Bernd Braun
ActiveBernd Braun has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €393k and a net result of €103k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 1994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-2
Solvency72▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.85 against 5.03 in 2024; short-term debt: 12.3% and cash: 33% of total assets), but 53.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.9%
Return on assets
12.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
48 d early
2023
21 d early
2022
26 d early
2021
12 d early
2020
24 d late
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€393k▲ 22.9%
2024 · €320k
2018: €297k
2019: €244k
2020: €223k
2021: €197k
2022: €209k
2023: €235k
2024: €320k
2018 → 2025
Total assets
€839k▲ 10.3%
2024 · €760k
2018: €790k
2019: €786k
2020: €730k
2021: €730k
2022: €694k
2023: €708k
2024: €760k
2018 → 2025
Net result
€103k▲ 0.5%
2024 · €103k
2018: €44k
2019: €18k
2020: €30k
2021: €51k
2022: €56k
2023: €69k
2024: €103k
2018 → 2025
Working capital
€398k▲ 21.9%
2024 · €327k
2018: €320k
2019: €228k
2020: €217k
2021: €193k
2022: €210k
2023: €240k
2024: €327k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€197k-€209k▲ 6.0%€235k▲ 12.5%€320k▲ 36.3%€393k▲ 22.9%
Operating result€91k-€98k▲ 7.2%€116k▲ 18.1%€163k▲ 40.6%€160k▼ 1.7%
Net result€51k-€56k▲ 9.1%€69k▲ 23.6%€103k▲ 48.7%€103k▲ 0.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €839k
Fixed assets
€337k▼ 4.4%
Current assets
€502k▲ 23.0%
Equity and liabilities €839k
Equity
€393k▲ 22.9%
Debt
€446k▲ 1.2%
The debt ratio falls from 57.9% to 53.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€181k▼
2024 · €183k
Cash flow
€124k▲
2024 · €123k
Solvency
46.9%▲
2024 · 42.1%
Current ratio
4.85▼
2024 · 5.03
Quick ratio
4.85▼
2024 · 5.03
Debt / equity
1.13▼
2024 · 1.38
ROE
26.2%▼
2024 · 32.1%
ROA
12.3%▼
2024 · 13.5%
Interest coverage
9.19▲
2024 · 9.07
Debt
€446k▲
2024 · €440k
Debt ≤ 1 year
€103k▲
2024 · €81k
Debt > 1 year
€342k▼
2024 · €359k
Income taxes
€42k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€760k€839k▲
Fixed assets21/28€353k€337k▼
Tangible fixed assets22/27€353k€337k▼
Land and buildings22€229k€217k▼
Furniture and vehicles24€4k€8k▲
Leasing and similar rights25€120k€113k▼
Current assets29/58€408k€502k▲
Amounts receivable after more than one year29€10k€100k▲
Other amounts receivable291€10k€100k▲
Amounts receivable within one year40/41€23k€23k▲
Trade receivables40€23k€23k▲
Current investments50/53€101k€101k▲
Cash at bank and in hand54/58€274k€277k▲
Deferred charges and accrued income490/1€265€286▲
Equity and liabilities
Total equity and liabilities10/49€760k€839k▲
Equity10/15€320k€393k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€308k€381k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€304k€378k▲
Amounts payable17/49€440k€446k▲
Amounts payable after more than one year17€359k€342k▼
Financial debts170/4€359k€342k▼
Amounts payable within one year42/48€81k€103k▲
Current portion of amounts payable after more than one year42€17k€17k▲
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€39k€42k▲
Taxes450/3€39k€42k▲
Other amounts payable47/48€17k€34k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€187k€186k▼
Operating profit (loss)9901€163k€160k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€20k€20k▼
Recurring financial charges65€20k€20k▼
Profit (loss) for the period before taxes9903€144k€145k▲
Income taxes67/77€42k€42k▲
Profit (loss) for the period9904€103k€103k▲
Profit (loss) for the period to be appropriated9905€103k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€103k€103k▲
Transfer from equity791/2€17k€29k▲
Transfer to equity691/2€102k€102k▲
To other reserves6921€102k€102k▲
Profit to be distributed694/7€17k€30k▲
Return on contributions (dividend)694€17k€30k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €103k ▲0.5%
Net result €103k, the highest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €209k ▲6%
5 profitable years in a row build equity to €209k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
Financial
Weakest financial yearnet €18k ▼58.3%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frederik de Merodestraat 252600 AntwerpenGround area
435 m²
Building footprint
313 m²
Volume, LiDAR
4,458 m³
Parcel 11303B0407/00X002, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bernd Braun
since 20132.216.636.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0407/00X002 | Flanders | 435 m² | 1 · 313 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
894500WKC80QRWFXWY81
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,559. 4,667 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
30920Manufacture of other transport equipment
47632Retail sale of bicycles
47785Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.