BETTAMAN
ActiveSummary
BETTAMAN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €304,674 and a net result of €115,269. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 2278 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+17
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 9.23 against 15.6 in 2023; short-term debt: 9.9% and cash: 13.1% of total assets), and 9.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.1%
Return on assets
34.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
7 d early
2023
28 d early
2022
on the day
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€304,674▲ 16.8%
2023 · €260,834
Total assets
€338,147▲ 21.7%
2023 · €277,902
Net result
€115,269▲ 256%
2023 · €32,364
Working capital
€275,466▲ 15.6%
2023 · €238,204
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€124,971▲ 31.2%€112,153▼ 10.3%€157,529▲ 40.5%€55,707▼ 64.6%€166,919▲ 200%
Net result€99,882above the sector's middle half▲ 49.8%€81,761above the sector's middle half▼ 18.1%€121,718above the sector's middle half▲ 48.9%€32,364within the sector's middle half▼ 73.4%€115,269above the sector's middle half▲ 256%
Equity€256,420above the sector's middle half▲ 33.6%€278,181above the sector's middle half▲ 8.5%€314,184above the sector's middle half▲ 12.9%€260,834above the sector's middle half▼ 17.0%€304,674above the sector's middle half▲ 16.8%
Total assets€319,237above the sector's middle half▲ 19.2%€336,117above the sector's middle half▲ 5.3%€368,633above the sector's middle half▲ 9.7%€277,902within the sector's middle half▼ 24.6%€338,147above the sector's middle half▲ 21.7%
Debt€62,816▼ 17.1%€57,936▼ 7.8%€54,449▼ 6.0%€17,068▼ 68.7%€33,473▲ 96.1%
Working capital€239,943above the sector's middle half▲ 28.9%€256,750above the sector's middle half▲ 7.0%€288,645above the sector's middle half▲ 12.4%€238,204above the sector's middle half▼ 17.5%€275,466above the sector's middle half▲ 15.6%
Solvency80.3%above the sector's middle half▲ 8.6pp82.8%above the sector's middle half▲ 2.4pp85.2%above the sector's middle half▲ 2.5pp93.9%above the sector's middle half▲ 8.6pp90.1%above the sector's middle half▼ 3.8pp
Current ratio4.86above the sector's middle half▲ 0.975.43above the sector's middle half▲ 0.586.30above the sector's middle half▲ 0.8715.60above the sector's middle half▲ 9.309.23above the sector's middle half▼ 6.37
Return on assets (ROA)31.3%above the sector's middle half▲ 6.4pp24.3%within the sector's middle half▼ 7.0pp33.0%above the sector's middle half▲ 8.7pp11.6%within the sector's middle half▼ 21.4pp34.1%above the sector's middle half▲ 22.4pp
above
within
below
the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 200% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €338,147
Fixed assets
€29,208 ▲ 24.9%
Current assets
€308,939 ▲ 21.4%
Equity and liabilities €338,147
Equity
€304,674 ▲ 16.8%
Debt
€33,473 ▲ 96.1%
Debt's share of the balance-sheet total rises from 6.1% to 9.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€170,664▲
2023 · €58,880
Cash flow
€119,014▲
2023 · €35,537
Debt to equity
0.11▲
2023 · 0.07
ROE
37.8%▲
2023 · 12.4%
Interest coverage
81.03▲
2023 · 40.89
Debt ≤ 1 year
€33,473▲
2023 · €16,318
Income taxes
€58,283▲
2023 · €26,021
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €0 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,618 | €3,152 | €3,867 | €3,173 | €3,745 | ▲ 18.0% |
| Other operating charges640/8 | - | - | €293 | €909 | €3,689 | ▲ 306% |
| Gross operating margin9900 | €128,787 | €115,945 | €161,689 | €59,790 | €174,354 | ▲ 192% |
| Operating profit (loss)9901 | €124,971 | €112,153 | €157,529 | €55,707 | €166,919 | ▲ 200% |
| Financial income75/76B | - | - | €0 | €4,117 | €8,740 | ▲ 112% |
| Recurring financial income75 | €8 | - | €0 | €4,117 | €6,386 | ▲ 55.1% |
| Non-recurring financial income76B | - | - | - | - | €2,353 | - |
| Financial charges65/66B | - | - | €1,384 | €1,440 | €2,106 | ▲ 46.3% |
| Recurring financial charges65 | €869 | €903 | €1,384 | €1,440 | €2,106 | ▲ 46.3% |
| Profit (loss) for the period before taxes9903 | €124,110 | €111,250 | €156,146 | €58,384 | €173,553 | ▲ 197% |
| Income taxes67/77 | €24,228 | €29,489 | €34,428 | €26,021 | €58,283 | ▲ 124% |
| Profit (loss) for the period9904 | €99,882 | €81,761 | €121,718 | €32,364 | €115,269 | ▲ 256% |
