Berten
ActiveBerten has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €-454. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-27
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.29 against 5.88 in 2024; short-term debt: 18.9% and cash: 2.8% of total assets), and 18.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
50 d late
2023
49 d late
2022
3 d early
2021
30 d early
2020
60 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€266k▼ 0.2%
2024 · €267k
2018: €114k
2019: €132k
2020: €157k
2021: €183k
2022: €221k
2023: €233k
2024: €267k
2018 → 2025
Total assets
€329k▲ 2.2%
2024 · €322k
2018: €193k
2019: €221k
2020: €251k
2021: €276k
2022: €302k
2023: €305k
2024: €322k
2018 → 2025
Net result
€-454
2024 · €34k
2018: €16k
2019: €18k
2020: €25k
2021: €26k
2022: €38k
2023: €12k
2024: €34k
2018 → 2025
Working capital
€266k▼ 0.2%
2024 · €267k
2018: €106k
2019: €130k
2020: €153k
2021: €180k
2022: €221k
2023: €233k
2024: €267k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€183k-€221k▲ 21.0%€233k▲ 5.5%€267k▲ 14.5%€266k▼ 0.2%
Operating result€34k-€32k▼ 6.1%€17k▼ 48.4%€42k▲ 154%€17k▼ 58.9%
Net result€26k-€38k▲ 49.8%€12k▼ 68.3%€34k▲ 177%€-454
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €329k
Equity
€266k▼ 0.2%
Debt
€62k▲ 13.5%
The debt ratio rises from 17.0% to 18.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
81.1%▼
2024 · 83.0%
Current ratio
5.29▼
2024 · 5.88
Quick ratio
5.29▼
2024 · 5.88
Debt / equity
0.23▲
2024 · 0.21
ROE
-0.2%▼
2024 · 12.6%
ROA
-0.1%▼
2024 · 10.5%
Debt
€62k▲
2024 · €55k
Debt ≤ 1 year
€62k▲
2024 · €55k
Income taxes
€16k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€322k€329k▲
Current assets29/58€322k€329k▲
Amounts receivable within one year40/41€306k€319k▲
Trade receivables40-€12k
Other amounts receivable41€306k€307k▲
Cash at bank and in hand54/58€16k€9k▼
Deferred charges and accrued income490/1€434€429▼
Equity and liabilities
Total equity and liabilities10/49€322k€329k▲
Equity10/15€267k€266k▼
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€140k€140k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€138k€140k▲
Profit (loss) carried forward14€108k€108k▼
Amounts payable17/49€55k€62k▲
Amounts payable within one year42/48€55k€62k▲
Financial debts43€13k€13k=
Other loans439€13k€13k=
Trade debts44€41k€49k▲
Suppliers440/4€41k€49k▲
Other amounts payable47/48€300-
Income statement
Code20242025
Other operating charges640/8€2k€2k▼
Gross operating margin9900€44k€19k▼
Operating profit (loss)9901€42k€17k▼
Financial income75/76B€57€24▼
Recurring financial income75€57€24▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€38k€15k▼
Income taxes67/77€4k€16k▲
Profit (loss) for the period9904€34k€-454▼
Profit (loss) for the period to be appropriated9905€34k€-454▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€108k▼
Profit (loss) brought forward from the previous period14P€75k€108k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-454 ▼101%
Net result drops to €-454, the lowest in the series.
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €38k ▲49.8%
Net result €38k, the highest in the series.
31-12
Financial
Equity above €200kEq €221k ▲21%
5 profitable years in a row build equity to €221k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €157k ▲18.7%
3 profitable years in a row build equity to €157k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paanderstraat 78760 TieltGround area
2,180 m²
Building footprint
123 m²
Volume, LiDAR
765 m³
Parcel 37322D0613/00R000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Berten
since 20072.164.821.353
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37322D0613/00R000 | Flanders | 2,180 m² | 1 · 123 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KJK-Group
BE 0639.926.123
Sint-Niklaas · Eq €267k
SAROS
BE 0437.630.841
Nazareth-De Pinte · Eq €266k
DIADE
BE 0845.239.786
Liège · Eq €265k
SEMGI
BE 0666.691.589
Mechelen · Eq €268k
ASL
BE 0433.035.318
Antwerpen · Eq €265k
Of 1,292 companies in sector 68122 we hold annual accounts for 899. 590 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2007
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
43350Other building finishing work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.