BETA

Active Risk: not assessed Public limited companyfounded 1998active for 27 yearsHütte 79, 4700 EupenKBO/BCE: BE 0465.102.132 #2 company by total assets in Eupen

BETA

Financial year 2024

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Annual accounts 2024

full format, filed on 16-07-2025, 15 days before the deadline

Annual accounts 2025 filed on 15-07-2026 at the NBB

The accounts were filed as a scan.

€389.3m

▲ 1.1%

€392.5m

▲ 1.6%

€4.1m

▼ 20.4%

99.2%

▼ 0.5 percentage points

1.0%

▼ 0.3 percentage points

1.0%

▼ 0.3 percentage points

In the rankings #2 company by total assets in Eupen #2 company by equity in Eupen

Balance sheet

balance sheet total €392.5m on 31-12-2024

What the company ownsHow it is paid for

in €m

Position in the sector

Compare with sector

99.2%

Higher than 95% of 2,773 companies in 2024.

1.0%

Higher than 40% of 2,774 companies in 2024.

BETA Middle half of the sector 80% of the sector Full accounts in financial services (NACE 64)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
`20/58`	392.5m	386.3m	384.4m	392.3m	412.6m	395.0m	19.1m	19.9m	20.7m	21.4m	22.7m	22.8m	22.9m	22.3m	20.9m	9.0m	6.9m	5.8m	5.7m
`21/28`	145.0m	127.5m	111.5m	101.0m	49.1m	1.6m	2.8m	2.7m	2.7m	2.6m	2.6m	2.6m	1.5m	579,108	579,108	579,108	579,108	579,108	579,108
`22/27`	24.5m	25.3m	26.1m	26.8m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`26`	24.5m	25.3m	26.1m	26.8m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`28`	120.4m	102.2m	85.4m	74.2m	49.1m	1.6m	2.8m	2.7m	2.7m	2.6m	2.6m	2.6m	1.5m	579,108	579,108	579,108	579,108	579,108	579,108
`280/1`	120.4m	102.2m	-	-	-	-	-	-	-	2.6m	2.6m	-	-	-	-	-	-	-	-
`280`	120.4m	102.2m	-	-	-	-	-	-	-	2.6m	2.6m	-	-	-	-	-	-	-	-
`29/58`	247.5m	258.8m	272.9m	291.3m	363.5m	393.5m	16.3m	17.2m	17.9m	18.9m	20.1m	20.2m	21.5m	21.7m	20.4m	8.4m	6.3m	5.2m	5.2m
`29`	4.7m	6.2m	5.2m	1.9m	600,000	720,000	720,000	1.0m	1.0m	1.0m	1.0m	1.0m	1.0m	-	-	-	-	-	-
`291`	4.7m	6.2m	5.2m	1.9m	600,000	720,000	720,000	1.0m	1.0m	1.0m	1.0m	1.0m	1.0m	-	-	-	-	-	-
`40/41`	1.2m	5.2m	9.3m	7.7m	11.1m	14.7m	14.8m	15.9m	16.7m	17.5m	17.3m	17.8m	19.3m	21.5m	20.2m	8.3m	6.0m	4.3m	4.3m
`40`	-	-	-	-	-	-	-	97,337	97,337	97,337	100,902	124,535	11,077	1.3m	648,103	653,546	571,355	393,339	265,800
`41`	1.2m	5.2m	9.3m	7.7m	11.1m	14.7m	14.8m	15.8m	16.6m	17.4m	17.2m	17.7m	19.3m	20.3m	19.6m	7.6m	5.4m	3.9m	4.0m
`50/53`	237.1m	235.2m	239.2m	228.8m	274.5m	361.7m	45,993	45,993	45,992	45,952	45,677	45,396	45,396	51,449	65,285	71,219	-	-	-
`51/53`	237.1m	235.2m	-	-	-	-	-	-	-	45,952	45,677	-	-	-	-	-	-	-	-
`54/58`	3.3m	12.0m	18.9m	52.7m	76.6m	15.1m	756,960	173,071	160,572	316,668	1.2m	795,985	28,474	103,012	80,149	38,188	290,162	953,490	886,485
`490/1`	1.2m	212,135	318,511	226,864	736,364	1.2m	1,286	1,200	1,200	1,200	553,603	557,192	1.1m	-	-	-	-	-	-
Balance sheet: equity and liabilities
`10/49`	392.5m	386.3m	384.4m	392.3m	412.6m	395.0m	19.1m	19.9m	20.7m	21.4m	22.7m	22.8m	22.9m	22.3m	20.9m	9.0m	6.9m	5.8m	5.7m
`10/15`	389.3m	385.2m	380.0m	383.6m	387.4m	394.4m	12.0m	11.8m	11.4m	11.2m	11.2m	11.0m	11.4m	11.1m	10.9m	5.7m	3.6m	3.4m	3.3m
