BeRo
ActiveSummary
The computed 12-month bankruptcy probability of BeRo is 1.5% (moderate). The 2025 annual accounts show equity of €16k and a net result of €-6k. Equity is shrinking by ~10% per year across the filed fiscal years. Its solvency ranks better than 88% of 4659 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-12
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.34 against 7.83 in 2024; short-term debt: 21.5% and cash: 8.7% of total assets), and 21.5% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
-27.5%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
12 d early
2024
38 d early
2023
35 d early
2022
35 d early
2021
42 d early
2020
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 25.9%
2024 · €21k
Total assets
€20k▼ 16.4%
2024 · €24k
Net result
€-6k▼ 111%
2024 · €-3k
Working capital
€14k▼ 22.3%
2024 · €19k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12k▼ 27.9%€-4k€5k€375▼ 93.1%€-3k
Net result€10k▼ 25.0%€-6k€2k€-3k€-6k▼ 111%
Equity€29k▲ 50.6%€22k▼ 21.9%€24k▲ 7.3%€21k▼ 10.9%€16k▼ 25.9%
Total assets€32k▲ 33.0%€24k▼ 25.9%€26k▲ 9.5%€24k▼ 7.8%€20k▼ 16.4%
Debt€4k▼ 31.5%€1k▼ 57.9%€2k▲ 41.9%€3k▲ 28.3%€4k▲ 59.0%
Working capital€28k▲ 52.4%€20k▼ 29.0%€20k▲ 1.2%€19k▼ 6.2%€14k▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €375 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€1k ▼ 50.7%
Current assets
€19k ▼ 11.9%
Equity and liabilities €20k
Equity
€16k ▼ 25.9%
Debt
€4k ▲ 59.0%
Debt's share of the balance-sheet total rises from 11.3% to 21.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €2k
Cash flow
€-4k▼
2024 · €-1k
Current ratio
4.34▼
2024 · 7.83
Debt to equity
0.27▲
2024 · 0.13
ROE
-35.0%▼
2024 · -12.3%
ROA
-27.5%▼
2024 · -10.9%
Interest coverage
-1.29▼
2024 · 0.83
Debt ≤ 1 year
€4k▲
2024 · €3k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €695 | €952 | €826 | €1k | €1k | = |
| Other operating charges640/8 | - | €373 | €489 | €656 | €451 | ▼ 31.2% |
| Gross operating margin9900 | €13k | €-3k | €7k | €2k | €-1k | ▼ 159% |
| Operating profit (loss)9901 | €12k | €-4k | €5k | €375 | €-3k | ▼ 976% |
| Financial income75/76B | - | €237 | €737 | €769 | €751 | ▼ 2.4% |
| Recurring financial income75 | €43 | €237 | €737 | €769 | €751 | ▼ 2.4% |
| Financial charges65/66B | - | €2k | €2k | €2k | €1k | ▼ 32.0% |
| Recurring financial charges65 | €71 | €2k | €2k | €2k | €1k | ▼ 32.0% |
| Profit (loss) for the period before taxes9903 | €12k | €-6k | €4k | €-1k | €-4k | ▼ 298% |
| Income taxes67/77 | €3k | €603 | €2k | €2k | €2k | ▼ 4.7% |
| Profit (loss) for the period9904 | €10k | €-6k | €2k | €-3k | €-6k | ▼ 111% |
| Profit (loss) for the period to be appropriated9905 | €10k | €-6k | €2k | €-3k | €-6k | ▼ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32k | €24k | €26k | €24k | €20k | ▼ 16.4% |
| Fixed assets21/28 | €1k | €3k | €4k | €3k | €1k | ▼ 50.7% |
| Intangible fixed assets21 | - | - | €2k | €1k | €579 | ▼ 56.1% |
| Tangible fixed assets22/27 | €1k | €3k | €2k | €1k | €787 | ▼ 45.8% |
| Furniture and vehicles24 | - | €3k | €2k | €1k | €787 | ▼ 45.8% |
| Current assets29/58 | €31k | €21k | €22k | €21k | €19k | ▼ 11.9% |
| Amounts receivable within one year40/41 | €3k | €10k | €14k | €19k | €16k | ▼ 16.0% |
| Trade receivables40 | - | €159 | €2k | €6k | €3k | ▼ 47.6% |
| Other amounts receivable41 | - | €10k | €12k | €13k | €13k | ▲ 0.1% |
| Cash at bank and in hand54/58 | €28k | €9k | €7k | €1k | €2k | ▲ 25.0% |
| Deferred charges and accrued income490/1 | - | €2k | €742 | €984 | €1k | ▲ 13.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32k | €24k | €26k | €24k | €20k | ▼ 16.4% |
| Equity10/15 | €29k | €22k | €24k | €21k | €16k | ▼ 25.9% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €22k | €16k | €18k | €15k | €10k | ▼ 36.6% |
| Amounts payable17/49 | €4k | €1k | €2k | €3k | €4k | ▲ 59.0% |
| Amounts payable within one year42/48 | €4k | €1k | €2k | €3k | €4k | ▲ 59.0% |
| Trade debts44 | €389 | €200 | €218 | €224 | €1k | ▲ 505% |
| Suppliers440/4 | - | €200 | €218 | €224 | €1k | ▲ 505% |
| Taxes, remuneration and social security45 | - | €1k | €2k | €1k | €2k | ▲ 41.8% |
| Taxes450/3 | - | €1k | €2k | €1k | €2k | ▲ 41.8% |
| Other amounts payable47/48 | - | - | - | €1k | €1k | ▲ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €-6k | €2k | €-3k | €-6k | ▼ 111% |
| + Depreciation and write-downs630 | €695 | €952 | €826 | €1k | €1k | = |
| Operating cash flow (approximation) | €10k | €-5k | €2k | €-1k | €-4k | ▼ 239% |
| Investment in fixed assets (approximation) | - | €-3k | €-2k | €0 | €0 | - |
| Change in cash | - | €-19k | €-2k | €-6k | €353 | ▲ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2019
Ground area
2,711 m²
Building footprint
266 m²
Volume, LiDAR
1,449 m³
Parcel 23012G0059/00K000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BeRo
since 20192.287.707.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23012G0059/00K000 | Flanders | 2,711 m² | 1 · 265 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KMc
BE 0790.491.897
Eghezée · Eq €15,784
AlterEdu
BE 0774.751.767
Antwerpen · Eq €15,750
ROAS
BE 1018.501.879
Wingene · Eq €15,909
Coastal Control and Mondial Trading
BE 0465.086.690
Jabbeke · Eq €15,964
MON COACH DE TRIATHLON
BE 0745.648.106
Pepinster · Eq €15,984
Of 6,999 companies in sector 96999 we hold annual accounts for 602. 386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-04-2019
Fiscal year end30-06
Activities, NACEBEL 2025
96999Other personal services
62100Computer programming
70200Business and other management consultancy
73200Market research and public opinion polling
Contact
Phone
000000000Merchtem
Scores and ratios are computed by Checked and are not a credit decision.