.8%42.8%41.9%41.2%41.4%43.2%48.9%52.6%55.4%
0.6%0.5%19.7%-0.2%4.3%2.5%-4.3%-1.7%-1.1%0.3%34.7%-0.2%-0.2%0.2%-1.5%-2.1%-2.7%0.0%-1.3%-0.7%
0.6%0.5%19.5%-0.1%2.6%1.5%-2.6%-1.1%-0.7%0.2%27.2%-0.1%-0.1%0.1%-0.6%-0.9%-1.2%0.0%-0.7%-0.4%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€207,715€33,818€8,522€32,692€22,940
€235,772€221,798€218,962€215,295€233,627

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on BEVER

The operating result for 2025 is a loss of €73,652, after a profit of €39,589 in 2024. It is the lowest result since 2019.

Debt's share of the balance-sheet total falls from 5.2% to 1.1%. Equity is higher and debt is lower.

Large changes and their cause
  • 2021 Net result +82% on 2020. The 2021 profit included a one-off income of €496,219.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

We would like to set cookies. That happens only with your consent. What we measure