`10/11`	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	4.8m	2.8m	2.8m	2.8m
`10`	9.8m	9.8m	9.8m	9.8m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	9.8m	4.8m	2.8m	2.8m	2.8m
`13`	369.4m	369.4m	369.4m	373.4m	377.4m	381.4m	1.4m	1.4m	1.4m	1.4m	1.4m	82,538	82,538	66,784	56,872	48,000	30,637	30,637	15,637
`130/1`	980,000	980,000	980,000	980,000	980,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	980,000	980,000	980,000	980,000	980,000	980,000	980,000	980,000	980,000	980,000	980,000	82,538	82,538	66,784	56,872	48,000	30,637	30,637	15,637
`133`	368.4m	368.4m	368.4m	372.4m	376.4m	380.4m	389,052	389,052	389,052	389,052	389,052	-	-	-	-	-	-	-	-
`14`	10.1m	6.0m	864,124	472,396	279,393	3.2m	830,611	600,250	268,855	77,630	-	1.2m	1.5m	1.2m	1.0m	838,322	740,923	575,221	467,658
`16`	-	-	1.0m	8.4m	-	-	-	30,514	-	-	-	-	-	121,000	60,500	-	-	-	-
`160/5`	-	-	1.0m	8.4m	-	-	-	30,514	-	-	-	-	-	121,000	60,500	-	-	-	-
`164/5`	-	-	1.0m	8.4m	-	-	-	30,514	-	-	-	-	-	-	-	-	-	-	-
`17/49`	3.2m	1.1m	3.3m	251,386	25.2m	648,292	7.1m	8.1m	9.2m	10.2m	11.5m	11.7m	11.5m	11.1m	10.0m	3.3m	3.3m	2.4m	2.5m
`17`	-	-	-	-	25.0m	-	7.0m	7.0m	1.0m	-	-	-	-	-	-	-	-	-	-
`170/4`	-	-	-	-	25.0m	-	7.0m	7.0m	1.0m	-	-	-	-	-	-	-	-	-	-
`42/48`	3.1m	1.1m	3.3m	192,952	157,908	648,292	82,455	1.1m	8.2m	10.2m	11.5m	11.7m	11.5m	11.1m	10.0m	3.3m	3.3m	2.4m	2.5m
`43`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	197	-	-
`430/8`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	197	-	-
`44`	2.9m	547,768	598,480	180,813	140,852	16,757	5,404	5,404	11,648	10,383	5,486	6,445	6,704	3,579	12,005	3,880	12,100	-	-
`440/4`	2.9m	547,768	598,480	180,813	140,852	16,757	5,404	5,404	11,648	10,383	5,486	6,445	6,704	3,579	12,005	3,880	12,100	-	-
`45`	274,142	177,437	2.7m	12,139	17,056	631,535	6,813	5,086	21,128	6,770	91,326	91,808	172,146	199,817	-	27,002	46,911	19,685	54,561
`450/3`	274,142	177,437	2.7m	10,390	15,328	629,840	4,970	5,086	14,401	-	86,689	85,282	163,219	199,015	-	27,002	46,911	19,685	54,561
`454/9`	-	-	-	1,749	1,728	1,695	1,842	-	6,727	6,770	4,637	6,526	8,928	802	-	-	-	-	-
`47/48`	-	346,874	-	-	-	-	70,238	1.1m	8.2m	10.2m	11.4m	11.6m	11.4m	10.9m	10.0m	3.2m	3.2m	2.4m	2.4m
`492/3`	80,876	62,808	57,062	58,434	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income statement
`70/76A`	546,526	497,212	-	-	-	-	-	-	-	29,196	2,283	-	-	-	-	-	-	-	-
`74`	546,526	497,212	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`76A`	-	-	-	-	-	393.9m	-	-	-	-	-	-	-	-	-	-	-	-	-
`9900`	-	-	-2.9m	-813,176	-2.4m	-7.7m	-42,179	-9,502	-159,295	-	-	-19,101	-8,165	-4,247	-14,725	-10,908	-21,268	-6,038	-9,248
`60/66A`	6.0m	3.2m	-	-	-	-	-	-	-	-479,116	71,057	-	-	-	-	-	-	-	-
`60/61`	-	-	-	-	-	-	-	-	-	-	-	-	-	4,527	14,725	10,908	21,268	6,038	9,248
`61`	4.7m	3.1m	-	-	-	-	-	-	-	63,687	15,167	-	-	-	-	-	-	-	-
`62`	-	-	4,309	13,353	13,350	2.1m	11,862	-	54,727	56,311	54,977	54,364	53,678	7,356	-	-	-	-	-
`630`	768,157	761,358	761,358	575,878	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`631/4`	-	-	-	-	-	-	-	-	-	-605,000	-	-	-	-	-	-	-	-	-
`635/8`	-	-1.0m	-7.4m	8.4m	-	-	-30,514	30,514	-	-	-	-	-	60,500	60,500	-	-	-	-
