BESQA
ActiveBESQA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +55 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency18▼-18
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.01 against 0.6 in 2024), and 89.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
17 d late
2024
8 d early
2023
22 d late
2022
30 d late
2021
29 d late
2020
5 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k
2024 · €-7k
2018: €13k
2019: €11k
2020: €-8k
2021: €-8k
2022: €-9k
2023: €-11k
2024: €-7k
2018 → 2025
Total assets
€29k▲ 45.7%
2024 · €20k
2018: €34k
2019: €26k
2020: €18k
2021: €22k
2022: €22k
2023: €20k
2024: €20k
2018 → 2025
Net result
€10k▲ 199%
2024 · €3k
2018: €4k
2019: €-2k
2020: €-19k
2021: €99
2022: €-882
2023: €-2k
2024: €3k
2018 → 2025
Working capital
€265
2024 · €-11k
2018: €4k
2019: €-4k
2020: €-19k
2021: €-14k
2022: €-16k
2023: €-14k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€-9k▼ 11.4%€-11k▼ 25.7%€-7k▲ 31.9%€3k
Operating result€538-€-672€-2k▼ 203%€4k€11k▲ 198%
Net result€99-€-882€-2k▼ 151%€3k€10k▲ 199%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 198% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€3k▼ 23.6%
Current assets
€26k▲ 60.4%
Equity and liabilities €29k
Equity
€3k
Debt
€26k
Debt finances 89.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k▲
2024 · €7k
Cash flow
€11k▲
2024 · €6k
Solvency
10.1%▲
2024 · -36.8%
Current ratio
1.01▲
2024 · 0.60
Quick ratio
1.01▲
2024 · 0.60
Debt / equity
8.87▲
2024 · -3.72
ROE
349.3%▲
2024 · -46.9%
ROA
35.4%▲
2024 · 17.2%
Interest coverage
44.36▲
2024 · 37.66
Debt
€26k▼
2024 · €27k
Debt ≤ 1 year
€26k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€29k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€16k€26k▲
Amounts receivable within one year40/41€5k€9k▲
Trade receivables40€4k€9k▲
Other amounts receivable41€285€139▼
Cash at bank and in hand54/58€12k€18k▲
Equity and liabilities
Total equity and liabilities10/49€20k€29k▲
Equity10/15€-7k€3k▲
Contributions10/11€6k€6k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-20k€-10k▲
Amounts payable17/49€27k€26k▼
Amounts payable within one year42/48€27k€26k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€21k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€831▼
Other operating charges640/8€684€278▼
Gross operating margin9900€7k€12k▲
Operating profit (loss)9901€4k€11k▲
Financial income75/76B€80€1▼
Recurring financial income75€80€1▼
Financial charges65/66B€174€257▲
Recurring financial charges65€174€257▲
Profit (loss) for the period before taxes9903€3k€10k▲
Profit (loss) for the period9904€3k€10k▲
Profit (loss) for the period to be appropriated9905€3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-10k▲
Profit (loss) brought forward from the previous period14P€-20k€-20k=
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Highest result since 2018net €10k ▲199%
Operating result €11k, net result €10k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €99
Net result €99 after 2 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-03-2021
Bert Six: Resigned as Director
05-06-2020
Bert Hemelsoen: Resigned as Manager
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
President Kennedypark(Kor) 31 A8500 KortrijkGround area
7,855 m²
Building footprint
1,061 m²
Volume, LiDAR
11,271 m³
Parcel 34354D0145/00D000, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BESQA
since 20162.256.326.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354D0145/00D000 | Flanders | 7,855 m² | 1 · 1,061 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Similar companies · same sector, comparable size
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Electronica SAT
BE 0734.617.424
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F.A.L. CONSULTING
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Of 3,211 companies in sector 47400 we hold annual accounts for 1,795. 479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-2016
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
47120Other non-specialised retail sale
47910Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.