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BERNADETTE

Active
Private limited companyfounded 2023active for 3 yearsKoolmijnlaan 168, 3582 Beringen, BelgiumKBO/BCE: BE 0799.457.964
Summary

BERNADETTE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €39,307 and a net result of €4,677. Equity has been growing by about 30% per year since 2024. Its solvency ranks better than 85% of 425 sector peers (NACE 69, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-03-2023 Normal situation
Activity
Activities of lawyers NACE 69101
Establishment unit
2.343.506.142 3582 Beringen, since 13-03-2023
Financial year end
31 March
Peppol
Reachable since 13-11-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€12,085
▼ 48.1%
Turnover
≈ €71,000
estimated
Profit
€4,677
▼ 70.4%
Equity
€39,307
▲ 13.5%
Total assets
€44,770
▲ 16.6%
Filed on 06-10-2026, 25 days before the deadline
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 9.41, cash €31,590Figures for financial year 2026 (filed on 06-10-2026)Equity €39,307 (87.8% of total assets)Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 87.8% of total assets
Liquidity 100=
short-term debt 10.4% · cash 70.6%
Profitability 65-35
return on assets 10.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: 0.1%▲ +0.1 percentage points vs 10-2025highest value 12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.41 (10.17 in 2025), above the usual 1.5. Short-term debt is 10.4% and cash 70.6% of total assets. 12.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 95% on liquidity, 15% on profitability and 59% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 9.41, cash €31,590
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 06-10-2026)
NBB · annual accounts
lowers risk · Equity €39,307 (87.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 06-10-2026, 25 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
25 days early
2025
1 day early
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 9 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 October (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Caution: Lower net result than 85% of companies in legal and accountingsector median €49,682 · 426 companies €4,677 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €3,000 · Appointment: MAES Myrthe Bernadette Patricia (director)
All 6 events

Comparable companies

These companies have the same main activity as BERNADETTE: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €39,800 and €49,600, founded between 2022 and 2023.

CompanyTotal assetsGross margin
BERNADETTE Beringen€44,770€12,085
CEDEZ Damme€43,876€11,350
Charlotte Segers Edegem€49,620€12,958
Van Lars Avocat Sint-Jans-Molenbeek€39,846€12,031
KAVEVE Herentals€45,690€12,559
TME LEGAL Sint-Gillis (bij-Brussel)€45,849€13,994
SHA Advocaten Antwerpen€48,615€11,883
Full comparison

Key facts about BERNADETTE

What is the company number of BERNADETTE?
The company number of BERNADETTE is 0799.457.964. The VAT number is the same number with BE in front: BE 0799.457.964.
Where is BERNADETTE based?
The registered office is at Koolmijnlaan 168, 3582 Beringen.Company details
What does BERNADETTE do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of BERNADETTE?
The legal form of BERNADETTE is Private limited company (BV).
When was BERNADETTE founded?
BERNADETTE was founded on 13-03-2023.
Is BERNADETTE still active?
Yes, BERNADETTE is an active enterprise in the KBO register.
What is the turnover of BERNADETTE?
The turnover in financial year 2026 is ≈ €71,000. This figure is estimated from the gross margin of €12,085 and 34 comparable companies (NACE 691). It probably lies between €40,000 and €170,000. It is a rough estimate.Financials
Is BERNADETTE profitable?
In financial year 2026, BERNADETTE made a profit of €4,677.
Where can I find the annual accounts of BERNADETTE?
BERNADETTE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of BERNADETTE due?
BERNADETTE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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