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Bermarque

Open bankruptcy
Private limited companyfounded 2019KBO/BCE: BE 0739.528.196

A bankruptcy procedure is open for Bermarque according to publications in the Belgian State Gazette; curator: CHRISTIAAN HENDRICKX.

Summary

The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €236,563 and a net result of €66,975.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Antwerp, Antwerp division
Declared bankrupt
26 March 2026
Supervising judge
Carlo Claessens
Official Gazette
01-04-2026 (pdf) ↗search the document for 2026/114179

Deadlines

Provisional date payments stopped
26 March 2026A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 16 April 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 25 April 2026art. XX.104 and XX.155 CEL
First verification report
passed on 22 May 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
26 March 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 10-10-2023, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
71 d late
2021
164 d late
2020
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 87 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

On 12 December 2019, Bermarque was incorporated as a Private limited company.1 Total assets went from EUR 492,249 in 2020 to EUR 617,458 in 2022.2 The company was declared bankrupt on 26 March 2026.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2022
  3. 3Belgian State Gazette, 01-04-2026

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, abbreviated schema

Equity
€236,563▲ 18.5%
2021 · €199,588
Net result
€66,975▼ 6.1%
2021 · €71,304
Total assets
€617,458▲ 11.0%
2021 · €556,245
Solvency
38.3%▲ 2.4pp
2021 · 35.9%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202020212022
Turnover€129,987
Operating result€44,578-€88,537▲ 98.6%€85,825▼ 3.1%
Net result€23,284within the sector's middle half-€71,304above the sector's middle half▲ 206%€66,975within the sector's middle half▼ 6.1%
Equity€158,284within the sector's middle half-€199,588within the sector's middle half▲ 26.1%€236,563within the sector's middle half▲ 18.5%
Total assets€492,249below the sector's middle half-€556,245within the sector's middle half▲ 13.0%€617,458within the sector's middle half▲ 11.0%
Debt€333,965-€356,657▲ 6.8%€380,895▲ 6.8%
Working capital-€3,618within the sector's middle half--€7,218within the sector's middle half▼ 99.5%-€30,834within the sector's middle half▼ 327%
Solvency32.2%within the sector's middle half-35.9%within the sector's middle half▲ 3.7pp38.3%within the sector's middle half▲ 2.4pp
Current ratio0.92within the sector's middle half-0.94within the sector's middle half▲ 0.020.83within the sector's middle half▼ 0.10
Return on assets (ROA)4.7%within the sector's middle half-12.8%within the sector's middle half▲ 8.1pp10.8%within the sector's middle half▼ 2.0pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2020: €44,578€44,578Net result 2020: €23,284€23,284Operating result 2021: €88,537€88,537Net result 2021: €71,304€71,304Operating result 2022: €85,825€85,825Net result 2022: €66,975€66,975202020212022€0€25,000€50,000€75,000€100,000Operating result 2020: €44,578€44,600Net result 2020: €23,284€23,300Operating result 2021: €88,537€88,500Net result 2021: €71,304€71,300Operating result 2022: €85,825€85,800Net result 2022: €66,975€67,000202020212022
The operating result falls in 2022; 2022 is 3% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €617,458
Fixed assets €465,000 ▲ 3.3%
Current assets €152,458 ▲ 43.5%
Equity and liabilities €617,458
Equity €236,563 ▲ 18.5%
Debt €380,895 ▲ 6.8%
Debt's share of the balance-sheet total falls from 64.1% to 61.7%. Equity and debt are higher.
Key figures and ratios
2022 value · change against 2021
ROE
28.3%▼
2021 · 35.7%
Debt ≤ 1 year
€183,292▲
2021 · €113,463
Debt > 1 year
€197,603▼
2021 · €243,194
Income taxes
€14,331▲
2021 · €12,385
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 41 lines
Balance sheet Code20212022
Assets
Total assets20/58€556,245€617,458▲
Fixed assets21/28€450,000€465,000▲
Financial fixed assets28€450,000€465,000▲
Current assets29/58€106,245€152,458▲
Amounts receivable within one year40/41€105,165€152,458▲
Trade receivables40€77,022€135,950▲
Other amounts receivable41€28,143€16,508▼
Cash at bank and in hand54/58€1,081-
Equity and liabilities
Total equity and liabilities10/49€556,245€617,458▲
Equity10/15€199,588€236,563▲
Contributions10/11€135,000€135,000=
Outside capital11€135,000-
Other1109/19€135,000-
Profit (loss) carried forward14€64,588€101,563▲
Amounts payable17/49€356,657€380,895▲
Amounts payable after more than one year17€243,194€197,603▼
Financial debts170/4€243,194€197,603▼
Amounts payable within one year42/48€113,463€183,292▲
Current portion of amounts payable after more than one year42-€48,062
Financial debts43€44,904-
Credit institutions430/8€44,904-
Trade debts44€605€1,283▲
Suppliers440/4€605€1,283▲
Taxes, remuneration and social security45€37,954€66,108▲
Taxes450/3€37,954€66,108▲
Other amounts payable47/48€30,000€67,839▲
Income statement Code20212022
Turnover70€129,987-
Goods, raw materials, services and sundry goods60/61€39,433-
Other operating charges640/8€2,017€7,227▲
Gross operating margin9900€90,554€93,052▲
Operating profit (loss)9901€88,537€85,825▼
Financial charges65/66B€4,848€4,519▼
Recurring financial charges65€4,848€4,519▼
Profit (loss) for the period before taxes9903€83,689€81,306▼
Income taxes67/77€12,385€14,331▲
Profit (loss) for the period9904€71,304€66,975▼
Profit (loss) for the period to be appropriated9905€71,304€66,975▼
Appropriation of the result
Profit (loss) to be appropriated9906€94,588€131,563▲
Profit (loss) brought forward from the previous period14P€23,284€64,588▲
Profit to be distributed694/7€30,000€30,000=
Directors or managers695€30,000€30,000=

