Losses
-€8,170 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
BeRo
Lifetime
6 annual accounts with figures on one time axispeak €18,506 (2020)
-€1,433▼ €3,868
lowest -€6,274 (2022)
-€5,545▼ €2,920
peak €28,638 (2021)
€15,822▼ 25.9%
€4,326▲ 59.0%
Board1 name since 2019
1 directorRoel BEELEN
Documentsfilings and deeds
19-01-202612 days before the deadline
2025micro format
Gross margin from €2,436 to -€1,433Loss of €5,545Equity from €21,367 to €15,822Debts from €2,722 to €4,326
Key points
from the 2025 annual accountsFilings
6 annual accounts since 2020
The last five annual accounts were filed 12 to 42 days before the end of the period.
Position in the sector
78.5%
Higher solvency than 89% of companies in personal services. Sector median 26.9% · 5,754 companies.
Turnover not published (micro format)
Checked score
67
Healthy
Financially stronger than 45% of micro companies in personal services (NACE 96)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%lowest value
01-2025: 0.8%▲ +0.3 percentage points vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.7%▼ -0.1 percentage points vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.8%▲ +0.1 percentage points vs 09-2025
11-2025: 0.9%▲ +0.1 percentage points vs 10-2025
12-2025: 0.8%▼ -0.1 percentage points vs 11-2025
01-2026: 0.9%▲ +0.1 percentage points vs 12-2025highest value
02-2026: 0.7%▼ -0.2 percentage points vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.8%▲ +0.1 percentage points vs 08-2026
10-2026: 0.9%▲ +0.1 percentage points vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €5,545, the second in a row (financial year 2025)
Founded in 2019
lowers risk
Equity €15,822 (78.5% of total assets)
Figures for financial year 2025 (filed on 19-01-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 57% on liquidity, 9% on profitability and 20% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as BeRo has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BeRo itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for BeRo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.34 (7.83 in 2024), above the usual 1.5. Short-term debt is 21.5% and cash 8.7% of total assets. 21.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€5,545
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
12 days early
2024
38 days early
2023
35 days early
2022
35 days early
2021
42 days early
2020
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 27 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Board and ownership
- BEELEN Roel founderdeed of 09-04-2019
- VERLINDEN Sofie Adele Hendrika Ludovica founderdeed of 09-04-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0724614645
Resignation: Roel BEELEN (manager)
Reappointment: Roel BEELEN (director) · Director discharge: Roel BEELEN · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 15-06-2022 · Gazette deed
Incorporation
Founding capital of €18,600, 186 shares · Founders: BEELEN Roel and VERLINDEN Sofie Adele Hendrika Ludovica · Appointment: BEELEN Roel (manager) · published on 09-04-2019 · Gazette deed
First establishment
Nieuwelaan 21, Merchtem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BeRo Merchtem | €20,149 | -€1,433 | 78.5% | - |
| iBLOOM Antwerp | €18,117 | -€21,215 | -982.6% | - |
| pro-Q Leuven | €19,732 | -€37,317 | 87.3% | - |
| TRIPLE MOON Antwerp | €26,614 | -€11,568 | -69.3% | - |
| L&E RETAIL Wavre | €19,484 | -€1,334 | 83.2% | - |
| WEIGHTLESS EXPERIENCE Modave | €13,514 | -€3,424 | -292.5% | - |
| Anick Servais Namur | €14,112 | -€4,103 | -142.7% | - |
These companies have the same main activity as BeRo: other personal services (NACE 96999). They are comparable in size and age: total assets between €13,500 and €26,600, founded between 2016 and 2021.
Official details
Source: KBO- Status
- Active since 05-04-2019Normal situation
- Activity
- Other personal servicesNACE 96999and 3 others
- Establishment unit
- 2.287.707.1881785 Merchtem, since 05-04-2019
- Financial year end
- 30 June
- Peppol
- Reachable since 06-04-2025
Annual accounts to 30-06-2025
- €20,149▼ 16.4%
- Filing
- Filed on 19-01-2026, 12 days before the end of the filing period
Insights on BeRo
BeRo files the micro format. That format states no turnover. The gross margin fell from €18,506 in 2020 to -€1,433 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BeRo
- What is the company number of BeRo?
- The company number of BeRo is 0724.614.645. The VAT number is the same number with BE in front: BE 0724.614.645.
- Where is BeRo based?
- The registered office is at Nieuwelaan 21, 1785 Merchtem.Company details
- What does BeRo do?
- According to the KBO register, the main activity is other personal services (NACE 96999).
- What is the legal form of BeRo?
- BeRo is a private limited company (BV).
- When was BeRo founded?
- BeRo was founded on 05-04-2019.
- Is BeRo still active?
- Yes, BeRo is an active enterprise in the KBO register.
- What is the turnover of BeRo?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is BeRo profitable?
- In financial year 2025, BeRo made a loss of €5,545.
- Where can I find the annual accounts of BeRo?
- BeRo filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BeRo due?
- BeRo must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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