`640/8`	563,256	380,610	4.0m	371,945	460,198	165	33,807	62	98	5,887	913	868	868	-	-	-	-	-	-
`66A`	-	-	-	-	-	-	-	-	-	32,802	-	484,000	50,921	-	-	-	-	-	-
`9901`	-5.5m	-2.7m	-313,588	-10.2m	-2.9m	-9.8m	-57,334	-40,078	-214,120	508,312	-68,774	-74,333	-62,711	-72,103	-75,225	-10,908	-21,268	-6,038	-9,248
`75/76B`	3.5m	11.7m	13.3m	10.2m	7.3m	396.2m	456,093	485,870	508,186	487,841	552,710	557,388	1.1m	1.1m	253,096	334,421	390,934	290,942	254,082
`75`	3.5m	11.7m	13.3m	10.2m	7.3m	2.3m	456,093	485,870	508,186	487,841	552,710	557,388	1.1m	1.1m	253,096	334,421	390,934	290,942	254,082
`750`	293,668	1.6m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`751`	1.2m	12,000	-	-	-	-	-	-	-	487,408	552,039	-	-	-	-	-	-	-	-
`752/9`	2.0m	10.1m	-	-	-	-	-	-	-	433	671	-	-	-	-	-	-	-	-
`76B`	-	-	-	-	-	393.9m	-	-	-	-	-	-	-	-	-	-	-	-	-
`65/66B`	-6.3m	3.9m	14.5m	3.7m	11.3m	4.0m	116,608	114,396	102,718	885,654	349,467	341,587	653,095	796,180	247	195,737	181,132	131,520	132,041
`65`	-6.3m	3.9m	14.5m	3.7m	11.3m	4.0m	116,608	114,396	102,718	885,654	349,467	341,587	653,095	796,180	247	195,737	181,132	131,520	132,041
`650`	-	279	-	-	-	-	-	-	-	280,554	346,460	-	-	-	-	-	-	-	-
`651`	-7.4m	-2.8m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`652/9`	1.1m	6.8m	-	-	-	-	-	-	-	605,100	3,007	-	-	-	-	-	-	-	-
`9903`	4.4m	5.1m	-1.5m	-3.7m	-6.9m	382.4m	282,152	331,396	191,348	77,698	134,469	-342,532	315,013	198,167	177,624	127,776	188,534	153,384	112,792
`67/77`	266,363	-8,220	2.1m	126,369	31,496	23,291	51,791	0	123	68	107	-147	-54	-77	182	13,015	22,832	30,821	275
`670/3`	285,844	591,780	-	-	-	-	-	-	-	75	107	-	-	-	-	-	-	-	-
`77`	19,482	600,000	-	-	-	-	-	-	-	7	-	-	-	-	-	-	-	-	-
`9904`	4.1m	5.1m	-3.6m	-3.8m	-6.9m	382.4m	230,361	331,395	191,225	77,630	134,362	-342,385	315,067	198,244	177,442	114,762	165,702	122,563	112,517
`9905`	4.1m	5.1m	-3.6m	-3.8m	-6.9m	382.4m	230,361	331,395	191,225	77,630	134,362	-342,385	315,067	198,244	177,442	114,762	165,702	122,563	112,517
Appropriation of the result
`9906`	10.1m	6.0m	-3.1m	-3.5m	-3.7m	383.2m	830,611	600,250	268,855	77,630	1.3m	1.2m	1.5m	1.2m	1.0m	855,685	740,923	590,221	473,258
`14P`	6.0m	864,124	472,396	279,393	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`791/2`	-	-	4.0m	4.0m	4.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`691/2`	-	-	-	-	-	380.0m	-	-	-	-	1.3m	-	15,753	9,912	8,872	17,363	-	15,000	5,600
`6920`	-	-	-	-	-	-	-	-	-	-	897,462	-	15,753	9,912	8,872	17,363	-	15,000	5,600
`6921`	-	-	-	-	-	380.0m	-	-	-	-	389,052	-	-	-	-	-	-	-	-
Social balance sheet
`9087`	-	0	0.3	0.3	0.3	0.3	0.3	-	1	1	1	1	1	-	-	-	-	-	-
Men (FTE)`1003`	-	-	-	-	-	-	-	-	-	1	1	-	-	-	-	-	-	-	-
Hours worked`1013`	-	-	156	607	606	606	568	-	1,804	1,744	1,744	1,744	1,760	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 7 older financial years (1999-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 32 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 16-07-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	full format	15-07-2026	2026-00318821	PDF
31-12-2024	full format	16-07-2025	2025-00280128	PDF
