BERTELS
ActiveFrom the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
BERTELS has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €76,665. Equity is growing by about 9.4% per year across the filed financial years. Its solvency ranks better than 51% of 2,071 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 29-05-2008 Normal situation
- Legal form
- Private limited company
- Registered office
- Waarloossteenweg 16, 2570 Duffel
- Activity
- Growing of vegetables, melons, roots and tubers NACE 01130and 7 others
- Establishment unit
- 2.171.525.439 2570 Duffel, since 02-06-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 06-10-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €1.1m
- ▼ 24.8%
- Turnover
- ≈ €1.9m
- estimated
- Profit
- €76,665
- ▼ 83.4%
- Equity
- €1.1m
- ▲ 7.9%
- Total assets
- €2.5m
- ▼ 5.5%
- Staff
- 17.3 FTE
- ▲ 47.9%
Why 95raises riskSize: 17.3 FTE, total assets €2.5mlowers riskLiquidity: current ratio 2.06, cash €625,965Figures for financial year 2025 (filed 22-07-2026)Sector: Crop and animal production, hunting and related service activities (NACE 01)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, small): better than 52% on solvency, 89% on liquidity, 53% on profitability and 52% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, abbreviated format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 22-07-2026
- Format
- abbreviated format
- Reference
- 2026-00316093
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result falls in 2025; 2025 is 76% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 01, Crop and animal production, hunting and related service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
- 2025 Net result -83% on 2024. The previous financial year ran 15 months, this one 12.
Peer companies
Historical observationOf the 6,049 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96.0% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €0.01m | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | - | €0.4m | €0.4m | €0.4m | €0.6m | €0.7m | ▲ 13.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.09m | €0.1m | €0.2m | €0.2m | €0.2m | €0.3m | €0.3m | ▼ 16.5% |
| Other operating charges640/8 | - | - | €0.005m | €0.005m | €0.003m | €0.006m | €0.005m | ▼ 24.1% |
| Gross operating margin9900 | €0.5m | €0.7m | €0.6m | €0.4m | €0.5m | €1.5m | €1.1m | ▼ 24.8% |
| Operating profit (loss)9901 | €0.1m | €0.1m | €0.07m | -€0.2m | -€0.1m | €0.5m | €0.1m | ▼ 76.3% |
| Financial income75/76B | - | - | €0.002m | €0.1m | €0.002m | €0.02m | €414 | ▼ 97.7% |
| Recurring financial income75 | €0.003m | €0.001m | €0.002m | €0.1m | €0.002m | €0.02m | €414 | ▼ 97.7% |
| Financial charges65/66B | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | ▼ 14.0% |
| Recurring financial charges65 | €0.01m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | ▼ 14.0% |
| Profit (loss) for the period before taxes9903 | €0.1m | €0.1m | €0.05m | -€0.03m | -€0.1m | €0.5m | €0.1m | ▼ 80.0% |
| Income taxes67/77 | - | €0.002m | €269 | €0.007m | €105 | €0.05m | €0.03m | ▼ 48.6% |
| Profit (loss) for the period9904 | €0.1m | €0.1m | €0.05m | -€0.04m | -€0.1m | €0.5m | €0.08m | ▼ 83.4% |
| Profit (loss) for the period to be appropriated9905 | €0.1m | €0.1m | €0.05m | -€0.04m | -€0.1m | €0.5m | €0.08m | ▼ 83.4% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €1.9m | €2.4m | €2.5m | €2.7m | €2.4m | €2.7m | €2.5m | ▼ 5.5% |
| Fixed assets21/28 | €1.3m | €1.5m | €1.6m | €1.9m | €1.7m | €1.5m | €1.3m | ▼ 11.8% |
| Tangible fixed assets22/27 | €1.3m | €1.5m | €1.6m | €1.9m | €1.7m | €1.5m | €1.3m | ▼ 11.8% |
