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Bert Projects

Active
Private limited companyfounded 20224 yrs activeTurnhoutsebaan 185, 3294 Diest, BelgiumKBO/BCE: BE 0785.286.066
Summary

The computed 12-month bankruptcy probability of Bert Projects is 4.9% (elevated). The 2025 annual accounts show negative equity (-€5,196) and a net result of -€2,687. Its solvency ranks better than 5% of 11472 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-12
Growth58
Track record94
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
18 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€5,196
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-09-2025, 58 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
58 d early
2024
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 April 2022, Bert Projects was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€5,196▼ 107%
2024 · -€2,508
Total assets
€171▼ 99.1%
2024 · €19,029
Net result
-€2,687▲ 51.2%
2024 · -€5,508
Working capital
-€5,196
2024 · €17,792
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€5,093--€2,545▲ 50.0%
Net result-€5,508below the sector's middle half--€2,687within the sector's middle half▲ 51.2%
Equity-€2,508below the sector's middle half--€5,196below the sector's middle half▼ 107%
Total assets€19,029below the sector's middle half-€171below the sector's middle half▼ 99.1%
Debt€21,537-€5,366▼ 75.1%
Working capital€17,792--€5,196
Solvency-13.2%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2024: -€5,093-€5,093Net result 2024: -€5,508-€5,508Operating result 2025: -€2,545-€2,545Net result 2025: -€2,687-€2,68720242025-€6,000-€4,000-€2,000€0Operating result 2024: -€5,093-€5,090Net result 2024: -€5,508-€5,510Operating result 2025: -€2,545-€2,540Net result 2025: -€2,687-€2,69020242025
The operating result stays negative: a loss of €2,545 in 2025 against €5,093 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€5,366▲
2024 · €1,237
Debt > 1 year
€0▼
2024 · €20,000
Ratios withheld: a balance sheet total of €171 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€19,029€171▼
Current assets29/58€19,029€171▼
Cash at bank and in hand54/58€19,029€171▼
Equity and liabilities
Total equity and liabilities10/49€19,029€171▼
Equity10/15-€2,508-€5,196▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€5,508-€8,196▼
Amounts payable17/49€21,537€5,366▼
Amounts payable after more than one year17€20,000€0▼
Financial debts170/4€20,000€0▼
Amounts payable within one year42/48€1,237€5,366▲
Trade debts44€837€66▼
Suppliers440/4€837€66▼
Other amounts payable47/48€400€5,301▲
Accrued charges and deferred income492/3€300€0▼
Income statement Code20242025
Other operating charges640/8€284€184▼
Gross operating margin9900-€4,810-€2,361▲
Operating profit (loss)9901-€5,093-€2,545▲
Financial charges65/66B€415€143▼
Recurring financial charges65€415€143▼
Profit (loss) for the period before taxes9903-€5,508-€2,687▲
Profit (loss) for the period9904-€5,508-€2,687▲
Profit (loss) for the period to be appropriated9905-€5,508-€2,687▲
Appropriation of the result
Profit (loss) to be appropriated9906-€5,508-€8,196▼
Profit (loss) brought forward from the previous period14P--€5,508

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€284€184▼ 35.3%
Gross operating margin9900-€4,810-€2,361▲ 50.9%
Operating profit (loss)9901-€5,093-€2,545▲ 50.0%
Financial charges65/66B€415€143▼ 65.7%
Recurring financial charges65€415€143▼ 65.7%
Profit (loss) for the period before taxes9903-€5,508-€2,687▲ 51.2%
Profit (loss) for the period9904-€5,508-€2,687▲ 51.2%
Profit (loss) for the period to be appropriated9905-€5,508-€2,687▲ 51.2%
Line20242025Change
Assets
Total assets20/58€19,029€171▼ 99.1%
Current assets29/58€19,029€171▼ 99.1%
Cash at bank and in hand54/58€19,029€171▼ 99.1%
Equity and liabilities
Total equity and liabilities10/49€19,029€171▼ 99.1%
Equity10/15-€2,508-€5,196▼ 107%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€5,508-€8,196▼ 48.8%
Amounts payable17/49€21,537€5,366▼ 75.1%
Amounts payable after more than one year17€20,000€0▼ 100%
Financial debts170/4€20,000€0▼ 100%
Amounts payable within one year42/48€1,237€5,366▲ 334%
Trade debts44€837€66▼ 92.2%
Suppliers440/4€837€66▼ 92.2%
Other amounts payable47/48€400€5,301▲ 1,225%
Accrued charges and deferred income492/3€300€0▼ 100%
Line20242025Change
Profit (loss) for the period9904-€5,508-€2,687▲ 51.2%
Operating cash flow (approximation)-€5,508-€2,687▲ 51.2%
Change in cash--€18,858-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
03-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
22-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
871 m²
Building footprint
133 m²
Parcel 24073K0102/00Y004, Flanders. Linked by address, not a title deed.
1 establishment unit
Turnhoutsebaan 185, 3294 Diest
Other business support services
since 20222.336.002.597
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24073K0102/00Y004 Flanders 871 m² 1 · 133 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,136 companies in sector 46130 we hold annual accounts for 647. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-04-2022
Fiscal year end31-03
Activities, NACEBEL 2025
46130Agents in the wholesale of timber and building materials
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0785286066
Also 9925:BE0785286066
Registered 16-01-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.