31-12-2023	full format	28-06-2024	2024-00191314	PDF
31-12-2022	full format	19-07-2023	2023-00248112	PDF
31-12-2021	full format	27-07-2022	2022-20228388	PDF
31-12-2020	full format	17-08-2021	2021-49200548	PDF
31-12-2019	full format	18-06-2020	2020-18700037	PDF
31-12-2018	full format	28-06-2019	2019-25500082	PDF
31-12-2017	full format	03-07-2018	2018-28000492	PDF
31-12-2016	abbreviated format	20-07-2017	2017-35700482	PDF
31-12-2015	full format	23-06-2016	2016-21500229	PDF
31-12-2014	full format	24-07-2015	2015-34600247	PDF
31-12-2013	abbreviated format	12-06-2014	2014-17500117	PDF
31-12-2012	abbreviated format	09-08-2013	2013-41200462	PDF
31-12-2011	abbreviated format	29-08-2012	2012-46500216	PDF
31-12-2010	full format	01-08-2011	2011-35300402	PDF
31-12-2009	abbreviated format	23-07-2010	2010-33800415	PDF
31-12-2008	full format	26-08-2009	2009-62200223	PDF
31-12-2007	full format	29-07-2008	2008-49300372	PDF
31-12-2006	abbreviated format	11-07-2007	2007-39100122	PDF
31-12-2005	abbreviated format	11-12-2006	2006-90401384	PDF
31-12-2004	abbreviated format	04-08-2005	2005-63101818	PDF
31-12-2003	abbreviated format	28-07-2004	2004-52701421	PDF
31-12-2002	abbreviated format	30-07-2003	2003-54802578	PDF
31-12-2001	full format	26-07-2002	2002-42302300	PDF
31-12-2000	full format	27-07-2001	2001-43702193	PDF
31-12-1999	full format	28-07-2000	2000-47003716	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
18.2m	18.5m	12.5m	52.5m	47.5m	-	50,000	-	150,000	100	-	1.1m	889,500	-	-	-	-	-	-
-8.7m	-6.9m	-33.8m	-23.9m	61.5m	14.4m	583,889	12,499	-156,096	-926,023	446,706	767,511	-74,538	22,863	41,961	-251,974	-663,327	67,004	-
99.2%	99.7%	98.9%	97.8%	93.9%	99.8%	62.9%	59.2%	55.4%	52.5%	49.2%	48.5%	49.6%	49.7%	51.9%	63.4%	51.9%	58.5%	57.2%
1.0%	1.3%	-0.9%	-1.0%	-1.8%	97.0%	1.9%	2.8%	1.7%	0.7%	1.2%	-3.1%	2.8%	1.8%	1.6%	2.0%	4.6%	3.6%	3.4%
1.0%	1.3%	-0.9%	-1.0%	-1.7%	96.8%	1.2%	1.7%	0.9%	0.4%	0.6%	-1.5%	1.4%	0.9%	0.8%	1.3%	2.4%	2.1%	2.0%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item	31-12-2022	31-12-2021
Employees at the balance-sheet date	1	1
part-time	1	1
in full-time equivalents	0.3	0.3
	0.3	0.3
On a permanent contract	1	1
Joined	0	-
Left	1	-

Source: social balance sheet in the 2021 to 2022 annual accounts

Investments

fixed assets acquired

Item	2024	2023	2022	2021
Tangible fixed assets	-	-	-	€27.4m
Financial fixed assets	€18.2m	€18.5m	€12.5m	€25.1m
	€768,157	€761,358	€761,358	€575,878

Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)

Insights on BETA

The operating result for 2024 is a loss of €5.5m, larger than the loss of €2.7m in 2023. It is the lowest result since 2021.

Debt's share of the balance-sheet total rises from 0.3% to 0.8%. Equity and debt are higher.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

Annual accounts 2024

Balance sheet

Change in equityin €m

Change in cashin €m

Position in the sector

Solvency99.2%

Return on assets1.0%

Staff

Staff cost per FTE

Joined and left

Filed annual accounts

Filings

Key figures and ratios

Social balance sheet

Investments

Insights on BETA

Next steps

in €m

in €m

99.2%

1.0%