Bert Vrebos
ActiveThe computed 12-month bankruptcy probability of Bert Vrebos is 1.7% (moderate). The 2025 annual accounts show equity of €137k and a net result of €12k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 47% of 4418 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability45▼-18
Solvency50▼-12
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.71 in 2024), and 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
3.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
15 d early
2024
27 d early
2023
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 9.8%
2024 · €124k
2023: €112k
2024: €124k
2023 → 2025
Total assets
€363k▲ 34.4%
2024 · €270k
2023: €305k
2024: €270k
2023 → 2025
Net result
€12k▼ 22.1%
2024 · €16k
2023: €13k
2024: €16k
2023 → 2025
Working capital
€-48k▼ 35.1%
2024 · €-36k
2023: €-25k
2024: €-36k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€112k-€124k▲ 11.4%€137k▲ 9.8%
Operating result€24k-€28k▲ 14.1%€22k▼ 21.9%
Net result€13k-€16k▲ 17.6%€12k▼ 22.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363k
Fixed assets
€279k▲ 53.9%
Current assets
€84k▼ 5.6%
Equity and liabilities €363k
Equity
€137k▲ 9.8%
Debt
€226k▲ 55.4%
The debt ratio rises from 53.9% to 62.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€71k▲
2024 · €60k
Cash flow
€61k▲
2024 · €47k
Solvency
37.7%▼
2024 · 46.1%
Current ratio
0.63▼
2024 · 0.71
Quick ratio
0.63▼
2024 · 0.71
Debt / equity
1.65▲
2024 · 1.17
ROE
8.9%▼
2024 · 12.6%
ROA
3.4%▼
2024 · 5.8%
Interest coverage
7.49▲
2024 · 7.14
Debt
€226k▲
2024 · €146k
Debt ≤ 1 year
€132k▲
2024 · €124k
Debt > 1 year
€94k▲
2024 · €21k
Income taxes
€126▼
2024 · €4k
Staff costs
€2k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€270k€363k▲
Fixed assets21/28€181k€279k▲
Tangible fixed assets22/27€181k€279k▲
Land and buildings22€41k€51k▲
Plant, machinery and equipment23€83k€73k▼
Furniture and vehicles24€58k€155k▲
Current assets29/58€89k€84k▼
Amounts receivable within one year40/41€35k€39k▲
Trade receivables40€27k€31k▲
Other amounts receivable41€8k€8k▲
Cash at bank and in hand54/58€51k€38k▼
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€270k€363k▲
Equity10/15€124k€137k▲
Contributions10/11€19k€19k=
Reserves13€106k€118k▲
Distributable reserves133€106k€118k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€146k€226k▲
Amounts payable after more than one year17€21k€94k▲
Financial debts170/4€21k€94k▲
Amounts payable within one year42/48€124k€132k▲
Current portion of amounts payable after more than one year42€38k€23k▼
Trade debts44€8k€26k▲
Suppliers440/4€8k€26k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€77k€78k▲
Income statement
Code20242025
Non-recurring operating income76A€0€5k▲
Remuneration, social security and pensions62€0€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€49k▲
Other operating charges640/8€908€3k▲
Gross operating margin9900€61k€76k▲
Operating profit (loss)9901€28k€22k▼
Financial income75/76B€58€0▼
Recurring financial income75€58€0▼
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€20k€12k▼
Income taxes67/77€4k€126▼
Profit (loss) for the period9904€16k€12k▼
Profit (loss) for the period to be appropriated9905€16k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€12k▼
Transfer to equity691/2€13k€12k▼
To other reserves6921€13k€12k▼
Profit to be distributed694/7€3k€0▼
Directors or managers695€3k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €12k ▼22.1%
Net result drops to €12k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €16k ▲17.6%
Operating result €28k, net result €16k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bankblokstraat 163061 BertemGround area
2,985 m²
Building footprint
596 m²
Volume, LiDAR
469 m³
Parcel 24061C0218/00K002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bert Vrebos
since 20182.282.952.606
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24061C0218/00K002 | Flanders | 2,985 m² | 1 · 596 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 2 endedGroenaanleg en –beheer duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
Similar companies · same sector, comparable size
FRANK OLBRECHTS
BE 0465.217.641
Kortenberg · Eq €137k
GARDEN INVEST
BE 0887.432.709
Lessines · Eq €137k
De Hof - Leverancier
BE 0423.258.708
Antwerpen · Eq €137k
JAN LANDERLOOS
BE 0473.912.405
Landen · Eq €137k
ATELIERS KLEINERMANN
BE 0658.782.230
Braine-l'Alleud · Eq €137k
Of 21,162 companies in sector 81300 we hold annual accounts for 4,348. 3,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2018
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
01610Support activities for crop production
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.