BEVA - INVEST
ActiveBEVA - INVEST has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.79M and a net result of €811k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 51% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-4
Solvency65▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.6 in 2024; short-term debt: 60.1% and cash: 1.1% of total assets), and 60.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.9%
Return on assets
4.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
59 d early
2023
27 d early
2022
17 d early
2021
44 d early
2020
25 d early
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€811k▼ 48.9%
2024 · €1.59M
2018: €1.29M
2019: €372k
2020: €2.17M
2021: €261k
2022: €587k
2023: €366k
2024: €1.59M
2018 → 2025
Working capital
€-3.99M▲ 24.9%
2024 · €-5.32M
2018: €-5.20M
2019: €-3.64M
2020: €-1.42M
2021: €1.39M
2022: €-3.52M
2023: €-4.01M
2024: €-5.32M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7.04M-€7.08M▲ 0.5%€7.15M▲ 0.9%€7.18M▲ 0.5%€7.79M▲ 8.5%
Operating result€416k-€696k▲ 67.0%€625k▼ 10.1%€1.75M▲ 181%€1.12M▼ 36.2%
Net result€261k-€587k▲ 125%€366k▼ 37.7%€1.59M▲ 334%€811k▼ 48.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19.53M
Fixed assets
€11.79M▼ 5.9%
Current assets
€7.74M▼ 2.4%
Equity and liabilities €19.53M
Equity
€7.79M▲ 8.5%
Debt
€11.74M▼ 11.6%
The debt ratio falls from 64.9% to 60.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.30M▼
2024 · €1.94M
Cash flow
€996k▼
2024 · €1.78M
Solvency
39.9%▲
2024 · 35.1%
Current ratio
0.66▲
2024 · 0.60
Quick ratio
0.10▲
2024 · 0.05
Debt / equity
1.51▼
2024 · 1.85
ROE
10.4%▼
2024 · 22.1%
ROA
4.2%▼
2024 · 7.8%
Interest coverage
11.26▼
2024 · 11.62
Debt
€11.74M▼
2024 · €13.28M
Debt ≤ 1 year
€11.74M▼
2024 · €13.25M
Income taxes
€203k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20.46M€19.53M▼
Fixed assets21/28€12.52M€11.79M▼
Tangible fixed assets22/27€12.42M€11.69M▼
Land and buildings22€12.36M€11.64M▼
Plant, machinery and equipment23€62k€48k▼
Furniture and vehicles24€4k€93▼
Financial fixed assets28€100k€100k=
Current assets29/58€7.94M€7.74M▼
Stocks and contracts in progress3€7.28M€6.60M▼
Stocks30/36€7.28M€6.60M▼
Amounts receivable within one year40/41€259k€895k▲
Trade receivables40€259k€895k▲
Other amounts receivable41-€64
Cash at bank and in hand54/58€392k€223k▼
Deferred charges and accrued income490/1€5k€30k▲
Equity and liabilities
Total equity and liabilities10/49€20.46M€19.53M▼
Equity10/15€7.18M€7.79M▲
Contributions10/11€67k€67k=
Capital10€67k€67k=
Issued capital100€67k€67k=
Revaluation surpluses12€3.37M€3.37M=
Reserves13€3.66M€4.27M▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132-€421k
Distributable reserves133€3.66M€3.85M▲
Profit (loss) carried forward14€81k€81k▼
Amounts payable17/49€13.28M€11.74M▼
Amounts payable within one year42/48€13.25M€11.74M▼
Financial debts43-€1.58M
Credit institutions430/8-€1.58M
Trade debts44€118k€95k▼
Suppliers440/4€118k€95k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€95k€80k▼
Taxes450/3€95k€80k▼
Other amounts payable47/48€13.04M€9.98M▼
Accrued charges and deferred income492/3€23k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€188k€185k▼
Other operating charges640/8€60k€65k▲
Gross operating margin9900€2.00M€1.37M▼
Operating profit (loss)9901€1.75M€1.12M▼
Financial income75/76B€15k€10k▼
Recurring financial income75€15k€10k▼
Financial charges65/66B€167k€116k▼
Recurring financial charges65€167k€116k▼
Profit (loss) for the period before taxes9903€1.60M€1.01M▼
Income taxes67/77€14k€203k▲
Profit (loss) for the period9904€1.59M€811k▼
Transfer to tax-exempt reserves689-€421k
Profit (loss) for the period to be appropriated9905€1.59M€390k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.67M€471k▼
Profit (loss) brought forward from the previous period14P€78k€81k▲
Transfer to equity691/2€35k€190k▲
To other reserves6921€35k€190k▲
Profit to be distributed694/7€1.55M€200k▼
Directors or managers695€1.55M€200k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €261k ▼88%
Net result drops to €261k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €2.17M ▲482%
Net result €2.17M, the highest in the series.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 54 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirbaan 199240 ZeleGround area
2,775 m²
Building footprint
1,200 m²
Volume, LiDAR
5,746 m³
2 parcels, Flanders, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Heirbaan 19, 9240 Zele
since 19972.240.650.609
Rue du Taillet 3, 6980 La Roche-en-Ardenne
since 20152.242.364.440
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402C1836/00D000 | Flanders | 2,460 m² | 1 · 945 m² | 9.7 m · 2 fl. |
| 83005A0129/00R000 | Wallonia | 315 m² | 1 · 254 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Lotinvest Development
BE 0417.100.196
Brussel · Eq €7.81M
LIBURNI
BE 0480.132.479
Beringen · Eq €7.82M
Groupement immobilier de Mons
BE 0401.103.413
Charleroi · Eq €7.76M
Potrell
BE 0809.248.036
Izegem · Eq €7.70M
Noorderlaan
BE 0545.736.846
Turnhout · Eq €7.69M
Of 9,697 companies in sector 68121 we hold annual accounts for 7,381. 1,422 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-05-1997
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
68110Buying and selling of own real estate
70120
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.