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BESPOKE KAP

Active
Private limited companyfounded 20233 yrs activeMechelsesteenweg 49, 2550 Kontich, BelgiumKBO/BCE: BE 0801.485.759
Summary

The computed 12-month bankruptcy probability of BESPOKE KAP is 1.5% (moderate). The 2025 annual accounts show equity of €4,027 and a net result of €988. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 4716 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability85▼-15
Solvency100▲+32
Growth52▼-6
Track record94
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
61 d late
2023
83 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 58 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BESPOKE KAP was incorporated on 5 May 2023 as a Private limited company.1 Total assets rose from EUR 3,213 in 2023 to EUR 5,227 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€4,027▲ 32.5%
2024 · €3,039
Total assets
€5,227▼ 25.3%
2024 · €6,998
Net result
€988▼ 45.9%
2024 · €1,826
Working capital
€4,027▲ 32.5%
2024 · €3,039
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€1,215-€1,851▲ 52.4%€1,631▼ 11.9%
Net result€1,213within the sector's middle half-€1,826within the sector's middle half▲ 50.5%€988within the sector's middle half▼ 45.9%
Equity€3,213within the sector's middle half-€3,039within the sector's middle half▼ 5.4%€4,027within the sector's middle half▲ 32.5%
Total assets€3,213below the sector's middle half-€6,998below the sector's middle half▲ 118%€5,227below the sector's middle half▼ 25.3%
Debt€3,959€1,200▼ 69.7%
Working capital€3,039within the sector's middle half€4,027within the sector's middle half▲ 32.5%
Solvency43.4%within the sector's middle half77.0%above the sector's middle half▲ 33.6pp
Current ratio1.77within the sector's middle half4.36above the sector's middle half▲ 2.59
Return on assets (ROA)26.1%above the sector's middle half18.9%above the sector's middle half▼ 7.2pp
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500€1,000€1,500€2,000Operating result 2023: €1,215€1,215Net result 2023: €1,213€1,213Operating result 2024: €1,851€1,851Net result 2024: €1,826€1,826Operating result 2025: €1,631€1,631Net result 2025: €988€988202320242025€0€500€1,000€1,500€2,000Operating result 2023: €1,215€1,220Net result 2023: €1,213€1,210Operating result 2024: €1,851€1,850Net result 2024: €1,826€1,830Operating result 2025: €1,631€1,630Net result 2025: €988€988202320242025
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €5,227
Equity €4,027 ▲ 32.5%
Debt €1,200 ▼ 69.7%
Debt's share of the balance-sheet total falls from 56.6% to 23.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.30▼
2024 · 1.30
ROE
24.5%▼
2024 · 60.1%
Debt ≤ 1 year
€1,200▼
2024 · €3,959
Income taxes
€435
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€6,998€5,227▼
Current assets29/58€6,998€5,227▼
Amounts receivable within one year40/41€44-
Other amounts receivable41€44-
Cash at bank and in hand54/58€6,954€5,227▼
Equity and liabilities
Total equity and liabilities10/49€6,998€5,227▼
Equity10/15€3,039€4,027▲
Profit (loss) carried forward14€3,039€4,027▲
Amounts payable17/49€3,959€1,200▼
Amounts payable within one year42/48€3,959€1,200▼
Taxes, remuneration and social security45€44€1,200▲
Taxes450/3€44-
Remuneration and social security454/9-€1,200
Other amounts payable47/48€3,915-
Income statement Code20242025
Other operating charges640/8€469-
Gross operating margin9900€2,320€1,631▼
Operating profit (loss)9901€1,851€1,631▼
Financial charges65/66B€26€207▲
Recurring financial charges65€26€207▲
Profit (loss) for the period before taxes9903€1,826€1,423▼
Income taxes67/77-€435
Profit (loss) for the period9904€1,826€988▼
Profit (loss) for the period to be appropriated9905€1,826€988▼
Appropriation of the result
Profit (loss) to be appropriated9906€3,039€4,027▲
Profit (loss) brought forward from the previous period14P€1,213€3,039▲
Line202320242025Change
Other operating charges640/8-€469--
Gross operating margin9900€1,215€2,320€1,631▼ 29.7%
Operating profit (loss)9901€1,215€1,851€1,631▼ 11.9%
Financial charges65/66B€2€26€207▲ 707%
Recurring financial charges65€2€26€207▲ 707%
Profit (loss) for the period before taxes9903€1,213€1,826€1,423▼ 22.0%
Income taxes67/77--€435-
Profit (loss) for the period9904€1,213€1,826€988▼ 45.9%
Profit (loss) for the period to be appropriated9905€1,213€1,826€988▼ 45.9%
Line202320242025Change
Assets
Total assets20/58€3,213€6,998€5,227▼ 25.3%
Current assets29/58€3,213€6,998€5,227▼ 25.3%
Amounts receivable within one year40/41-€44--
Other amounts receivable41-€44--
Cash at bank and in hand54/58€3,213€6,954€5,227▼ 24.8%
Equity and liabilities
Total equity and liabilities10/49€3,213€6,998€5,227▼ 25.3%
Equity10/15€3,213€3,039€4,027▲ 32.5%
Contributions10/11€2,000---
Profit (loss) carried forward14€1,213€3,039€4,027▲ 32.5%
Amounts payable17/49-€3,959€1,200▼ 69.7%
Amounts payable within one year42/48-€3,959€1,200▼ 69.7%
Taxes, remuneration and social security45-€44€1,200▲ 2,634%
Taxes450/3-€44--
Remuneration and social security454/9--€1,200-
Other amounts payable47/48-€3,915--
Line202320242025Change
Profit (loss) for the period9904€1,213€1,826€988▼ 45.9%
Operating cash flow (approximation)€1,213€1,826€988▼ 45.9%
Change in cash-€3,741-€1,727▼ 146%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Weakest financial yearnet €988 ▼45.9%
Net result drops to €988, the lowest in the series.
31-12
Financial Liquidity doublescurrent ratio 4.36
Current ratio from 1.77 to 4.36; short-term debt falls from €3,959 to €1,200.
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial Highest result since 2023net €1,826 ▲50.5%
Operating result €1,851, net result €1,826, both a record.
22-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
314 m²
Building footprint
140 m²
Volume, LiDAR
954 m³
Parcel 11602C0302/00B000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BESPOKE KAP
Mechelsesteenweg 49, 2550 KontichHairdressing
since 20232.346.214.818
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11602C0302/00B000 Flanders 314 m² 1 · 140 m² 11.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2025 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 21,732 companies in sector 96210 we hold annual accounts for 2,835. 1,869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801485759
Registered 06-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.