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BETTI-GARNIER CONSULTING & TRAINING

Active
Private limited companyfounded 2022active for 4 yearsRue Saint-Sauveur,Meux 4, 5081 La Bruyère, BelgiumKBO/BCE: BE 0782.657.069

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BETTI-GARNIER CONSULTING & TRAINING has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €636 and a net result of €67,526. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 18% of 1,682 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
BETTI-GARNIER CONSULTING & TRAININGActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 25-02-2022 Normal situation
Legal form
Private limited company
Registered office
Rue Saint-Sauveur,Meux 4, 5081 La Bruyère
Activity
Computer consultancy and computer facilities management NACE 62200and 1 other
Establishment unit
2.328.321.979 5081 La Bruyère, since 25-02-2022
Financial year end
31 December
Peppol
Reachable since 25-08-2025
Company details

Board and ownership

Board
  • Betti SamuelDirector · since 25-02-2022
  • Garnier ClémenceDirector · since 25-02-2022
Holdings
Shares in 1 company PROCEOS
Board & ownership

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€97,887
▲ 62.1%
Turnover
≈ €250,000
estimated
Profit
€67,526
▲ 83.9%
Equity
€636
▼ 99.3%
Total assets
€74,443
▼ 37.5%
2025 accounts filed 57 days before the deadline
Filed on 04-06-2026PDF
Financials
Score breakdownraises riskEquity €636 (0.9% of total assets)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €74,443Liquidity: current ratio 0.72, cash €13,641, halvedShow the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of micro companies in computer programming and consultancy (NACE 62)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 26-71
equity 0.9% of total assets
Liquidity 23-72
short-term debt 93.9% · cash 18.3%
Profitability 100=
return on assets 90.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,908 companies, NACE 62, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 9% of them on solvency, 8% on liquidity, 82% on profitability and 3% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €74,443
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.72, cash €13,641, halved
NBB · annual accounts
raises risk · Equity €636 (0.9% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1682 sector peers (2025).
NBB · sector comparison
Position among 1682 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
57 days early
2024
73 days early
2023
120 days early
2022
119 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 92 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 April (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Equity fell in 2025from €85,610 to €636 ▼ 99.3% View
  • Caution: Less equity than 83% of companies in computer programming and consultancysector median €431,589 · 1,682 companies €636 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BETTI-GARNIER CONSULTING & TRAINING

What is the company number of BETTI-GARNIER CONSULTING & TRAINING?
The company number of BETTI-GARNIER CONSULTING & TRAINING is 0782.657.069. The VAT number is the same number with BE in front: BE 0782.657.069.
Where is BETTI-GARNIER CONSULTING & TRAINING based?
The registered office is at Rue Saint-Sauveur,Meux 4, 5081 La Bruyère.Company details
What does BETTI-GARNIER CONSULTING & TRAINING do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of BETTI-GARNIER CONSULTING & TRAINING?
The legal form of BETTI-GARNIER CONSULTING & TRAINING is Private limited company (BV).
When was BETTI-GARNIER CONSULTING & TRAINING founded?
BETTI-GARNIER CONSULTING & TRAINING was founded on 25-02-2022.
Is BETTI-GARNIER CONSULTING & TRAINING still active?
Yes, BETTI-GARNIER CONSULTING & TRAINING is an active enterprise in the KBO register.
What is the turnover of BETTI-GARNIER CONSULTING & TRAINING?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €97,887 and 56 comparable companies (NACE 62200). It probably lies between €180,000 and €450,000.Financials
Is BETTI-GARNIER CONSULTING & TRAINING profitable?
In financial year 2025, BETTI-GARNIER CONSULTING & TRAINING made a profit of €67,526.
Where can I find the annual accounts of BETTI-GARNIER CONSULTING & TRAINING?
BETTI-GARNIER CONSULTING & TRAINING filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of BETTI-GARNIER CONSULTING & TRAINING due?
BETTI-GARNIER CONSULTING & TRAINING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to BETTI-GARNIER CONSULTING & TRAINING

Subsidiaries and holdings

Comparable companies

These companies have the same main activity as BETTI-GARNIER CONSULTING & TRAINING: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €87,700 and €140,000, founded between 2019 and 2022.

CompanyTotal assetsGross margin
BETTI-GARNIER CONSULTING & TRAINING La Bruyère€74,443€97,887
ENNOR Oudergem€104,534€98,896
W-Tech IT Solutions Wavre€87,665€105,985
FIRMAMENTA Antwerpen€96,091€152,832
ERIADOR Oudergem€126,350€110,721
OREVIR Hasselt€139,884€73,076
LX SOLUTIONS Zandhoven€105,114€63,157
Full comparison

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