Bertchi & Bertchi
Annual accounts 2025
micro format, filed on 24-03-2026, 129 days before the deadlineTurnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €89,000 and €150,000.
Balance sheet
balance sheet total €192,942 on 31-12-2025in euro
in euro
Position in the sector
32.9%
Higher than 32% of 39,360 companies in 2025.
1.93
Higher than 48% of 38,044 companies in 2025.
26.8%
Higher than 67% of 38,516 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
192,942 | 277,625 | 177,284 | 21,933 | |
29/58 |
192,942 | 277,625 | 177,284 | 21,933 | |
29 |
5,000 | 21,930 | - | - | |
291 |
5,000 | 21,930 | - | - | |
40/41 |
181,920 | 156,948 | 102,030 | 21,000 | |
40 |
97,600 | 101,640 | 102,030 | 21,000 | |
41 |
84,320 | 55,308 | - | - | |
54/58 |
3,871 | 98,302 | 75,254 | 933 | |
490/1 |
2,150 | 445 | - | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
192,942 | 277,625 | 177,284 | 21,933 | |
10/15 |
63,413 | 187,282 | 90,132 | 12,591 | |
10/11 |
100 | 100 | 100 | 100 | |
13 |
63,313 | 187,182 | - | - | |
133 |
63,313 | 187,182 | - | - | |
14 |
0 | 0 | 90,032 | 12,491 | |
17/49 |
129,529 | 90,343 | 87,152 | 9,343 | |
17 |
28,000 | 28,000 | 28,000 | - | |
170/4 |
28,000 | 28,000 | 28,000 | - | |
42/48 |
99,897 | 62,343 | 59,152 | 9,343 | |
43 |
0 | 354 | - | - | |
430/8 |
0 | 354 | - | - | |
44 |
7,278 | 3,538 | 12,211 | 2,147 | |
440/4 |
7,278 | 3,538 | 12,211 | 2,147 | |
45 |
33,124 | 56,872 | 46,107 | 4,868 | |
450/3 |
31,624 | 56,872 | 46,107 | 4,868 | |
454/9 |
1,500 | - | - | - | |
47/48 |
59,495 | 1,578 | 833 | 2,328 | |
492/3 |
1,632 | - | - | - | |
| Income statement | |||||
9900 |
57,872 | 124,087 | 105,271 | 17,514 | |
640/8 |
544 | 540 | 516 | 745 | |
9901 |
57,328 | 123,547 | 104,755 | 16,769 | |
75/76B |
3,586 | 1,563 | - | - | |
75 |
3,586 | 1,563 | - | - | |
65/66B |
2,520 | 801 | 183 | 108 | |
65 |
2,520 | 801 | 183 | 108 | |
9903 |
58,394 | 124,309 | 104,572 | 16,661 | |
67/77 |
6,763 | 26,300 | 26,197 | 3,371 | |
9904 |
51,631 | 98,009 | 78,375 | 13,291 | |
9905 |
51,631 | 98,009 | 78,375 | 13,291 | |
| Appropriation of the result | |||||
9906 |
51,631 | 188,041 | 90,865 | 13,291 | |
14P |
0 | 90,032 | 12,491 | - | |
791/2 |
175,500 | - | - | - | |
691/2 |
51,631 | 187,182 | - | - | |
6921 |
51,631 | 187,182 | - | - | |
694/7 |
175,500 | 859 | 833 | 800 | |
694 |
175,500 | 859 | 833 | 800 | |
| Document | |||||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 24-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| -94,431 | 23,048 | 74,321 | - | ||
| 93,044 | 215,282 | 118,132 | 12,591 | ||
| 32.9% | 67.5% | 50.8% | 57.4% | ||
| 1.93 | 4.45 | 3.00 | 2.35 | ||
| 2.04 | 0.48 | 0.97 | 0.74 | ||
| 81.4% | 52.3% | 87.0% | 105.6% | ||
| 26.8% | 35.3% | 44.2% | 60.6% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Bertchi & Bertchi
The operating result for 2025 is 54% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total rises from 32.5% to 67.1%. Equity is lower and debt is higher.