BETOTEC
ActiveSummary
BETOTEC has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €523k and a net result of €335k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency69▼-15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 4.65 in 2024; short-term debt: 45.4% and cash: 10.8% of total assets), but 55.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
28.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
43 d early
2023
29 d early
2022
55 d early
2021
53 d early
2020
50 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€523k▲ 2.0%
2024 · €512k
2018: €285k
2019: €300k
2020: €379k
2021: €442k
2022: €543k
2023: €595k
2024: €512k
2018 → 2025
Total assets
€1.18M▲ 35.6%
2024 · €872k
2018: €563k
2019: €559k
2020: €683k
2021: €670k
2022: €760k
2023: €838k
2024: €872k
2018 → 2025
Net result
€335k▲ 187%
2024 · €117k
2018: €47k
2019: €55k
2020: €119k
2021: €103k
2022: €101k
2023: €52k
2024: €117k
2018 → 2025
Working capital
€500k▼ 13.4%
2024 · €578k
2018: €271k
2019: €258k
2020: €396k
2021: €367k
2022: €458k
2023: €547k
2024: €578k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€442k-€543k▲ 22.9%€595k▲ 9.6%€512k▼ 13.9%€523k▲ 2.0%
Operating result€125k-€130k▲ 4.4%€66k▼ 49.2%€143k▲ 116%€437k▲ 206%
Net result€103k-€101k▼ 1.4%€52k▼ 48.7%€117k▲ 125%€335k▲ 187%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 206% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€145k ▲ 6.8%
Current assets
€1.04M ▲ 41.0%
Equity and liabilities €1.18M
Equity
€523k ▲ 2.0%
Debt
€660k ▲ 83.5%
Debt's share of the balance-sheet total rises from 41.2% to 55.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€481k▲
2024 · €178k
Cash flow
€380k▲
2024 · €152k
Current ratio
1.93▼
2024 · 4.65
Quick ratio
1.87▼
2024 · 4.15
Debt to equity
1.26▲
2024 · 0.70
ROE
64.2%▲
2024 · 22.8%
ROA
28.4%▲
2024 · 13.4%
Interest coverage
128.90▲
2024 · 39.82
Debt ≤ 1 year
€537k▲
2024 · €158k
Income taxes
€114k▲
2024 · €45k
Staff costs
€1.48M▲
2024 · €1.43M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€872k€1.18M▲
Fixed assets21/28€136k€145k▲
Intangible fixed assets21-€9k
Tangible fixed assets22/27€120k€117k▼
Plant, machinery and equipment23€5k€7k▲
Furniture and vehicles24€107k€103k▼
Other tangible fixed assets26€9k€7k▼
Financial fixed assets28€16k€19k▲
Current assets29/58€736k€1.04M▲
Amounts receivable after more than one year29€13k€7k▼
Other amounts receivable291€13k€7k▼
Stocks and contracts in progress3€80k€33k▼
Stocks30/36€80k€33k▼
Amounts receivable within one year40/41€519k€852k▲
Trade receivables40€489k€700k▲
Other amounts receivable41€30k€152k▲
Cash at bank and in hand54/58€113k€128k▲
Deferred charges and accrued income490/1€11k€17k▲
Equity and liabilities
Total equity and liabilities10/49€872k€1.18M▲
Equity10/15€512k€523k▲
Contributions10/11€50k€50k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€455k€466k▲
Amounts payable17/49€360k€660k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€158k€537k▲
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€111k€242k▲
Suppliers440/4€111k€242k▲
Taxes, remuneration and social security45€43k€70k▲
Taxes450/3€19k€23k▲
Remuneration and social security454/9€24k€47k▲
Other amounts payable47/48€500€226k▲
Accrued charges and deferred income492/3€201k€123k▼
Income statement
Code20242025
Non-recurring operating income76A€413€10k▲
Remuneration, social security and pensions62€1.43M€1.48M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€44k▲
Other operating charges640/8€31k€31k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€1.64M€1.99M▲
Operating profit (loss)9901€143k€437k▲
Financial income75/76B€23k€16k▼
Recurring financial income75€23k€16k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€162k€449k▲
Income taxes67/77€45k€114k▲
Profit (loss) for the period9904€117k€335k▲
Profit (loss) for the period to be appropriated9905€117k€335k▲
Appropriation of the result
Profit (loss) to be appropriated9906€655k€791k▲
Profit (loss) brought forward from the previous period14P€538k€455k▼
Profit to be distributed694/7€200k€325k▲
Return on contributions (dividend)694€200k€325k▲
Social balance
Average headcount (FTE)908726.126.1=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €335k ▲187%
Operating result €437k, net result €335k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €543k ▲22.9%
5 profitable years in a row build equity to €543k.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostkaai 25/72170 AntwerpenGround area
1.8 ha
Building footprint
1,647 m²
Volume, LiDAR
10,703 m³
Parcel 11422C0276/00F003, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Betotec
since 19912.055.471.669
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0276/00F003 | Flanders | 1.8 ha | 1 · 1,647 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 6,628 EUR awarded · 6,575 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 719 EUR | 666 EUR |
| 2024 | 1 | 118 EUR | 118 EUR |
| 2023 | 2 | 1,479 EUR | 1,479 EUR |
| 2022 | 2 | 4,312 EUR | 4,312 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
13 categoriesBETOTEC BV42476
Legal Entity Identifier
699400ZIJ70QF3KE6348
Similar companies · same sector, comparable size
FREEDHOME
BE 0686.770.985
Colfontaine · Eq €522,982
INTROTEC
BE 0830.372.557
Elsene · Eq €523,359
SKVB
BE 0670.833.390
Balen · Eq €522,142
DE KONINCK ROBBY
BE 0827.503.436
Aalst · Eq €522,140
Le Rocher
BE 0450.456.221
Turnhout · Eq €522,118
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-1991
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.