BEVER
ActiveSummary
BEVER has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €119,886 and a net result of -€5,243. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 19375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability14▼-55
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
short-term debt: 0.6% and cash: 80.4% of total assets, and 7.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92.8%
Return on assets
-4.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
63 d early
2022
77 d early
2021
54 d early
2020
23 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#7 oldest company in Lommel, Real estate sector
Equity
€119,886▼ 71.3%
2023 · €418,425
Total assets
€129,215▼ 70.3%
2023 · €435,659
Net result
-€5,243
2023 · €2,473
Working capital
€105,412▼ 73.9%
2023 · €403,355
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€134,425▼ 1,429%€36,953€97,874▲ 165%€126▼ 99.9%-€8,665
Net result-€224,533below the sector's middle half▼ 1,947%€128,340above the sector's middle half€95,596above the sector's middle half▼ 25.5%€2,473within the sector's middle half▼ 97.4%-€5,243within the sector's middle half
Equity€238,454within the sector's middle half▼ 48.5%€366,795above the sector's middle half▲ 53.8%€415,952above the sector's middle half▲ 13.4%€418,425above the sector's middle half▲ 0.6%€119,886within the sector's middle half▼ 71.3%
Total assets€371,274below the sector's middle half▼ 49.2%€496,707within the sector's middle half▲ 33.8%€552,634within the sector's middle half▲ 11.3%€435,659within the sector's middle half▼ 21.2%€129,215below the sector's middle half▼ 70.3%
Debt€132,819▼ 50.3%€129,913▼ 2.2%€136,682▲ 5.2%€17,234▼ 87.4%€9,329▼ 45.9%
Working capital€330,847within the sector's middle half▼ 39.8%€464,653above the sector's middle half▲ 40.4%€477,062above the sector's middle half▲ 2.7%€403,355above the sector's middle half▼ 15.5%€105,412within the sector's middle half▼ 73.9%
Solvency64.2%above the sector's middle half▲ 0.8pp73.8%above the sector's middle half▲ 9.6pp75.3%above the sector's middle half▲ 1.4pp96.0%above the sector's middle half▲ 20.8pp92.8%above the sector's middle half▼ 3.3pp
Current ratio10.51above the sector's middle half79.00above the sector's middle half▲ 68.49
Return on assets (ROA)-60.5%below the sector's middle half▼ 59.0pp25.8%above the sector's middle half▲ 86.3pp17.3%above the sector's middle half▼ 8.5pp0.6%within the sector's middle half▼ 16.7pp-4.1%below the sector's middle half▼ 4.6pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2020 Net result -1,947% on 2019. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8,665 after €126 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €129,215
Fixed assets
€22,984 ▼ 15.3%
Current assets
€106,231 ▼ 74.0%
Equity and liabilities €129,215
Equity
€119,886 ▼ 71.3%
Debt
€9,329 ▼ 45.9%
Debt's share of the balance-sheet total rises from 4.0% to 7.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€4,516▼
2023 · €3,650
Cash flow
-€1,094▼
2023 · €5,998
Debt to equity
0.08▲
2023 · 0.04
ROE
-4.4%▼
2023 · 0.6%
Interest coverage
-31.96▼
2023 · 8.07
Debt ≤ 1 year
€819▼
2023 · €5,171
Debt > 1 year
€8,510▼
2023 · €12,062
Income taxes
-€16▼
2023 · €264
A ratio outside any meaningful range has been withheld (balance sheet total €129,215, equity €119,886).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,570 | €6,570 | €6,570 | €3,524 | €4,149 | ▲ 17.7% |
| Other operating charges640/8 | - | €2,891 | €2,245 | €2,461 | €2,542 | ▲ 3.3% |
| Non-recurring operating charges66A | - | - | - | €225 | - | - |
| Gross operating margin9900 | -€125,146 | €46,413 | €106,690 | €6,336 | -€1,973 | ▼ 131% |
| Operating profit (loss)9901 | -€134,425 | €36,953 | €97,874 | €126 | -€8,665 | ▼ 6,977% |
| Financial income75/76B | - | €1,800 | €1,800 | €3,063 | €3,547 | ▲ 15.8% |
| Recurring financial income75 | €2,700 | €1,800 | €1,800 | €3,063 | €3,547 | ▲ 15.8% |
| Financial charges65/66B | - | -€89,587 | €429 | €452 | €141 | ▼ 68.8% |
| Recurring financial charges65 | €2,809 | -€89,587 | €429 | €452 | €141 | ▼ 68.8% |
| Profit (loss) for the period before taxes9903 | -€224,533 | €128,340 | €99,245 | €2,737 | -€5,259 | ▼ 292% |
| Income taxes67/77 | - | - | €3,649 | €264 | -€16 | ▼ 106% |
| Profit (loss) for the period9904 | -€224,533 | €128,340 | €95,596 | €2,473 | -€5,243 | ▼ 312% |
| Profit (loss) for the period to be appropriated9905 | -€224,533 | €128,340 | €95,596 | €2,473 | -€5,243 | ▼ 312% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €371,274 | €496,707 | €552,634 | €435,659 | €129,215 | ▼ 70.3% |
