BERNERHOFJE
ActiveBERNERHOFJE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101k and a net result of €40k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 3941 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 61.51 against 2.16 in 2023; short-term debt: 1.4% and cash: 79.5% of total assets), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
31 d late
2022
32 d late
2021
47 d early
2020
1 d early
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€101k▲ 66.2%
2023 · €61k
2018: €43k
2019: €52k
2020: €58k
2021: €58k
2022: €58k
2023: €61k
2018 → 2024
Total assets
€103k▼ 2.2%
2023 · €105k
2018: €70k
2019: €81k
2020: €91k
2021: €96k
2022: €95k
2023: €105k
2018 → 2024
Net result
€40k▲ 7.9%
2023 · €37k
2018: €29k
2019: €31k
2020: €31k
2021: €35k
2022: €36k
2023: €37k
2018 → 2024
Working capital
€88k▲ 73.5%
2023 · €51k
2018: €26k
2019: €40k
2020: €31k
2021: €38k
2022: €45k
2023: €51k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€58k-€58k▼ 0.2%€58k▲ 1.6%€61k▲ 4.0%€101k▲ 66.2%
Operating result€39k-€49k▲ 26.3%€50k▲ 3.0%€52k▲ 3.7%€51k▼ 1.8%
Net result€31k-€35k▲ 10.7%€36k▲ 3.1%€37k▲ 3.8%€40k▲ 7.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103k
Fixed assets
€13k▲ 28.8%
Current assets
€90k▼ 5.4%
Equity and liabilities €103k
Equity
€101k▲ 66.2%
Debt
€1k▼ 96.7%
The debt ratio falls from 42.0% to 1.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▲
2023 · €58k
Cash flow
€48k▲
2023 · €43k
Solvency
98.6%▲
2023 · 58.0%
Current ratio
61.51▲
2023 · 2.16
Quick ratio
60.30▲
2023 · 2.07
Debt / equity
0.01▼
2023 · 0.72
ROE
39.8%▼
2023 · 61.4%
ROA
39.3%▲
2023 · 35.6%
Interest coverage
329.47▼
2023 · 347.95
Debt
€1k▼
2023 · €44k
Debt ≤ 1 year
€1k▼
2023 · €44k
Income taxes
€11k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€105k€103k▼
Fixed assets21/28€10k€13k▲
Tangible fixed assets22/27€10k€13k▲
Plant, machinery and equipment23€4k€11k▲
Furniture and vehicles24€6k€2k▼
Current assets29/58€95k€90k▼
Stocks and contracts in progress3€4k€2k▼
Stocks30/36€4k€2k▼
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€1k▼
Other amounts receivable41-€5k
Cash at bank and in hand54/58€88k€81k▼
Deferred charges and accrued income490/1€361€386▲
Equity and liabilities
Total equity and liabilities10/49€105k€103k▼
Equity10/15€61k€101k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€42k€82k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€40k€81k▲
Profit (loss) carried forward14€339-
Amounts payable17/49€44k€1k▼
Amounts payable within one year42/48€44k€1k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Advances received on contracts in progress46€458€124▼
Taxes, remuneration and social security45€7k-
Taxes450/3€7k-
Other amounts payable47/48€35k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€59k€60k▲
Operating profit (loss)9901€52k€51k▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€165€177▲
Recurring financial charges65€165€177▲
Profit (loss) for the period before taxes9903€52k€51k▼
Income taxes67/77€15k€11k▼
Profit (loss) for the period9904€37k€40k▲
Profit (loss) for the period to be appropriated9905€37k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€41k▲
Profit (loss) brought forward from the previous period14P€3k€339▼
Transfer to equity691/2€10k€41k▲
To other reserves6921€10k€41k▲
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Highest result since 2018net €40k ▲7.9%
Net result €40k, the highest in the series.
31-12
Financial
Liquidity times 29current ratio 61.51
Current ratio from 2.16 to 61.51; short-term debt falls from €44k to €1k.
31-12
Financial
Equity above €100kEq €101k ▲66.2%
7 profitable years in a row build equity to €101k.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nerenhoek(BEV) 19120 Beveren-Kruibeke-ZwijndrechtGround area
2,747 m²
Building footprint
211 m²
Volume, LiDAR
1,011 m³
Parcel 46003A0092/00E000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BERNERHOFJE
since 20112.201.131.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46003A0092/00E000 | Flanders | 2,747 m² | 1 · 211 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.201.131.918
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Of 1,702 companies in sector 01480 we hold annual accounts for 161. 123 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2011
Fiscal year end31-12
Activities, NACEBEL
01480Raising of other animals
01490Crop and animal production, hunting and related service activities
47762Retail sale of pets, pet food and pet supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.