BERSY
ActiveThe computed 12-month bankruptcy probability of BERSY is 2.7% (moderate). The 2024 annual accounts show equity of €95k and a net result of €31k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 26056 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 3.32 in 2023), and 34.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
31 d late
2022
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€95k▲ 47.5%
2023 · €65k
2022: €46k
2023: €65k
2022 → 2024
Total assets
€146k▲ 67.5%
2023 · €87k
2022: €48k
2023: €87k
2022 → 2024
Net result
€31k▲ 66.3%
2023 · €18k
2022: €43k
2023: €18k
2022 → 2024
Working capital
€74k▲ 39.9%
2023 · €53k
2022: €37k
2023: €53k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€46k-€65k▲ 40.0%€95k▲ 47.5%
Operating result€43k-€40k▼ 7.2%€51k▲ 26.1%
Net result€43k-€18k▼ 57.2%€31k▲ 66.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 26% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €146k
Fixed assets
€21k▲ 81.9%
Current assets
€125k▲ 65.2%
Equity and liabilities €146k
Equity
€95k▲ 47.5%
Debt
€51k▲ 124%
The debt ratio rises from 26.1% to 34.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€53k▲
2023 · €42k
Cash flow
€33k▲
2023 · €21k
Solvency
65.1%▼
2023 · 73.9%
Current ratio
2.45▼
2023 · 3.32
Quick ratio
2.02▲
2023 · 1.67
Debt / equity
0.54▲
2023 · 0.35
ROE
32.2%▲
2023 · 28.6%
ROA
21.0%▼
2023 · 21.1%
Interest coverage
5.74▼
2023 · 17.13
Debt
€51k▲
2023 · €23k
Debt ≤ 1 year
€51k▲
2023 · €23k
Income taxes
€12k▼
2023 · €20k
Staff costs
€38k▲
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€87k€146k▲
Fixed assets21/28€12k€21k▲
Tangible fixed assets22/27€8k€9k▲
Plant, machinery and equipment23€8k€9k▲
Financial fixed assets28€4k€12k▲
Current assets29/58€76k€125k▲
Stocks and contracts in progress3€38k€22k▼
Stocks30/36€38k€22k▼
Amounts receivable within one year40/41€20k€44k▲
Trade receivables40€13k€25k▲
Other amounts receivable41€7k€19k▲
Cash at bank and in hand54/58€18k€38k▲
Deferred charges and accrued income490/1-€21k
Equity and liabilities
Total equity and liabilities10/49€87k€146k▲
Equity10/15€65k€95k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€62k€92k▲
Amounts payable17/49€23k€51k▲
Amounts payable within one year42/48€23k€51k▲
Trade debts44€5k€26k▲
Suppliers440/4€5k€26k▲
Taxes, remuneration and social security45€18k€25k▲
Taxes450/3€15k€22k▲
Remuneration and social security454/9€3k€3k=
Income statement
Code20232024
Remuneration, social security and pensions62€20k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€65k€94k▲
Operating profit (loss)9901€40k€51k▲
Financial income75/76B€438€1k▲
Recurring financial income75€438€1k▲
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€38k€42k▲
Income taxes67/77€20k€12k▼
Profit (loss) for the period9904€18k€31k▲
Profit (loss) for the period to be appropriated9905€18k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€92k▲
Profit (loss) brought forward from the previous period14P€43k€62k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-08
State Gazette act
Capital & shares · Resignations & appointmentsGeneral meeting · Director resignation · Director appointment4 facts ▸
State Gazette act
Capital & shares · Resignations & appointments
General meeting · Director resignation · Director appointment4 facts ▸
- General meeting, 16/06/2026
- Director resignation, Guilherme Assuncao (bestuurder)
- Director resignation, Jean Candido (bestuurder)
- Director appointment, Thaiara Bermardo Silva (bestuurder)
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €18k ▼57.2%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2026
Thaiara Bermardo Silva
CurrentDirector · since 16-06-2026
16-06-2026
Thaiara Bermardo Silva: Appointed as Director
16-06-2026
Guilherme Assuncao: Resigned as Director
16-06-2026
Jean Candido: Resigned as Director
Location & real-estate footprint
Registered office, Herent · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halleboomstraat 33020 HerentGround area
7,712 m²
Building footprint
2,034 m²
Volume, LiDAR
18,679 m³
2 parcels, Flanders · tallest building 37.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Bom Dia Mini Markt
since 20222.338.934.175
Bom Dia Market
since 20232.347.249.550
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24422D0227/00A000 | Flanders | 6,435 m² | 1 · 1,187 m² | 8.6 m |
| 24062A0808/00R000 | Flanders | 1,277 m² | 1 · 846 m² | 37.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesLeuven2.338.934.175
Herent2.347.249.550
Similar companies · same sector, comparable size
SWEET COOL
BE 0475.641.676
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LAMBOT CARINE
BE 0477.082.622
Bouillon · Eq €95k
ALCIS MANAGEMENT
BE 0544.855.334
Verviers · Eq €95k
EVERYDAY SOLUTIONS
BE 0755.329.892
Zaventem · Eq €95k
CVV
BE 0737.711.625
Knokke-Heist · Eq €95k
Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,601 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2022
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
81210General cleaning of buildings
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:bersycleaning@outlook.be