Bertrand De Vos

Active

Private limited companyfounded 2020active for 6 yearsEmiel Clausstraat 130, 8793 Waregem, BelgiumKBO/BCE: BE 0755.494.495

Summary

Bertrand De Vos has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,529 and a net result of -€11,230. Equity is shrinking by about 3.2% per year across the filed financial years. Its solvency ranks better than 21% of 423 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

Bertrand De VosActiveChecked score 67/100

Risk analysis Report Compare

Activity

Cutting, shaping and finishing of stone

NACE 23700

1 site

Size

€248,614total assets 2025

Equity: €35,529
Loss: -€11,230

Turnover not published (micro format)

Financial health

67 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

Largest shareholder: verbouwingswerken Rogge J. · 30%

2025 accounts 37 days early1 of 2 deeds summarised

Why 67raises risk1 change of registered office in 24 monthsEquity €35,529 (14.3% of total assets)lowers riskSector: Manufacture of other non-metallic mineral products (NACE 23)Size: total assets €248,614Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 24% of its sector peers (NACE 23, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 39-9

equity 14.3% of total assets

Liquidity 45+18

short-term debt 44.0% · cash 12.6%

Profitability 51-22

return on assets -4.5%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (857 companies, NACE 23, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.4%▼ -0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.3%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 1.0%▲ +0.6 percentage points vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.2 percentage points vs 07-2026 09-2026: 1.6%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 0.7%▼ -0.9 percentage points vs 09-2026

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.69, compared with 0.78 in 2024, below 1; short-term debt: 44% and cash: 12.6% of total assets), and 85.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 19% on solvency, 37% on liquidity, 28% on profitability and 12% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

1 change of registered office in 24 months

Belgian Official Gazette

Sector: Manufacture of other non-metallic mineral products (NACE 23)

KBO

Equity €35,529 (14.3% of total assets)

NBB · annual accounts

Size: total assets €248,614

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 423 sector peers (2025).

NBB · sector comparison

Position among 423 sector peers

Solvency

better than 21%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

37 days early

2024

24 days early

2023

43 days early

2022

35 days early

2021

32 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 34 days before the deadline; the sector median (NACE 23) for financial year 2024 is 10 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-06-2026 Annual accounts filedfinancial year 2025 · micro…
15-05-2026 Permanent representative: Nicolas LefevereRegistered-office move
31-12-2025 Weakest financial yearnet -€11,230

Key points

Caution: Among the weakest 15% on net resultsector median €6,493 · 422 companies -€11,230 View
Positive: Always filed on timeaccounts within the deadline every year 5 years View
Total assets 20255 financial years filed €248,614 View

By topic

Financials

Financial year: 2025
Total assets: €248,614
Loss: -€11,230
Solvency: 14.3%

Total assets▲ 24.7%

Net result

20212025

Go to Financials

Board & ownership

Largest shareholder: verbouwingswerken Rogge J. · 30%

Go to Board & ownership

Timeline

Events: 8
Since: 2022
Next accounts: by 31-07-2027

07-07-2025Annual accounts filed
31-12-2024Back to profit
18-06-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Cutting, shaping and finishing of stoneNACE 23700
Founded: 01-10-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about Bertrand De Vos

What is the company number of Bertrand De Vos?: 0755.494.495. In Belgium the VAT number is the company number with BE in front: BE 0755.494.495.
Where is Bertrand De Vos based?: The registered office is at Emiel Clausstraat 130, 8793 Waregem.Company details
What does Bertrand De Vos do?: According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
What is the legal form of Bertrand De Vos?: Private limited company (BV).
When was Bertrand De Vos founded?: On 01-10-2020.
Is Bertrand De Vos still active?: Yes, Bertrand De Vos is an active enterprise in the KBO register.
How many employees does Bertrand De Vos have?: On average 0.5 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of Bertrand De Vos?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Bertrand De Vos profitable?: In financial year 2025, Bertrand De Vos made a loss of €11,230.
Where can I find the annual accounts of Bertrand De Vos?: Bertrand De Vos filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bertrand De Vos due?: By 31-07-2027, for financial year 2026.Timeline