| Land and buildings22 | - | - | €0.6m | €0.6m | €0.5m | €0.5m | €0.5m | ▼ 6.8% |
| Plant, machinery and equipment23 | - | - | €1.0m | €1.3m | €1.1m | €1.0m | €0.9m | ▼ 14.1% |
| Furniture and vehicles24 | - | - | €0.001m | €470 | - | €0.02m | €0.01m | ▼ 20.2% |
| Other tangible fixed assets26 | - | - | €0.009m | €0.008m | €0.007m | €0.006m | €0.005m | ▼ 16.4% |
| Financial fixed assets28 | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Current assets29/58 | €0.6m | €0.8m | €0.9m | €0.8m | €0.7m | €1.1m | €1.2m | ▲ 2.7% |
| Amounts receivable after more than one year29 | - | - | - | - | - | €0.005m | €0.02m | ▲ 200% |
| Other amounts receivable291 | - | - | - | - | - | €0.005m | €0.02m | ▲ 200% |
| Stocks and contracts in progress3 | €0.03m | €0.03m | €0.02m | €0.02m | €0.02m | €0 | - | - |
| Contracts in progress37 | - | - | €0.02m | €0.02m | €0.02m | €0 | - | - |
| Amounts receivable within one year40/41 | €0.2m | €0.3m | €0.2m | €0.5m | €0.5m | €0.4m | €0.4m | ▲ 3.9% |
| Trade receivables40 | - | - | €0.1m | €0.4m | €0.2m | €0.3m | €0.3m | ▲ 8.6% |
| Other amounts receivable41 | - | - | €0.09m | €0.1m | €0.2m | €0.2m | €0.1m | ▼ 4.3% |
| Cash at bank and in hand54/58 | €0.4m | €0.5m | €0.6m | €0.3m | €0.3m | €0.7m | €0.6m | ▼ 7.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €0.04m | €0.1m | ▲ 130% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €1.9m | €2.4m | €2.5m | €2.7m | €2.4m | €2.7m | €2.5m | ▼ 5.5% |
| Equity10/15 | €0.6m | €0.7m | €0.7m | €0.7m | €0.5m | €1.0m | €1.1m | ▲ 7.9% |
| Contributions10/11 | €0.2m | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Reserves13 | €0.4m | €0.5m | €0.5m | €0.5m | €0.4m | €0.8m | €0.9m | ▲ 9.7% |
| Non-distributable reserves130/1 | - | - | €0.02m | €0.02m | €0.02m | €0 | - | - |
| Reserves not available under the articles1311 | - | - | €0.02m | €0.02m | €0.02m | €0 | - | - |
| Distributable reserves133 | - | - | €0.5m | €0.5m | €0.3m | €0.8m | €0.9m | ▲ 9.7% |
| Profit (loss) carried forward14 | - | - | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €1.3m | €1.7m | €1.7m | €2.0m | €1.9m | €1.7m | €1.5m | ▼ 13.3% |
| Amounts payable after more than one year17 | €1.1m | €1.4m | €1.2m | €1.5m | €1.4m | €1.1m | €0.9m | ▼ 21.3% |
| Financial debts170/4 | - | - | €1.2m | €1.5m | €1.4m | €1.1m | €0.9m | ▼ 21.3% |
| Amounts payable within one year42/48 | €0.3m | €0.3m | €0.5m | €0.6m | €0.4m | €0.6m | €0.6m | ▲ 3.0% |
| Current portion of amounts payable after more than one year42 | - | - | €0.3m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 2.6% |
| Trade debts44 | €0.2m | €0.05m | €0.1m | €0.3m | €0.1m | €0.2m | €0.3m | ▲ 20.8% |
| Suppliers440/4 | - | - | €0.1m | €0.3m | €0.1m | €0.2m | €0.3m | ▲ 20.8% |
| Advances received on contracts in progress46 | - | - | - | - | - | €0.002m | €8 | ▼ 99.5% |
| Taxes, remuneration and social security45 | - | - | €0.05m | €0.09m | €0.04m | €0.08m | €0.06m | ▼ 24.7% |
| Taxes450/3 | - | - | €0.01m | €0.04m | €0.002m | €0.05m | €0.02m | ▼ 54.6% |
| Remuneration and social security454/9 | - | - | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | ▲ 14.4% |
| Other amounts payable47/48 | - | - | €0.08m | €0.007m | €0.04m | €0.002m | €0.001m | ▼ 26.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €0.004m | €300 | €0 | ▼ 100% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €132,891 | €114,112 | €49,390 | -€39,695 | -€136,894 | €460,837 | €76,665 | ▼ 83.4% |
| + Depreciation and write-downs630 | €88,335 | €127,139 | €156,035 | €162,271 | €239,182 | €319,139 | €266,505 | ▼ 16.5% |
