Financials
- Fiscal year
- 2024
- Turnover
- €48.9m
- Profit
- €261,883
- Solvency
- 42.6%
Turnover▲ 8.2%
Net result
20182024
BERNARD GOTTA
ActiveSummary
BERNARD GOTTA has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5.0m and a net result of €261,883. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 6,129 sector peers (NACE 46, fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Wholesale of meat and meat products, excluding game and poultry
NACE 46321
1 site
Size
€48.9mturnover 2024
- Staff
- 23.3 FTE
- Equity
- €5.0m
- Profit
- €261,883
Structure
- Largest shareholder
- ARMA · 45.91%
Accounts 68 days overdue0 of 5 deeds read
Why 68- Figures for FY 2024 (filed 20-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 71 days late; 3 of the last 3 late+ Founded in 1988+ Equity €5.0m (42.6% of total assets)Show the evidence
Checked score
Score 2024
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 48% of its sector peers (NACE 46, small)
Financial strength · tick = 2023
Average
Solvency
68-2
equity 42.6% of total assets
Liquidity
34-3
short-term debt 54.6% · cash 9.3%
Profitability
58+15
return on assets 2.2%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 1.2%▲ +0.3 percentage points vs 11-2024highest value
01-2025: 0.4%▼ -0.8 percentage points vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025
09-2025: 0.8%▲ +0.1 percentage points vs 08-2025
10-2025: 1.0%▲ +0.2 percentage points vs 09-2025
11-2025: 0.3%▼ -0.7 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.2%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.8%▲ +0.2 percentage points vs 09-2026
Credit up to €340,000 at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.57 in 2023; short-term debt: 54.6% and cash: 9.3% of total assets), and 57.4% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 50% on solvency, 35% on liquidity, 41% on profitability and 65% on growth.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 days late
2023
127 days late
2022
126 days late
2021
122 days late
2020
109 days late
2019
41 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 99 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Back to profitnet €261,883
- Equity above €5mEq €5.0m ▲5.5%
Key points
By topic
Board & ownership
- Largest shareholder
- ARMA · 45.91%
Timeline
- Events
- 15
- Since
- 2016
- 05-12-2024Annual accounts filed
- 31-12-2023Weakest financial year
- 04-12-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale of meat and meat products, excluding game…NACE 46321
- Founded
- 08-06-1988
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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