BETA - SYSTEMS
ActiveBETA - SYSTEMS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €-5. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 95% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-28
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 6.9 against 2.43 in 2024; short-term debt: 6.6% and cash: 3.7% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
0%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
56 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
61 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€43k
EBIT margin
0.9%
Net result
€-5
2024 · €1k
2018: €8k
2019: €2k
2020: €261
2021: €449
2022: €-6k
2023: €-10k
2024: €1k
2018 → 2025
Working capital
€14k▲ 22.3%
2024 · €11k
2018: €31k
2019: €30k
2020: €29k
2021: €27k
2022: €10k
2023: €6k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€43k
Equity€48k-€45k▼ 7.1%€35k▼ 21.6%€37k▲ 4.0%€33k▼ 9.0%
Operating result€278-€-7k€-10k▼ 40.4%€1k€403▼ 67.2%
Net result€449-€-6k€-10k▼ 55.4%€1k€-5
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€20k▼ 21.8%
Current assets
€16k▼ 15.8%
Equity and liabilities €36k
Equity
€33k▼ 9.0%
Debt
€3k▼ 66.1%
The debt ratio falls from 17.9% to 7.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €5k
Cash flow
€1k▼
2024 · €6k
Solvency
92.5%▲
2024 · 82.1%
Current ratio
6.90▲
2024 · 2.43
Quick ratio
5.44▲
2024 · 2.00
Debt / equity
0.08▼
2024 · 0.22
ROE
0.0%▼
2024 · 3.8%
ROA
0.0%▼
2024 · 3.1%
Interest coverage
3.69▼
2024 · 20.69
Debt
€3k▼
2024 · €8k
Debt ≤ 1 year
€2k▼
2024 · €8k
Debt > 1 year
€342▲
2024 · €0
Staff costs
€796
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€36k▼
Fixed assets21/28€25k€20k▼
Tangible fixed assets22/27€25k€20k▼
Plant, machinery and equipment23€20k€20k=
Furniture and vehicles24€5k-
Financial fixed assets28€50-
Current assets29/58€19k€16k▼
Amounts receivable after more than one year29€13k€6k▼
Other amounts receivable291€13k€6k▼
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€3k€1k▼
Trade receivables40€2k€786▼
Other amounts receivable41€493€274▼
Cash at bank and in hand54/58-€1k
Deferred charges and accrued income490/1€0€5k▲
Equity and liabilities
Total equity and liabilities10/49€45k€36k▼
Equity10/15€37k€33k▼
Contributions10/11€19k€19k=
Reserves13€18k€15k▼
Distributable reserves133€18k€15k▼
Profit (loss) carried forward14-€-5
Amounts payable17/49€8k€3k▼
Amounts payable after more than one year17€0€342▲
Other amounts payable178/9€0€342▲
Amounts payable within one year42/48€8k€2k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€140€29▼
Taxes450/3€140€29▼
Income statement
Code20242025
Turnover70-€43k
Goods, raw materials, services and sundry goods60/61-€40k
Remuneration, social security and pensions62-€796
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€306€35▼
Gross operating margin9900€6k€2k▼
Operating profit (loss)9901€1k€403▼
Financial income75/76B€574€19▼
Recurring financial income75€574€19▼
Financial charges65/66B€261€428▲
Recurring financial charges65€261€428▲
Profit (loss) for the period before taxes9903€2k€-5▼
Income taxes67/77€140-
Profit (loss) for the period9904€1k€-5▼
Profit (loss) for the period to be appropriated9905€1k€-5▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-5▼
Transfer from equity791/2€0-
Transfer to equity691/2€1k-
To other reserves6921€1k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
2025
31-12
Financial
Liquidity triplescurrent ratio 6.90
Current ratio from 2.43 to 6.90; short-term debt falls from €8k to €2k.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 24.76
Current ratio from 6.01 to 24.76; short-term debt falls from €6k to €1k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
03-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 307 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordlaan(Hund) 929630 ZwalmGround area
706 m²
Building footprint
184 m²
Volume, LiDAR
867 m³
Parcel 45016A0576/00X000, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BETA-SYSTEMS
since 19942.068.301.504
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45016A0576/00X000 | Flanders | 706 m² | 1 · 184 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATMOS Technics
BE 1015.938.210
Anderlecht · Eq €33k
CHESS BELGIUM
BE 0507.849.537
Hamois · Eq €33k
SKA OLIVIER
BE 0784.552.628
Verviers · Eq €33k
Techniek Zelfplaatsen
BE 1013.369.985
Kortrijk · Eq €33k
Ets ALBERT J-M
BE 1004.494.287
Sprimont · Eq €33k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-1994
Fiscal year end31-12
Trade name NL
Techno4
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
46842Wholesale trade
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.