From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
Bernard & Partners is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €115,670 and a net result of €40,883. Equity has been growing by about 6.9% per year since 2020. Its solvency ranks better than 84% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
History
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
25-08
financial year 2025 · micro format · 25 days late
2025
31-12
Financial
Liquidity more than doubledcurrent ratio 4.51
The current ratio rises from 1.55 to 4.51. Short-term debt falls from €42,069 to €17,573.
31-12
Financial
Equity above €100,000equity €115,670 ▲42.2%
After 3 profitable years in a row, equity reaches €115,670.
02-07
financial year 2024 · micro format
2024
14-11
Gazette deed
PurposePurpose change · Amendment of the articles · Power of attorney5 points ▸
Gazette deed
Purpose
Purpose change · Amendment of the articles · Power of attorney5 points ▸
- General meeting, “algemeenheid van stemmen, regelmatig samengesteld” (deed in Dutch)
- Other provision, “kennisname en goedkeuring verslag bestuursorgaan over voorgestelde voorwerpwijziging, notaris bewaart in dossier” (deed in Dutch)
- Purpose change
- Amendment of the articles, 3
- Power of attorney, Jan-Baptist De Smedt
12-07
financial year 2023 · micro format
2023
31-12
Financial
Back to profitnet €14,050
The net result is €14,050, after one loss-making year.
19-07
financial year 2022 · micro format
2022
31-12
Financial
Weakest financial yearnet -€4,298
The net result drops to -€4,298, the lowest from 2020 to 2025. It recovers the following year.
17-08
financial year 2021 · micro format · 17 days late
2021
02-07
financial year 2020 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank