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BERNARD LATOUR

Active
Private limited companyfounded 199036 years activeRue Grande(Bertogne) 137, 6687 Bastogne, BelgiumKBO/BCE: BE 0441.443.238
Summary

BERNARD LATOUR has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €565,693 and a net result of €65,602. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 69% of 6,728 sector peers (NACE 49, fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Freight transport by road
NACE 49410Site preparation NACE 43120
1 site
Size
€714,619turnover 2024
Equity
€565,693
Profit
€65,602
Financial health
88 Excellent Checked score 2024
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 68 days overdue1 of 4 deeds read
Why 88- Figures for FY 2024 (filed 02-07-2025)+ Founded in 1990+ Liquidity: current ratio 3.53, cash €251,983+ Equity €565,693 (56.5% of total assets)Show the evidence

Checked score

Score 2024
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 73% of its sector peers (NACE 49, micro)
Financial strength · tick = 2023
Strong
Solvency 82-4
equity 56.5% of total assets
Liquidity 72=
short-term debt 25.2% · cash 25.2%
Profitability 85+3
return on assets 6.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,060 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 3.53 against 4.54 in 2023; short-term debt: 25.2% and cash: 25.2% of total assets), and 43.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 69% on solvency, 78% on liquidity, 73% on profitability and 71% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 02-07-2025)
NBB · annual accounts
lowers risk · Founded in 1990
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 3.53, cash €251,983
NBB · annual accounts
lowers risk · Equity €565,693 (56.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 days early
2023
43 days early
2022
32 days early
2021
31 days early
2020
31 days early
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Resignations & appointments · MiscellaneousIncorporation · Statutes amendment ·…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €65,602 ▲166%

Key points

  • Positive: Among the best 5% on equitysector median €33,643 · 6,737 companies €565,693 View
  • Positive: Turnover rose in 2024from €454,449 to €714,619 ▲ 57.2% View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Positive: 7 profitable years in a rowprofit 2024: €65,602 7 years View

By topic

Financials

Fiscal year
2024
Turnover
€714,619
Profit
€65,602
Solvency
56.5%
Turnover▲ 57.2%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 18-06-2024Annual accounts filed
  2. 31-12-2023Equity above €500,000
  3. 29-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Freight transport by roadNACE 49410
Founded
07-08-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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