| Fixed assets21/28 | €38,549 | €31,979 | €25,409 | €27,133 | €22,984 | ▼ 15.3% |
| Tangible fixed assets22/27 | €38,549 | €31,979 | €25,409 | €27,133 | €22,984 | ▼ 15.3% |
| Land and buildings22 | - | €31,979 | €25,409 | €25,896 | €22,280 | ▼ 14.0% |
| Furniture and vehicles24 | - | - | - | €1,237 | €704 | ▼ 43.1% |
| Current assets29/58 | €332,725 | €464,728 | €527,225 | €408,526 | €106,231 | ▼ 74.0% |
| Amounts receivable after more than one year29 | - | €90,000 | €90,000 | - | - | - |
| Other amounts receivable291 | - | €90,000 | €90,000 | - | - | - |
| Stocks and contracts in progress3 | €283,895 | €229,671 | €52,038 | €4,256 | - | - |
| Stocks30/36 | - | €229,671 | €52,038 | €4,256 | - | - |
| Amounts receivable within one year40/41 | €2,519 | - | - | €595 | €2,317 | ▲ 289% |
| Trade receivables40 | - | - | - | €595 | €350 | ▼ 41.2% |
| Other amounts receivable41 | - | - | - | - | €1,967 | - |
| Current investments50/53 | - | - | - | €275,000 | - | - |
| Cash at bank and in hand54/58 | €45,245 | €144,667 | €384,962 | €125,666 | €103,914 | ▼ 17.3% |
| Deferred charges and accrued income490/1 | - | €390 | €225 | €3,009 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €371,274 | €496,707 | €552,634 | €435,659 | €129,215 | ▼ 70.3% |
| Equity10/15 | €238,454 | €366,795 | €415,952 | €418,425 | €119,886 | ▼ 71.3% |
| Contributions10/11 | €354,797 | €354,797 | €354,797 | €354,797 | €61,500 | ▼ 82.7% |
| Capital10 | - | €354,797 | €354,797 | €354,797 | €61,500 | ▼ 82.7% |
| Issued capital100 | - | €354,797 | €354,797 | €354,797 | €61,500 | ▼ 82.7% |
| Reserves13 | €108,191 | €108,191 | €61,155 | €63,629 | €63,629 | = |
| Non-distributable reserves130/1 | - | €24,664 | €24,664 | €24,788 | €24,788 | = |
| Legal reserve130 | - | €24,664 | €24,664 | €24,788 | €24,788 | = |
| Distributable reserves133 | - | €83,527 | €36,491 | €38,841 | €38,841 | = |
| Profit (loss) carried forward14 | -€224,533 | -€96,193 | - | - | -€5,243 | - |
| Amounts payable17/49 | €132,819 | €129,913 | €136,682 | €17,234 | €9,329 | ▼ 45.9% |
| Amounts payable after more than one year17 | €130,941 | €129,838 | €86,519 | €12,062 | €8,510 | ▼ 29.4% |
| Financial debts170/4 | - | €129,838 | €86,519 | €12,062 | €8,510 | ▼ 29.4% |
| Amounts payable within one year42/48 | €1,878 | €75 | €50,163 | €5,171 | €819 | ▼ 84.2% |
| Trade debts44 | €62 | - | - | €1,200 | €744 | ▼ 38.0% |
| Suppliers440/4 | - | - | - | €1,200 | €744 | ▼ 38.0% |
| Advances received on contracts in progress46 | - | €75 | €75 | €75 | €75 | = |
| Taxes, remuneration and social security45 | - | - | €5,971 | €3,896 | - | - |
| Taxes450/3 | - | - | €3,649 | €3,896 | - | - |
| Remuneration and social security454/9 | - | - | €2,322 | - | - | - |
| Other amounts payable47/48 | - | - | €44,117 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€224,533 | €128,340 | €95,596 | €2,473 | -€5,243 | ▼ 312% |
| + Depreciation and write-downs630 | €6,570 | €6,570 | €6,570 | €3,524 | €4,149 | ▲ 17.7% |
| Operating cash flow (approximation) | -€217,963 | €134,910 | €102,166 | €5,998 | -€1,094 | ▼ 118% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€5,248 | €0 | ▲ 100% |
| Change in cash | - | €99,422 | €240,295 | -€259,295 | -€21,752 | ▲ 91.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 8current ratio 79.00
Current ratio from 10.51 to 79.00; short-term debt falls from €50,163 to €5,171.
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €128,340
Net result €128,340 after 3 loss-making years.
31-12
Financial
Liquidity times 35current ratio 6196.38
Current ratio from 177.20 to 6196.38; short-term debt falls from €1,878 to €75.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet -€224,533
Net result drops to -€224,533, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 35current ratio 177.20
Current ratio from 5.04 to 177.20; short-term debt falls from €135,858 to €1,878.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 1987
Ground area
611 m²
Building footprint
175 m²
Volume, LiDAR
769 m³
Parcel 72342A0687/00R002, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BEVER
since 19872.032.126.937
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A0687/00R002 | Flanders | 611 m² | 1 · 175 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,773 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded10-12-1987
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0432801528
Also
9925:BE0432801528
Registered
30-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.