BERNARDIMO
InactiveInactive; last annual accounts for fiscal year 2022.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline30-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 02-03-2023, 151 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
151 d early
2021
40 d early
2020
13 d late
2019
42 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 34 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
Financials · fiscal year 2022, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€17,277▼ 540%
2021 · -€2,698
Working capital
€231,159▼ 1.2%
2020 · €233,858
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result€97,251--€22,701-€154▲ 99.3%-€766▼ 396%-€2,643▼ 245%
Net result€93,751--€23,851-€2,916▲ 87.8%-€2,698▲ 7.4%-€17,277▼ 540%
Equity€260,625-€236,773▼ 9.2%€233,858▼ 1.2%€231,159▼ 1.2%€213,883▼ 7.5%
Total assets€349,492-€327,104▼ 6.4%€325,341▼ 0.5%€293,742▼ 9.7%€213,883▼ 27.2%
Debt€88,867-€90,331▲ 1.6%€91,483▲ 1.3%€62,582▼ 31.6%
Working capital€260,625-€236,773▼ 9.2%€233,858▼ 1.2%€231,159▼ 1.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,643 in 2022 against €766 in 2021; the loss grows.
Key figures and ratios
Solvency
100.0%▲
2021 · 78.7%
ROE
-8.1%▼
2021 · -1.2%
ROA
-8.1%▼
2021 · -0.9%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | - | €348 | - |
| Non-recurring operating charges66A | - | - | - | - | €1,615 | - |
| Gross operating margin9900 | €98,056 | -€22,701 | -€154 | -€766 | -€681 | ▲ 11.1% |
| Operating profit (loss)9901 | €97,251 | -€22,701 | -€154 | -€766 | -€2,643 | ▼ 245% |
| Financial charges65/66B | - | - | - | €1,933 | €14,633 | ▲ 657% |
| Recurring financial charges65 | €2,423 | €1,151 | €2,761 | €1,933 | €14,633 | ▲ 657% |
| Profit (loss) for the period before taxes9903 | €94,828 | -€23,851 | -€2,916 | -€2,698 | -€17,277 | ▼ 540% |
| Income taxes67/77 | €68,265 | - | - | - | - | - |
| Profit (loss) for the period9904 | €93,751 | -€23,851 | -€2,916 | -€2,698 | -€17,277 | ▼ 540% |
| Profit (loss) for the period to be appropriated9905 | €224,798 | -€23,851 | -€2,916 | -€2,698 | -€17,277 | ▼ 540% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €349,492 | €327,104 | €325,341 | €293,742 | €213,883 | ▼ 27.2% |
| Current assets29/58 | €349,492 | €327,104 | €325,341 | €293,742 | €213,883 | ▼ 27.2% |
| Amounts receivable within one year40/41 | €339,335 | €327,015 | €325,256 | €293,722 | €213,099 | ▼ 27.4% |
| Other amounts receivable41 | - | - | - | €293,722 | €213,099 | ▼ 27.4% |
| Cash at bank and in hand54/58 | €10,092 | €23 | €18 | €20 | €783 | ▲ 3,793% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €349,492 | €327,104 | €325,341 | €293,742 | €213,883 | ▼ 27.2% |
| Equity10/15 | €260,625 | €236,773 | €233,858 | €231,159 | €213,883 | ▼ 7.5% |
| Contributions10/11 | €125,434 | €125,434 | - | €125,434 | €125,434 | = |
| Reserves13 | €12,558 | €12,558 | €12,558 | €12,558 | €12,558 | = |
| Non-distributable reserves130/1 | - | - | - | €12,558 | €12,558 | = |
| Reserves not available under the articles1311 | - | - | - | €12,558 | €12,558 | = |
| Profit (loss) carried forward14 | €122,632 | €98,781 | €95,865 | €93,167 | €75,890 | ▼ 18.5% |
| Amounts payable17/49 | €88,867 | €90,331 | €91,483 | €62,582 | - | - |
| Amounts payable within one year42/48 | €88,867 | €90,331 | €91,483 | €62,582 | - | - |
| Trade debts44 | €1,287 | €1,613 | €155 | €854 | - | - |
| Suppliers440/4 | - | - | - | €854 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €61,729 | - | - |
| Taxes450/3 | - | - | - | €61,729 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €93,751 | -€23,851 | -€2,916 | -€2,698 | -€17,277 | ▼ 540% |
| Operating cash flow (approximation) | €93,751 | -€23,851 | -€2,916 | -€2,698 | -€17,277 | ▼ 540% |
| Change in cash | - | -€10,070 | -€5 | €2 | €763 | ▲ 32,236% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
Financial
Weakest financial yearnet -€23,851
Net result drops to -€23,851, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
2014
28-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Structure & network
Owners and holdings
1 ownerChain of control
- COBALIMMO
- BERNARDIMO
Highest known parent: COBALIMMO. The sources do not say who stands above it.
Owners 1
- COBALIMMOparent99.96%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.