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Bertrand Van Hulle

Active
Private limited companyfounded 2016active for 9 yearsRue Garnier(HER) 35, 7742 Pecq, BelgiumKBO/BCE: BE 0665.920.440
Summary

Bertrand Van Hulle has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,789 and a net result of €23,744. Equity has been growing by about 66% per year since 2018. Its solvency ranks better than 12% of 3,024 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 10-11-2016 Normal situation
Activity
Physiotherapy NACE 86951and 4 others
Establishment units
2.258.296.887 7500 Tournai, since 10-11-2016
2.360.134.219 7500 Tournai, since 01-04-2024
Financial year end
31 December
Peppol
Reachable since 14-01-2026

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€83,075
▲ 28.2%
Turnover
≈ €230,000
estimated
Profit
€23,744
Equity
€48,789
▲ 94.8%
Total assets
€728,480
▲ 47.8%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 41 days after the deadline
Filed on 10-09-2026
Score breakdownraises riskLiquidity: current ratio 0.17Last filed accounts filed 41 days late; 1 of the last 3 accounts latelowers riskSector: Human health activities (NACE 86)Size: 0.2 FTE, total assets €728,480Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 51% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Strong
Solvency 32+2
equity 6.7% of total assets
Liquidity 100=
short-term debt 8.8%
Profitability 55+25
return on assets 3.3%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,160 companies, NACE 86, micro)
Last 24 months 12-2024: 0.4%lowest value 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%▼ -0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 1.0%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.9%▼ -0.1 percentage points vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.17 (0.71 in 2024), below 1. Short-term debt is 8.8% of total assets. 93.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 12% of them on solvency, 95% on liquidity, 9% on profitability and 89% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.17
NBB · annual accounts
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · Last filed accounts filed 41 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: 0.2 FTE, total assets €728,480
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 3024 sector peers (2025).
NBB · sector comparison
Position among 3024 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filings
Deviation from the deadline
2025
41 days late
2024
34 days early
2023
5 days early
2022
4 days early
2021
31 days late
2020
25 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 88% of companies in human healthsector median 59.1% · 3,024 companies 6.7% View

Recent changes

  1. · Gazette deed Resignation: VAN HULLE Bertrand (manager)Reappointment: VAN HULLE Bertrand (statutory director) · Permanent representative: VAN HULLE Bertrand
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as Bertrand Van Hulle: physiotherapy (NACE 86951). They are comparable in size and age: total assets between €468,000 and €1.4m, founded between 2009 and 2020.

CompanyTotal assetsGross margin
Bertrand Van Hulle Pecq€0.7m€0.08m
PODO SPORTS Overijse€0.5m€0.08m
SMD FEXHE Fexhe-le-Haut-Clocher€1.0m€0.1m
Educare Diepenbeek€0.5m€0.1m
KINDERCENTRUM DE GROEITRAP Leuven€1.4m€0.1m
LOSGOED Antwerpen€0.8m€0.08m
KINEVELTEM Herent€0.5m€0.1m
Full comparison

Key facts about Bertrand Van Hulle

What is the company number of Bertrand Van Hulle?
The company number of Bertrand Van Hulle is 0665.920.440. The VAT number is the same number with BE in front: BE 0665.920.440.
Where is Bertrand Van Hulle based?
The registered office is at Rue Garnier(HER) 35, 7742 Pecq.Company details
What does Bertrand Van Hulle do?
According to the KBO register, the main activity is physiotherapy (NACE 86951).
What is the legal form of Bertrand Van Hulle?
The legal form of Bertrand Van Hulle is Private limited company (BV).
When was Bertrand Van Hulle founded?
Bertrand Van Hulle was founded on 10-11-2016.
Is Bertrand Van Hulle still active?
Yes, Bertrand Van Hulle is an active enterprise in the KBO register.
How many employees does Bertrand Van Hulle have?
Bertrand Van Hulle had an average of 0.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Bertrand Van Hulle?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €83,075 and 33 comparable companies (NACE 869). It probably lies between €150,000 and €340,000.
Is Bertrand Van Hulle profitable?
In financial year 2025, Bertrand Van Hulle made a profit of €23,744.
Where can I find the annual accounts of Bertrand Van Hulle?
Bertrand Van Hulle filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bertrand Van Hulle due?
Bertrand Van Hulle must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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