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BERVECO

Active
Private limited companyfounded 20242 yrs activeTurfputstraat(B) 88A, 9290 Berlare, BelgiumKBO/BCE: BE 1012.282.201
Summary

The computed 12-month bankruptcy probability of BERVECO is 2.5% (moderate). The 2025 annual accounts show equity of €280,004 and a net result of €14,786. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability45
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.13; short-term debt: 45% and cash: 5.9% of total assets), and 45% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
55%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
16 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BERVECO was incorporated on 7 August 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€280,004
Total assets
€508,990
Net result
€14,786
Working capital
-€199,185

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €508,990
Fixed assets €479,189
Current assets €29,802
Equity and liabilities €508,990
Equity €280,004
Debt €228,987
Debt finances 45.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
0.13
Debt to equity
0.82
ROE
5.3%
ROA
2.9%
Debt ≤ 1 year
€228,987
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€508,990
Fixed assets21/28€479,189
Financial fixed assets28€479,189
Current assets29/58€29,802
Amounts receivable within one year40/41€1
Other amounts receivable41€1
Cash at bank and in hand54/58€29,801
Equity and liabilities
Total equity and liabilities10/49€508,990
Equity10/15€280,004
Contributions10/11€83,586
Reserves13€8,254
Distributable reserves133€8,254
Profit (loss) carried forward14€188,164
Amounts payable17/49€228,987
Amounts payable within one year42/48€228,987
Trade debts44€2,592
Suppliers440/4€2,592
Taxes, remuneration and social security45€1,960
Taxes450/3€1,960
Other amounts payable47/48€224,435
Income statement Code2025
Gross operating margin9900-€7,603
Operating profit (loss)9901-€7,603
Financial income75/76B€22,411
Recurring financial income75€22,411
Financial charges65/66B€23
Recurring financial charges65€23
Profit (loss) for the period before taxes9903€14,786
Profit (loss) for the period9904€14,786
Profit (loss) for the period to be appropriated9905€14,786
Appropriation of the result
Profit (loss) to be appropriated9906€188,164
Profit (loss) brought forward from the previous period14P€173,378
Social balance
Average headcount (FTE)90870.0

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900-€7,603
Operating profit (loss)9901-€7,603
Financial income75/76B€22,411
Recurring financial income75€22,411
Financial charges65/66B€23
Recurring financial charges65€23
Profit (loss) for the period before taxes9903€14,786
Profit (loss) for the period9904€14,786
Profit (loss) for the period to be appropriated9905€14,786
Line2025
Assets
Total assets20/58€508,990
Fixed assets21/28€479,189
Financial fixed assets28€479,189
Current assets29/58€29,802
Amounts receivable within one year40/41€1
Other amounts receivable41€1
Cash at bank and in hand54/58€29,801
Equity and liabilities
Total equity and liabilities10/49€508,990
Equity10/15€280,004
Contributions10/11€83,586
Reserves13€8,254
Distributable reserves133€8,254
Profit (loss) carried forward14€188,164
Amounts payable17/49€228,987
Amounts payable within one year42/48€228,987
Trade debts44€2,592
Suppliers440/4€2,592
Taxes, remuneration and social security45€1,960
Taxes450/3€1,960
Other amounts payable47/48€224,435
Line2025
Profit (loss) for the period9904€14,786
Operating cash flow (approximation)€14,786

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
3,775 m²
Building footprint
208 m²
Volume, LiDAR
1,117 m³
Parcel 42003A0185/00D000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BERVECO
Turfputstraat(B) 88A, 9290 BerlareOther financial services
since 20242.363.616.915
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42003A0185/00D000 Flanders 3,775 m² 1 · 208 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded07-08-2024
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.