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Betty

Active
Private limited companyfounded 20197 yrs activeSluiskensweg 2, 3200 Aarschot, BelgiumKBO/BCE: BE 0727.919.078

Betty has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €31k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 4596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
62 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▼-36
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
5.2%
Return on assets
55.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-02-2026, 162 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
162 d early
2024
160 d early
2023
153 d early
2022
95 d early
2021
30 d early
2020
4 d early
2019
53 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€3k▼ 82.9%
2024 · €17k
2019: €12k 2020: €15k 2021: €19k 2022: €14k 2023: €11k 2024: €17k
2019 → 2025
Total assets
€55k▲ 34.4%
2024 · €41k
2019: €16k 2020: €23k 2021: €21k 2022: €31k 2023: €22k 2024: €41k
2019 → 2025
Net result
€31k▲ 28.2%
2024 · €24k
2019: €10k 2020: €4k 2021: €3k 2022: €16k 2023: €55 2024: €24k
2019 → 2025
Working capital
€-6k
2024 · €15k
2019: €11k 2020: €15k 2021: €18k 2022: €10k 2023: €8k 2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€19k-€14k▼ 24.8%€11k▼ 21.0%€17k▲ 52.1%€3k▼ 82.9%
Operating result€6k-€22k▲ 277%€401▼ 98.2%€36k▲ 8,802%€42k▲ 18.5%
Net result€3k-€16k▲ 376%€55▼ 99.7%€24k▲ 43,404%€31k▲ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €6k€6kNet result 2021: €3k€3kOperating result 2022: €22k€22kNet result 2022: €16k€16kOperating result 2023: €401€401Net result 2023: €55€55Operating result 2024: €36k€36kNet result 2024: €24k€24kOperating result 2025: €42k€42kNet result 2025: €31k€31k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets €9k▲ 329%
Current assets €46k▲ 18.7%
Equity and liabilities €55k
Equity €3k▼ 82.9%
Debt €52k▲ 117%
The debt ratio rises from 58.8% to 94.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€45k
2024 · €37k
Cash flow
€33k
2024 · €25k
Solvency
5.2%
2024 · 41.2%
Current ratio
0.88
2024 · 1.64
Quick ratio
0.88
2024 · 1.64
Debt / equity
18.08
2024 · 1.43
ROA
55.4%
2024 · 58.0%
Interest coverage
204.57
2024 · 154.68
Debt
€52k
2024 · €24k
Debt ≤ 1 year
€52k
2024 · €24k
Income taxes
€12k
2024 · €12k
A ratio outside any meaningful range has been withheld (balance sheet total €55k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€41k€55k
Fixed assets21/28€2k€9k
Tangible fixed assets22/27€2k€9k
Plant, machinery and equipment23€699€994
Furniture and vehicles24€1k€8k
Current assets29/58€39k€46k
Amounts receivable within one year40/41€9k€11k
Trade receivables40€7k€11k
Other amounts receivable41€1k€24
Cash at bank and in hand54/58€29k€34k
Deferred charges and accrued income490/1€1k€477
Equity and liabilities
Total equity and liabilities10/49€41k€55k
Equity10/15€17k€3k
Contributions10/11€3k€3k=
Reserves13€14k€388
Distributable reserves133€14k€388
Amounts payable17/49€24k€52k
Amounts payable within one year42/48€24k€52k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€6k€13k
Taxes450/3€6k€13k
Other amounts payable47/48€15k€36k
Accrued charges and deferred income492/3€387-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k
Other operating charges640/8€2k€1k
Gross operating margin9900€39k€46k
Operating profit (loss)9901€36k€42k
Financial income75/76B€0€49
Recurring financial income75€0€49
Financial charges65/66B€239€220
Recurring financial charges65€239€220
Profit (loss) for the period before taxes9903€35k€42k
Income taxes67/77€12k€12k
Profit (loss) for the period9904€24k€31k
Profit (loss) for the period to be appropriated9905€24k€31k
Appropriation of the result
Profit (loss) to be appropriated9906€24k€31k
Transfer from equity791/2-€14k
Transfer to equity691/2€6k-
To other reserves6921€6k-
Profit to be distributed694/7€18k€45k
Return on contributions (dividend)694€18k€45k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2019net €31k ▲28.2%
Operating result €42k, net result €31k, both a record.
21-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €55 ▼99.7%
Net result drops to €55, the lowest in the series; recovery starts the following year.
27-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity triplescurrent ratio 8.68
Current ratio from 2.83 to 8.68; short-term debt falls from €8k to €2k.
27-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sluiskensweg 23200 Aarschot
Ground area
807 m²
Building footprint
153 m²
Volume, LiDAR
618 m³
Parcel 24662G0116/00P002, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Betty
Sluiskensweg 2, 3200 AarschotRetail sale of cosmetics and toilet articles
since 20192.289.990.846
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24662G0116/00P002 Flanders 807 m² 1 · 153 m² 8.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,862 companies in sector 96220 we hold annual accounts for 1,441. 736 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-06-2019
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
47750Retail sale of cosmetics and toilet articles
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.