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Berte-Ostéo

Active
Private limited companyfounded 20232 yrs activeRue Ry-d'Août, Spontin 57, 5530 Yvoir, BelgiumKBO/BCE: BE 1003.702.649
Summary

The computed 12-month bankruptcy probability of Berte-Ostéo is 5.6% (elevated). The 2024 annual accounts show negative equity (-€8,730) and a net result of -€11,230. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability9
Solvency11
Growth-
Track record67
Bankruptcy probability, 12 months
5.6% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16; short-term debt: 28.2% and cash: 4.6% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-13.9%
Return on assets
-17.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
36 d early
2024
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 37 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 December 2023, Berte-Ostéo was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
-€8,730
Total assets
€62,916
Net result
-€11,230
Working capital
-€14,842

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €62,916
Fixed assets €60,000
Current assets €2,916
Equity and liabilities
Equity-€8,730
Debt€71,646
Equity is negative: debt (€71,646) exceeds the balance-sheet total (€62,916).
Key figures and ratios
2024 value
EBITDA
€3,715
Cash flow
€270
Solvency
-13.9%
Current ratio
0.16
ROA
-17.8%
Interest coverage
1.12
Debt
€71,646
Debt ≤ 1 year
€17,759
Debt > 1 year
€53,887
Income taxes
€128
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 30 lines
Balance sheet Code2024
Assets
Total assets20/58€62,916
Fixed assets21/28€60,000
Intangible fixed assets21€60,000
Current assets29/58€2,916
Cash at bank and in hand54/58€2,916
Equity and liabilities
Total equity and liabilities10/49€62,916
Equity10/15-€8,730
Contributions10/11€2,500
Profit (loss) carried forward14-€11,230
Amounts payable17/49€71,646
Amounts payable after more than one year17€53,887
Financial debts170/4€53,887
Amounts payable within one year42/48€17,759
Current portion of amounts payable after more than one year42€8,965
Trade debts44€570
Suppliers440/4€570
Taxes, remuneration and social security45€128
Taxes450/3€128
Other amounts payable47/48€8,095
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,500
Other operating charges640/8€515
Gross operating margin9900€4,230
Operating profit (loss)9901-€7,785
Financial charges65/66B€3,317
Recurring financial charges65€3,317
Profit (loss) for the period before taxes9903-€11,102
Income taxes67/77€128
Profit (loss) for the period9904-€11,230
Profit (loss) for the period to be appropriated9905-€11,230
Appropriation of the result
Profit (loss) to be appropriated9906-€11,230

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,500
Other operating charges640/8€515
Gross operating margin9900€4,230
Operating profit (loss)9901-€7,785
Financial charges65/66B€3,317
Recurring financial charges65€3,317
Profit (loss) for the period before taxes9903-€11,102
Income taxes67/77€128
Profit (loss) for the period9904-€11,230
Profit (loss) for the period to be appropriated9905-€11,230
Line2024
Assets
Total assets20/58€62,916
Fixed assets21/28€60,000
Intangible fixed assets21€60,000
Current assets29/58€2,916
Cash at bank and in hand54/58€2,916
Equity and liabilities
Total equity and liabilities10/49€62,916
Equity10/15-€8,730
Contributions10/11€2,500
Profit (loss) carried forward14-€11,230
Amounts payable17/49€71,646
Amounts payable after more than one year17€53,887
Financial debts170/4€53,887
Amounts payable within one year42/48€17,759
Current portion of amounts payable after more than one year42€8,965
Trade debts44€570
Suppliers440/4€570
Taxes, remuneration and social security45€128
Taxes450/3€128
Other amounts payable47/48€8,095
Line2024
Profit (loss) for the period9904-€11,230
+ Depreciation and write-downs630€11,500
Operating cash flow (approximation)€270

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
939 m²
Building footprint
198 m²
Parcel 91124C0027/00W002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Berte- Ostéo
Rue Ry-d'Août, Spontin 57, 5530 YvoirGeneral medical practice
since 20242.353.653.431
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91124C0027/00W002 Wallonia 939 m² 1 · 198 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded20-12-2023
Fiscal year end31-12
Contact
E-mail berteosteopathie@gmail.comYvoir
Phone 0472442064Yvoir
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.