BERZEL
ActiveSummary
The computed 12-month bankruptcy probability of BERZEL is 2.2% (moderate). The 2024 annual accounts show equity of €30,431 and a net result of €124. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 6719 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability51▲+11
Solvency68▼-32
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.95; short-term debt: 15.9% and cash: 42.2% of total assets), but 57.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.8%
Return on assets
0.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
2 d late
2022
23 d late
2021
26 d late
2020
6 d late
2019
42 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€58,193
EBIT margin
-0.7%
Net result
€124▼ 54.9%
2023 · €276
Working capital
€22,019▼ 27.3%
2023 · €30,306
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€58,193
Operating result€9,828▲ 594%€15,385▲ 56.5%€1,524▼ 90.1%€912▼ 40.2%-€436
Net result€9,119▲ 7,062%€14,898▲ 63.4%€1,165▼ 92.2%€276▼ 76.3%€124▼ 54.9%
EBIT margin-0.7%
Equity€30,968▲ 41.7%€45,865▲ 48.1%€47,030▲ 2.5%€30,306▼ 35.6%€30,431▲ 0.4%
Total assets€37,953▲ 9.4%€48,356▲ 27.4%€47,593▼ 1.6%€30,536▼ 35.8%€71,045▲ 133%
Debt€6,985▼ 45.6%€2,490▼ 64.3%€562▼ 77.4%€230▼ 59.1%€40,615▲ 17,575%
Working capital€30,968▲ 80.9%€45,865▲ 48.1%€47,030▲ 2.5%€30,306▼ 35.6%€22,019▼ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €436 after €912 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71,045
Fixed assets
€37,742
Current assets
€33,303
Equity and liabilities €71,045
Equity
€30,431 ▲ 0.4%
Debt
€40,615 ▲ 17,575%
Debt's share of the balance-sheet total rises from 0.8% to 57.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7,202
Cash flow
€7,762
Current ratio
2.95
Debt to equity
1.33▲
2023 · 0.01
ROE
0.4%▼
2023 · 0.9%
ROA
0.2%▼
2023 · 0.9%
Interest coverage
2.76
Debt ≤ 1 year
€11,284▲
2023 · €230
Debt > 1 year
€29,331
Income taxes
€363
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €58,193 | - |
| Non-recurring operating income76A | - | - | €2,075 | €1,842 | €394 | ▼ 78.6% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €48,370 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,411 | €1,675 | - | - | €7,638 | - |
| Other operating charges640/8 | - | €515 | €348 | €1,470 | €3,015 | ▲ 105% |
| Gross operating margin9900 | €18,587 | €17,575 | €1,872 | €2,382 | €10,217 | ▲ 329% |
| Operating profit (loss)9901 | €9,828 | €15,385 | €1,524 | €912 | -€436 | ▼ 148% |
| Financial income75/76B | - | - | - | - | €3,534 | - |
| Recurring financial income75 | - | - | - | - | €3,534 | - |
| Financial charges65/66B | - | €431 | €359 | €636 | €2,610 | ▲ 311% |
| Recurring financial charges65 | €568 | €431 | €359 | €636 | €2,610 | ▲ 311% |
| Profit (loss) for the period before taxes9903 | €9,260 | €14,953 | €1,165 | €276 | €488 | ▲ 77.0% |
| Income taxes67/77 | €141 | €56 | - | - | €363 | - |
| Profit (loss) for the period9904 | €9,119 | €14,898 | €1,165 | €276 | €124 | ▼ 54.9% |
| Profit (loss) for the period to be appropriated9905 | €9,119 | €14,898 | €1,165 | €276 | €124 | ▼ 54.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37,953 | €48,356 | €47,593 | €30,536 | €71,045 | ▲ 133% |
| Fixed assets21/28 | - | - | - | - | €37,742 | - |
| Tangible fixed assets22/27 | - | €0 | - | - | €37,742 | - |
| Furniture and vehicles24 | - | - | - | - | €37,742 | - |
| Current assets29/58 | €37,953 | €48,356 | €47,593 | €30,536 | €33,303 | ▲ 9.1% |
| Amounts receivable within one year40/41 | €36,122 | €39,107 | €41,365 | €23,051 | €3,349 | ▼ 85.5% |
| Trade receivables40 | - | - | - | €7,490 | - | - |
| Other amounts receivable41 | - | €39,107 | €41,365 | €15,560 | €3,349 | ▼ 78.5% |
| Cash at bank and in hand54/58 | €1,831 | €9,249 | €6,227 | €7,485 | €29,954 | ▲ 300% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37,953 | €48,356 | €47,593 | €30,536 | €71,045 | ▲ 133% |
| Equity10/15 | €30,968 | €45,865 | €47,030 | €30,306 | €30,431 | ▲ 0.4% |
| Contributions10/11 | €17,200 | €17,200 | €17,200 | €200 | €200 | = |
| Reserves13 | €38 | €38 | €38 | €38 | €38 | = |
| Non-distributable reserves130/1 | - | €38 | €38 | €38 | €38 | = |
| Reserves not available under the articles1311 | - | €38 | €38 | €38 | €38 | = |
| Profit (loss) carried forward14 | €13,730 | €28,628 | €29,793 | €30,069 | €30,193 | ▲ 0.4% |
| Amounts payable17/49 | €6,985 | €2,490 | €562 | €230 | €40,615 | ▲ 17,575% |
| Amounts payable after more than one year17 | - | - | - | - | €29,331 | - |
| Financial debts170/4 | - | - | - | - | €29,331 | - |
| Amounts payable within one year42/48 | €6,985 | €2,490 | €562 | €230 | €11,284 | ▲ 4,810% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €8,195 | - |
| Trade debts44 | €683 | €1,290 | €562 | - | €1,464 | - |
| Suppliers440/4 | - | €1,290 | €562 | - | €1,464 | - |
| Taxes, remuneration and social security45 | - | €1,200 | - | €230 | €1,625 | ▲ 607% |
| Taxes450/3 | - | - | - | €230 | €1,625 | ▲ 607% |
| Remuneration and social security454/9 | - | €1,200 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,119 | €14,898 | €1,165 | €276 | €124 | ▼ 54.9% |
| + Depreciation and write-downs630 | €8,411 | €1,675 | - | - | €7,638 | - |
| Operating cash flow (approximation) | €17,531 | €16,572 | €1,165 | €276 | €7,762 | ▲ 2,716% |
| Change in cash | - | €7,418 | -€3,022 | €1,258 | €22,469 | ▲ 1,686% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €124 ▼54.9%
Net result drops to €124, the lowest in the series.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 84.67
Current ratio from 19.42 to 84.67; short-term debt falls from €2,490 to €562.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €14,898 ▲63.4%
Operating result €15,385, net result €14,898, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 19.42
Current ratio from 5.43 to 19.42; short-term debt falls from €6,985 to €2,490.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2007
Ground area
120 m²
Building footprint
71 m²
Volume, LiDAR
824 m³
Parcel 21006A0420/00M000, Brussels · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BERZEL
since 20072.158.918.310
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21006A0420/00M000 | Brussels | 120 m² | 1 · 71 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,684 companies in sector 49330 we hold annual accounts for 2,297. 1,972 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-10-2006
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0884600507
Also
9925:BE0884600507
Registered
30-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.