| Profit (loss) for the period to be appropriated9905 | €99,882 | €81,761 | €121,718 | €32,364 | €115,269 | ▲ 256% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €319,237 | €336,117 | €368,633 | €277,902 | €338,147 | ▲ 21.7% |
| Fixed assets21/28 | €17,077 | €21,431 | €25,539 | €23,379 | €29,208 | ▲ 24.9% |
| Tangible fixed assets22/27 | €17,062 | €21,431 | €25,539 | €23,379 | €29,208 | ▲ 24.9% |
| Land and buildings22 | - | - | €2,663 | €1,882 | €4,218 | ▲ 124% |
| Furniture and vehicles24 | - | - | €22,877 | €6,932 | €4,575 | ▼ 34.0% |
| Other tangible fixed assets26 | - | - | - | €14,565 | €20,415 | ▲ 40.2% |
| Financial fixed assets28 | €15 | - | - | - | - | - |
| Current assets29/58 | €302,159 | €314,686 | €343,094 | €254,522 | €308,939 | ▲ 21.4% |
| Amounts receivable after more than one year29 | - | - | - | - | €12,300 | - |
| Other amounts receivable291 | - | - | - | - | €12,300 | - |
| Amounts receivable within one year40/41 | €118,475 | €116,815 | €187,995 | €116,322 | €86,512 | ▼ 25.6% |
| Trade receivables40 | - | - | €123,483 | €55,421 | €2,125 | ▼ 96.2% |
| Other amounts receivable41 | - | - | €64,512 | €60,902 | €84,387 | ▲ 38.6% |
| Current investments50/53 | €76,969 | €93,768 | €110,568 | €127,718 | €158,504 | ▲ 24.1% |
| Cash at bank and in hand54/58 | €89,996 | €87,383 | €27,811 | €3,356 | €44,206 | ▲ 1,217% |
| Deferred charges and accrued income490/1 | - | - | €16,720 | €7,125 | €7,417 | ▲ 4.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €319,237 | €336,117 | €368,633 | €277,902 | €338,147 | ▲ 21.7% |
| Equity10/15 | €256,420 | €278,181 | €314,184 | €260,834 | €304,674 | ▲ 16.8% |
| Contributions10/11 | €14,000 | €14,000 | €14,000 | €14,000 | €14,000 | = |
| Capital10 | - | - | €14,000 | - | - | - |
| Issued capital100 | - | - | €20,000 | - | - | - |
| Uncalled capital101 | - | - | €6,000 | - | - | - |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | €117,269 | ▲ 5,763% |
| Non-distributable reserves130/1 | - | - | €2,000 | €2,000 | €0 | ▼ 100% |
| Legal reserve130 | - | - | €2,000 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €0 | - |
| Other1319 | - | - | - | €2,000 | - | - |
| Distributable reserves133 | - | - | - | - | €117,269 | - |
| Profit (loss) carried forward14 | €240,420 | €262,181 | €298,184 | €244,834 | €173,405 | ▼ 29.2% |
| Amounts payable17/49 | €62,816 | €57,936 | €54,449 | €17,068 | €33,473 | ▲ 96.1% |
| Amounts payable within one year42/48 | €62,216 | €57,936 | €54,449 | €16,318 | €33,473 | ▲ 105% |
| Financial debts43 | - | - | - | - | €5,998 | - |
| Credit institutions430/8 | - | - | - | - | €5,998 | - |
| Trade debts44 | €12,944 | €11,637 | €13,550 | €9,640 | €4,745 | ▼ 50.8% |
| Suppliers440/4 | - | - | €13,550 | €9,640 | €4,745 | ▼ 50.8% |
| Taxes, remuneration and social security45 | - | - | €40,683 | €6,679 | €22,639 | ▲ 239% |
| Taxes450/3 | - | - | €40,287 | €6,679 | €22,639 | ▲ 239% |
| Remuneration and social security454/9 | - | - | €396 | €0 | - | - |
| Other amounts payable47/48 | - | - | €217 | €0 | €90 | - |
| Accrued charges and deferred income492/3 | - | - | - | €750 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €99,882 | €81,761 | €121,718 | €32,364 | €115,269 | ▲ 256% |
| + Depreciation and write-downs630 | €3,618 | €3,152 | €3,867 | €3,173 | €3,745 | ▲ 18.0% |
| Operating cash flow (approximation) | €103,500 | €84,912 | €125,584 | €35,537 | €119,014 | ▲ 235% |
| Investment in fixed assets (approximation) | - | -€7,505 | -€7,976 | -€1,013 | -€9,574 | ▼ 845% |
| Change in cash | - | -€2,613 | -€59,572 | -€24,455 | €40,850 | ▲ 267% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €32,364 ▼73.4%
Net result drops to €32,364, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 15.60
Current ratio from 6.30 to 15.60; short-term debt falls from €54,449 to €16,318.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €121,718 ▲48.9%
Net result €121,718, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €200,000Eq €256,420 ▲33.6%
2 profitable years in a row build equity to €256,420.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hubert Willemsstraat 22650 Edegem1 establishment unit
Bettaman
since 20112.198.783.924
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Of 3,149 companies in sector 63920 we hold annual accounts for 1,525. 1,099 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0835375777
Also
9925:BE0835375777
Registered
03-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.