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Bernon Consulting

Active
Private limited companyfounded 20206 yrs activeSteenweg op Sint-Joris-Winge 3, 3200 Aarschot, BelgiumKBO/BCE: BE 0753.801.945
Summary

Bernon Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,000 and a net result of €36,145. Equity is shrinking by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 11% of 19955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Bernon ConsultingActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100NACE 62010
1 site
Size
€45,936total assets 2025
Equity
€2,000
Profit
€36,145
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 183 d early0 of 2 deeds read
Why 93- Equity €2,000 (4.4% of total assets)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €45,936+ Liquidity: current ratio 0.83, cash €22,044Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 41% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 29+1
equity 4.4% of total assets
Liquidity 50=
short-term debt 95.6% · cash 48.0%
Profitability 100=
return on assets 78.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,559 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -1.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▼ -13.7% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%▲ +1.2% vs 08-2025 10-2025: 0.2%▼ -3.5% vs 09-2025 11-2025: 0.2%▲ +5.4% vs 10-2025 12-2025: 0.2%▲ +1.1% vs 11-2025 01-2026: 0.2%▼ -1.7% vs 12-2025 02-2026: 0.2%▲ +19.5% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▲ +2.9% vs 03-2026 05-2026: 0.2%▲ +7.0% vs 04-2026highest value 06-2026: 0.2%● 0.0% vs 05-2026highest value 07-2026: 0.1%▼ -66.4% vs 06-2026lowest value 08-2026: 0.1%▲ +2.6% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Size: total assets €45,936 lowers the probability for this profile
  • Liquidity: current ratio 0.83, cash €22,044 lowers the probability
  • Equity €2,000 (4.4% of total assets) raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 12%, liquidity 27%, profitability 83%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €45,936
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.83, cash €22,044
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €2,000 (4.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 19955 sector peers (2025).
NBB · sector comparison
Position among 19955 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-01-2026, 183 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
183 d early
2024
160 d early
2023
135 d early
2022
59 d early
2021
30 d early
2020
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 101 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 March (4 of the last 5 filed years within 75 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 10% on equitysector median €69,692 · 19,961 companies €2,000 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €36,145 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€45,936
Profit
€36,145
Solvency
4.4%
Total assets▼ 35.4%
Net result
20202025
Go to Financials

Timeline

Events
8
Since
2021
Next accounts
by 31-07-2027
  1. 29-01-2026Annual accounts filed
  2. 21-02-2025Annual accounts filed
  3. 18-03-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
08-09-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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