BEROLIPH
ActiveSummary
The computed 12-month bankruptcy probability of BEROLIPH is 1.6% (moderate). The 2025 annual accounts show equity of €7,366 and a net result of €7,366. Its solvency ranks better than 25% of 13,646 sector peers (NACE 46, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- ≈ 0.5 FTE, estimated
- Equity
- €7,366
- Profit
- €7,366
Why 63raises riskFounded in 2025Equity €7,366 (8.1% of total assets)Size: total assets €91,385lowers riskLiquidity: current ratio 1.08, cash €17,924Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 22% on solvency, 23% on liquidity and 70% on profitability.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: KELLER Bernadette Jeannine Marguerite…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 320 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 320 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €15,582 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €234 |
| Gross operating margin9900 | €25,088 |
| Operating profit (loss)9901 | €9,272 |
| Financial charges65/66B | €66 |
| Recurring financial charges65 | €66 |
| Profit (loss) for the period before taxes9903 | €9,206 |
| Income taxes67/77 | €1,840 |
| Profit (loss) for the period9904 | €7,366 |
| Profit (loss) for the period to be appropriated9905 | €7,366 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €91,385 | |
| Fixed assets21/28 | €970 | |
| Tangible fixed assets22/27 | €970 | |
| Furniture and vehicles24 | €970 | |
| Current assets29/58 | €90,415 | |
| Amounts receivable within one year40/41 | €72,491 | |
| Trade receivables40 | €72,491 | |
| Cash at bank and in hand54/58 | €17,924 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €91,385 | |
| Equity10/15 | €7,366 | |
| Profit (loss) carried forward14 | €7,366 | |
| Amounts payable17/49 | €84,019 | |
| Amounts payable within one year42/48 | €84,019 | |
| Trade debts44 | €78,928 | |
| Suppliers440/4 | €78,928 | |
| Taxes, remuneration and social security45 | €3,845 | |
| Taxes450/3 | €3,845 | |
| Other amounts payable47/48 | €1,246 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €7,366 |
| + Depreciation and write-downs630 | €234 |
| Operating cash flow (approximation) | €7,600 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 16-06-2026 | 2026-00164006 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| KELLER Bernadette Jeannine Marguerite Ida Ghislaine |
|
Owners and capital
Capital and shareholders
- KELLER Bernadette Jeannine Marguerite Ida Ghislaine 100 shares (100%) · €3,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-02-2025 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 4 February 2025, BEROLIPH was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 KELLER Bernadette Jeannine Marguerite Ida Ghislaine has served as administrateurnonstatutaire of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3
Acts, filings and financial milestones
06-02
Gazette deed
IncorporationAppointment: KELLER Bernadette Jeannine Marguerite Ida Ghislaine (administrateurnonstatutaire) · Registered office clause · Board rule12 facts ▸
- General meeting, “sociétédéfinitivementconstituée, assembléegénéraleexercéeparlecomparantuniqueaprèsadoptiondesstatuts” (deed in French)
- Registered office clause, “1301Wavre(SectiondeBierges),RuedeRosières,numéro62” (deed in French)
- Board rule, “un” (deed in French)
- Director appointment, KELLER Bernadette Jeannine Marguerite Ida Ghislaine (administrateurnonstatutaire)
- Board rule, “administrateur, gratuitsaufdécisioncontrairedel'assembléegénérale” (deed in French)
- Pre-incorporation commitments, BEROLIPH
- Founder, KELLER Bernadette Jeannine Marguerite Ida Ghislaine
- Incorporation, “BEROLIPH” (deed in French)
- Other provision, “plan financier, préalablement à la passation de l'acte constitutif” (deed in French)
- Other provision, “responsabilité du fondateur en cas de faillite, faillite dans les trois ans de la constitution” (deed in French)
- Founding capital, €3,000
- Bank account, “BELFIUS”, 3000 (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25006A0021/00L000 | Wallonia | 644 m² | 1 · 56 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Toutes activités de commerce,en gros ou au détail,de produits alimentaires en général,dont les boissons,lesdits produits alimentaires et…” (deed in French)
3 activities (deed in French)
- Toutes activités de commerce,en gros ou au détail,de produits alimentaires en général,dont les boissons,lesdits produits alimentaires et boissons pouvant également être commercialisés au travers de magasins spécialisés.
- Toutes activités liées à la photographie,et notamment la production photographique réalisée à titre commercial ou privé(photographies d'identité,photographies de classe,photographies de mariage,photographies publicitaires,photographies d'édition,photographies de mode,photographies à des fins immobilières,photographies à des fins touristiques,photographies aériennes,photographies sous-marines)et le tournage de reportages vidéos dans le cadre de mariages et autres événements similaires.
- Toutes activités de conseil et d'assistance opérationnelle des entreprises dans les domaines des relations publiques et de la communication.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BEROLIPH
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger,par simple décision de…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 16. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Assemblée qui nomme fixe nombre,durée et,en cas de pluralité,pouvoirs, un ou plusieurs administrateurs,personnes physiques ou…” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “100, droit égal dans la répartition des bénéfices et des produits de la liquidation” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Comme en matière de modification des statuts, assemblée générale” (deed in French)1 more provision on this in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed