BERVA
ActiveBERVA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €-4k. Equity is shrinking by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-77
Solvency16▼-4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 0.81 in 2024; short-term debt: 109.4% and cash: 29.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.4%
Return on assets
-2.6%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
4 d early
2022
11 d early
2021
3 d early
2020
16 d late
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-13k▼ 38.4%
2024 · €-10k
2019: €28k
2020: €37k
2021: €10k
2022: €-47k
2023: €-49k
2024: €-10k
2019 → 2025
Total assets
€141k▼ 26.6%
2024 · €192k
2019: €159k
2020: €241k
2021: €168k
2022: €127k
2023: €155k
2024: €192k
2019 → 2025
Net result
€-4k
2024 · €39k
2019: €27k
2020: €10k
2021: €-28k
2022: €-57k
2023: €-2k
2024: €39k
2019 → 2025
Working capital
€-39k▼ 0.1%
2024 · €-39k
2019: €-41k
2020: €-25k
2021: €-31k
2022: €-72k
2023: €-85k
2024: €-39k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€-47k€-49k▼ 3.8%€-10k▲ 80.3%€-13k▼ 38.4%
Operating result€-28k-€-57k▼ 105%€-2k▲ 97.0%€39k€-4k
Net result€-28k-€-57k▼ 105%€-2k▲ 96.9%€39k€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €39k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€26k▼ 12.4%
Current assets
€115k▼ 29.2%
Key figures and ratios
EBITDA
€6▼
2024 · €46k
Cash flow
€-37▼
2024 · €46k
Solvency
-9.4%▼
2024 · -5.0%
Current ratio
0.75▼
2024 · 0.81
Quick ratio
0.35▼
2024 · 0.55
Debt / equity
-11.63▲
2024 · -21.05
ROA
-2.6%▼
2024 · 20.3%
Interest coverage
0.14▼
2024 · 905.50
Debt
€154k▼
2024 · €202k
Debt ≤ 1 year
€154k▼
2024 · €202k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€141k▼
Fixed assets21/28€29k€26k▼
Tangible fixed assets22/27€12k€8k▼
Plant, machinery and equipment23€12k€8k▼
Financial fixed assets28€18k€18k=
Current assets29/58€163k€115k▼
Stocks and contracts in progress3€52k€61k▲
Stocks30/36€52k€61k▲
Amounts receivable within one year40/41€56k€12k▼
Trade receivables40€56k€1k▼
Other amounts receivable41€0€11k▲
Cash at bank and in hand54/58€53k€41k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€192k€141k▼
Equity10/15€-10k€-13k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€-30k€-34k▼
Amounts payable17/49€202k€154k▼
Amounts payable within one year42/48€202k€154k▼
Trade debts44€98k€49k▼
Suppliers440/4€98k€49k▼
Taxes, remuneration and social security45€908€0▼
Taxes450/3€908€0▼
Other amounts payable47/48€103k€105k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€948€1k▲
Gross operating margin9900€47k€1k▼
Operating profit (loss)9901€39k€-4k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€51€44▼
Recurring financial charges65€51€44▼
Profit (loss) for the period before taxes9903€39k€-4k▼
Profit (loss) for the period9904€39k€-4k▼
Profit (loss) for the period to be appropriated9905€39k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-34k▼
Profit (loss) brought forward from the previous period14P€-69k€-30k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €39k
Net result €39k after 3 loss-making years.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vissenheuvel 122910 EssenGround area
158 m²
Building footprint
186 m²
Volume, LiDAR
1,139 m³
Parcel 11016B0788/00G002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Berva BV
since 20072.163.038.434
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016B0788/00G002 | Flanders | 158 m² | 1 · 186 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEssen2.163.038.434
Similar companies · same sector, comparable size
FRICO
BE 0846.386.069
Maaseik · Eq €9k
DRISKET - GERARD, FERME DE HAGOIR
BE 0461.448.596
Awans · Eq €11k
JOMAGRI
BE 0892.833.134
Herk-de-Stad · Eq €12k
HAINAUT - PORCS(Lempereur et Cie)
BE 0435.288.389
Chièvres · Eq €13k
LUNITA
BE 0475.428.672
Merksplas · Eq €13k
Of 902 companies in sector 01461 we hold annual accounts for 295. 58 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2007
Fiscal year end31-03
Activities, NACEBEL
01231
01461Pig breeding farms
01110Growing of cereals (except rice), leguminous crops and oil seeds
01121
01130Growing of vegetables, melons, roots and tubers
01462Crop and animal production, hunting and related service activities
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.