BERTEN LEMMENS
ActiveBERTEN LEMMENS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €18k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+19
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 10.74 against 11.74 in 2024; short-term debt: 9% and cash: 58.3% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
16.6%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €97k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
47 d early
2023
53 d early
2022
75 d early
2021
53 d early
2020
28 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 23.6%
2024 · €78k
2018: €106k
2019: €108k
2020: €90k
2021: €89k
2022: €102k
2023: €77k
2024: €78k
2018 → 2025
Total assets
€111k▲ 30.1%
2024 · €85k
2018: €113k
2019: €116k
2020: €109k
2021: €101k
2022: €115k
2023: €103k
2024: €85k
2018 → 2025
Net result
€18k▲ 925%
2024 · €2k
2018: €6k
2019: €1k
2020: €-3k
2021: €-1k
2022: €13k
2023: €733
2024: €2k
2018 → 2025
Working capital
€98k▲ 31.1%
2024 · €74k
2018: €102k
2019: €105k
2020: €88k
2021: €79k
2022: €91k
2023: €71k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€102k▲ 14.7%€77k▼ 24.8%€78k▲ 2.4%€97k▲ 23.6%
Operating result€1k-€11k▲ 825%€4k▼ 62.9%€5k▲ 36.6%€28k▲ 404%
Net result€-1k-€13k€733▼ 94.4%€2k▲ 146%€18k▲ 925%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 404% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€4k▼ 13.4%
Current assets
€108k▲ 32.2%
Equity and liabilities €111k
Equity
€97k▲ 23.6%
Debt
€14k▲ 104%
The debt ratio rises from 8.1% to 12.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▲
2024 · €9k
Cash flow
€20k▲
2024 · €5k
Solvency
87.3%▼
2024 · 91.9%
Current ratio
10.74▼
2024 · 11.74
Quick ratio
10.74▼
2024 · 11.74
Debt / equity
0.15▲
2024 · 0.09
ROE
19.1%▲
2024 · 2.3%
ROA
16.6%▲
2024 · 2.1%
Interest coverage
28.77▲
2024 · 7.33
Debt
€14k▲
2024 · €7k
Debt ≤ 1 year
€10k▲
2024 · €7k
Income taxes
€8k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€111k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Furniture and vehicles24€4k€4k▼
Current assets29/58€81k€108k▲
Amounts receivable within one year40/41€24k€43k▲
Trade receivables40€18k€34k▲
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€55k€65k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€85k€111k▲
Equity10/15€78k€97k▲
Contributions10/11€19k€19k=
Reserves13€48k€78k▲
Distributable reserves133€48k€78k▲
Profit (loss) carried forward14€12k€0▼
Amounts payable17/49€7k€14k▲
Amounts payable within one year42/48€7k€10k▲
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€10k€30k▲
Operating profit (loss)9901€5k€28k▲
Financial income75/76B€13€73▲
Recurring financial income75€13€73▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€4k€27k▲
Income taxes67/77€2k€8k▲
Profit (loss) for the period9904€2k€18k▲
Profit (loss) for the period to be appropriated9905€2k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€30k▲
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer to equity691/2€2k€30k▲
To other reserves6921€2k€30k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €18k ▲925%
Operating result €28k, net result €18k, both a record.
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity triplescurrent ratio 11.74
Current ratio from 3.70 to 11.74; short-term debt falls from €26k to €7k.
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
30-09
Financial
Equity above €100kEq €102k ▲14.7%
Equity rises from €89k to €102k.
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-3k ▼347%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
17-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, As · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 1043665 AsGround area
814 m²
Building footprint
117 m²
Volume, LiDAR
708 m³
Parcel 71002C0268/00Y005, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Berten Lemmens
since 20082.173.481.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71002C0268/00Y005 | Flanders | 814 m² | 1 · 117 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Atelier Remise
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Of 3,151 companies in sector 63920 we hold annual accounts for 1,522. 1,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2008
Fiscal year end30-09
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.