Turnover
≈ €230,000 estimated
The micro format states no turnover.
BERTAL
Lifetime
1 annual account with figurespeak €20,805 (2025)
€20,805
peak €1,755 (2025)
€1,755
peak €4,755 (2025)
€4,755
€7,347
Board2 names since 2024
1 directorIsa Bulut
Documentsfilings and deeds
30-09-202661 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Board
1 joined · 1 left
Board changed. Latest change 01-12-2025 · 1 in office.
2025 accounts filed 61 days after the deadline
Checked score
50
Fair
Financially stronger than 61% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 3.9%lowest value
07-2025: 4.0%▲ +0.1 percentage points vs 06-2025
08-2025: 4.1%▲ +0.1 percentage points vs 07-2025
09-2025: 4.6%▲ +0.5 percentage points vs 08-2025
10-2025: 4.6%● unchanged vs 09-2025
11-2025: 4.9%▲ +0.3 percentage points vs 10-2025
12-2025: 5.3%▲ +0.4 percentage points vs 11-2025
01-2026: 5.3%● unchanged vs 12-2025
02-2026: 8.1%▲ +2.8 percentage points vs 01-2026
03-2026: 8.1%● unchanged vs 02-2026
04-2026: 8.6%▲ +0.5 percentage points vs 03-2026
05-2026: 8.6%● unchanged vs 04-2026highest value
06-2026: 8.6%● unchanged vs 05-2026highest value
07-2026: 8.6%● unchanged vs 06-2026highest value
08-2026: 8.6%● unchanged vs 07-2026highest value
09-2026: 8.6%● unchanged vs 08-2026highest value
10-2026: 4.0%▼ -4.6 percentage points vs 09-2026
11-2026: 4.0%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
Size: total assets €12,102
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 59% of them on solvency, 70% on liquidity and 55% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BERTAL has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BERTAL itself is higher: 4.0% within 12 months. It rests on far more data about BERTAL than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BERTAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009449207
Registered office moved within Leuven
New registered office: Tiensesteenweg 84, 3001 Leuven · Previous registered office: Zwaluwenlaan 25, 3001 Leuven · Resignation: Deniz Seyfettin Necdet (director) · General meeting of 01-12-2025 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: DENIZ Seyfettin Necdet · Appointment: DENIZ Seyfettin Necdet (director) · published on 21-05-2024 · Gazette deed
First establishment
Tiensesteenweg 84, Leuven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BERTAL Leuven | €12,102 | €20,805 | 39.3% | - |
| LYL Vosselaar | €11,855 | €23,000 | -10.1% | - |
| L' Arte Bianca Liège | €13,800 | €22,005 | 58.1% | - |
| Okyil Maaseik | €13,974 | €19,476 | -22.0% | - |
| Issly Room Tubize | €13,560 | €24,376 | -141.9% | - |
| DOLCE PIZZ Brussels | €14,490 | €18,351 | 26.2% | - |
| Mario & Cindy Schoten | €11,655 | €16,518 | 27.8% | - |
These companies have the same main activity as BERTAL: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €11,700 and €14,500, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 16-05-2024Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment unit
- 2.359.868.3593001 Leuven, since 16-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-03-2026
Insights on BERTAL
The computed 12-month bankruptcy probability of BERTAL is 4.0% (moderate). The 2025 annual accounts show equity of €4,755 and a net result of €1,755.
Its solvency ranks better than 58% of 17,162 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BERTAL
- What is the company number of BERTAL?
- The company number of BERTAL is 1009.449.207. The VAT number is the same number with BE in front: BE 1009.449.207.
- Where is BERTAL based?
- The registered office is at Tiensesteenweg 84, 3001 Leuven.Company details
- What does BERTAL do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of BERTAL?
- BERTAL is a private limited company (BV).
- When was BERTAL founded?
- BERTAL was founded on 16-05-2024.
- Is BERTAL still active?
- Yes, BERTAL is an active enterprise in the KBO register.
- What is the turnover of BERTAL?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €20,805 and 133 comparable companies (NACE 56112). It probably lies between €150,000 and €390,000. It is a rough estimate.Financials
- Is BERTAL profitable?
- In financial year 2025, BERTAL made a profit of €1,755.
- Where can I find the annual accounts of BERTAL?
- BERTAL filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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