| Operating cash flow (approximation) | €221,226 | €241,250 | €205,425 | €122,576 | €102,288 | €779,976 | €343,171 | ▼ 56.0% |
| Investment in fixed assets (approximation) | - | -€386,629 | -€213,490 | -€483,895 | -€10,770 | -€145,831 | -€88,122 | ▲ 39.6% |
| Change in cash | - | €65,966 | €134,054 | -€318,715 | -€44,882 | €419,065 | -€51,863 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 18 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 22-07-2026 | 2026-00316093 | NBB |
| 31-12-2024 | abbreviated format | 23-06-2025 | 2025-00162797 | |
| 30-09-2023 | abbreviated format | 24-04-2024 | 2024-00067773 | |
| 30-09-2022 | abbreviated format | 28-04-2023 | 2023-00070526 | |
| 30-09-2021 | abbreviated format | 22-04-2022 | 2022-20006374 | |
| 30-09-2020 | abbreviated format | 29-04-2021 | 2021-12200418 | |
| 30-09-2019 | abbreviated format | 07-04-2020 | 2020-08700379 | |
| 30-09-2018 | abbreviated format | 15-03-2019 | 2019-07100208 | |
| 30-09-2017 | abbreviated format | 20-03-2018 | 2018-07200365 | |
| 30-09-2016 | abbreviated format | 14-03-2017 | 2017-06500177 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BERTELS Jan Kris Emiel |
|
| de Nayer Frans |
|
| Van Dessel Karla |
|
How the board is organised
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “2”
Articles of association, deed of 15-07-2024
Owners and capital
Owners
1 ownerChain of control
- Berto
- BERTELS
Owners 1
- BertoparentSourceaccounts Berto 202599.06%
Other provisions of the articles of association
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Aanwending jaarlijkse nettowinst, binnen grenzen Wetboek van vennootschappen en verenigingen”2 more provisions in the deed, see the deed of 15-07-2024
Articles of association, deed of 15-07-2024 (in Dutch)
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
03-03
Gazette deed
Appointment: de Nayer Frans (director)2 facts ▸
- General meeting, 30-12-2025
- Director appointment, de Nayer Frans (director)
25-09
Gazette deed
Resignation: Van Dessel Karla (director)2 facts ▸
- General meeting, 28-06-2025
- Director resignation, Van Dessel Karla (director)
01-10
Gazette deed
Algemene Vergadering - BoekjaarGeneral meeting2 facts ▸
- General meeting, 27-09-2024
- Other provision, “vaststelling gecoördineerde tekst van de statuten” (deed in Dutch)
15-07
Gazette deed
Resignation: BERTELS Jan Kris Emiel (manager)Appointment: BERTELS Jan Kris Emiel (director) · Legal-form conversion · Capital conversion11 facts ▸
- General meeting, 17-06-2024
- Legal-form conversion, “Besloten Vennootschap” (deed in Dutch)
- Capital conversion, “van rechtswege, statutair onbeschikbare inbreng” (deed in Dutch)
- Purpose change
- Amendment of the articles
- Other provision, “voorwerpbevestiging, voorwerp zoals voormeld” (deed in Dutch)
- Director resignation, BERTELS Jan Kris Emiel (manager (not named in the articles))
- Director appointment, BERTELS Jan Kris Emiel (director (not named in the articles))
- Director in office, VAN DESSEL Karla (director)
- Registered office clause, “Waarloossteenweg 16 B,2570 Duffel” (deed in Dutch)
- Other provision, “voorwerp van de vennootschap, zoals voormeld” (deed in Dutch)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BERTELS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Huidige adres zoals hierna verder vermeld”
deed of 15-07-2024 (in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Thursday of June at 19:00
deed of 01-10-2024 (in Dutch)
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12009A0044/02L000 | Flanders | 2,198 m² | 1 · 262 m² | 9.7 m · 2 |
| 12009A0046/00Z000 | Flanders | 2,035 m² | 1 · 507 m² | 13.9 m · 1 |