BESPOKE PROJECTS
ActiveBESPOKE PROJECTS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257k and a net result of €106k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+81
Solvency100▲+11
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 0.2 in 2024; short-term debt: 14.2% and cash: 27.1% of total assets), and 15.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
34.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €257k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
124 d late
2022
31 d late
2021
4 d early
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€257k▲ 69.6%
2024 · €152k
2018: €297k
2019: €220k
2020: €212k
2021: €207k
2022: €197k
2023: €177k
2024: €152k
2018 → 2025
Total assets
€304k▲ 28.2%
2024 · €237k
2018: €946k
2019: €553k
2020: €504k
2021: €429k
2022: €304k
2023: €265k
2024: €237k
2018 → 2025
Net result
€106k
2024 · €-26k
2018: €5k
2019: €-77k
2020: €-8k
2021: €-5k
2022: €-11k
2023: €-19k
2024: €-26k
2018 → 2025
Working capital
€60k
2024 · €-64k
2018: €-16k
2019: €32k
2020: €13k
2021: €-26k
2022: €-33k
2023: €-68k
2024: €-64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€197k▼ 5.2%€177k▼ 9.8%€152k▼ 14.5%€257k▲ 69.6%
Operating result€603-€-6k€-15k▼ 151%€-20k▼ 34.7%€110k
Net result€-5k-€-11k▼ 132%€-19k▼ 77.7%€-26k▼ 34.0%€106k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €110k after a loss of €20k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €304k
Fixed assets
€201k▼ 9.2%
Current assets
€103k▲ 559%
Equity and liabilities €304k
Equity
€257k▲ 69.6%
Debt
€47k▼ 45.1%
The debt ratio falls from 36.1% to 15.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€138k▲
2024 · €9k
Cash flow
€135k▲
2024 · €3k
Solvency
84.6%▲
2024 · 63.9%
Current ratio
2.39▲
2024 · 0.20
Quick ratio
2.39▲
2024 · 0.20
Debt / equity
0.18▼
2024 · 0.56
ROE
41.0%▲
2024 · -16.9%
ROA
34.7%▲
2024 · -10.8%
Interest coverage
35.21▲
2024 · 1.65
Debt
€47k▼
2024 · €86k
Debt ≤ 1 year
€43k▼
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€304k▲
Fixed assets21/28€222k€201k▼
Tangible fixed assets22/27€222k€201k▼
Land and buildings22€217k€196k▼
Furniture and vehicles24€5k€6k▲
Current assets29/58€16k€103k▲
Amounts receivable within one year40/41€7k€16k▲
Trade receivables40€3k€13k▲
Other amounts receivable41€4k€4k▼
Current investments50/53€4k€4k=
Cash at bank and in hand54/58€4k€82k▲
Deferred charges and accrued income490/1€293€27▼
Equity and liabilities
Total equity and liabilities10/49€237k€304k▲
Equity10/15€152k€257k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€131k€237k▲
Amounts payable17/49€86k€47k▼
Amounts payable within one year42/48€80k€43k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€78k€35k▼
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€12k€141k▲
Operating profit (loss)9901€-20k€110k▲
Financial income75/76B€14€5▼
Recurring financial income75€14€5▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-26k€106k▲
Profit (loss) for the period9904€-26k€106k▲
Profit (loss) for the period to be appropriated9905€-26k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€131k€237k▲
Profit (loss) brought forward from the previous period14P€157k€131k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €106k
Net result €106k after 6 loss-making years.
31-12
Financial
Liquidity times 12current ratio 2.39
Current ratio from 0.20 to 2.39; short-term debt falls from €80k to €43k.
31-12
Financial
Equity above €200kEq €257k ▲69.6%
Equity rises from €152k to €257k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 124 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-77k ▼1620%
Net result drops to €-77k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Varsovie 161400 NivellesGround area
886 m²
Building footprint
112 m²
Volume, LiDAR
937 m³
Parcel 25072B0377/00Z000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BESPOKE PROJECTS
since 20132.223.708.766
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25072B0377/00Z000 | Wallonia | 886 m² | 1 · 112 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600ADIB4PL5B73H77
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Of 4,575 companies in sector 82300 we hold annual accounts for 1,669. 1,177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-10-2013
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.