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022Change
Turnover70-€129,987--
Goods, raw materials, services and sundry goods60/61-€39,433--
Other operating charges640/8-€2,017€7,227▲ 258%
Gross operating margin9900€44,715€90,554€93,052▲ 2.8%
Operating profit (loss)9901€44,578€88,537€85,825▼ 3.1%
Recurring financial income75€16---
Financial charges65/66B-€4,848€4,519▼ 6.8%
Recurring financial charges65€13,545€4,848€4,519▼ 6.8%
Profit (loss) for the period before taxes9903€31,049€83,689€81,306▼ 2.8%
Income taxes67/77€7,765€12,385€14,331▲ 15.7%
Profit (loss) for the period9904€23,284€71,304€66,975▼ 6.1%
Profit (loss) for the period to be appropriated9905€23,284€71,304€66,975▼ 6.1%
Line202020212022Change
Assets
Total assets20/58€492,249€556,245€617,458▲ 11.0%
Fixed assets21/28€450,000€450,000€465,000▲ 3.3%
Financial fixed assets28€450,000€450,000€465,000▲ 3.3%
Current assets29/58€42,249€106,245€152,458▲ 43.5%
Amounts receivable within one year40/41-€105,165€152,458▲ 45.0%
Trade receivables40-€77,022€135,950▲ 76.5%
Other amounts receivable41-€28,143€16,508▼ 41.3%
Cash at bank and in hand54/58€8,779€1,081--
Equity and liabilities
Total equity and liabilities10/49€492,249€556,245€617,458▲ 11.0%
Equity10/15€158,284€199,588€236,563▲ 18.5%
Contributions10/11-€135,000€135,000=
Outside capital11-€135,000--
Other1109/19-€135,000--
Profit (loss) carried forward14€23,284€64,588€101,563▲ 57.2%
Amounts payable17/49€333,965€356,657€380,895▲ 6.8%
Amounts payable after more than one year17€288,098€243,194€197,603▼ 18.7%
Financial debts170/4-€243,194€197,603▼ 18.7%
Amounts payable within one year42/48€45,867€113,463€183,292▲ 61.5%
Current portion of amounts payable after more than one year42--€48,062-
Financial debts43-€44,904--
Credit institutions430/8-€44,904--
Trade debts44-€605€1,283▲ 112%
Suppliers440/4-€605€1,283▲ 112%
Taxes, remuneration and social security45-€37,954€66,108▲ 74.2%
Taxes450/3-€37,954€66,108▲ 74.2%
Other amounts payable47/48-€30,000€67,839▲ 126%
Line202020212022Change
Profit (loss) for the period9904€23,284€71,304€66,975▼ 6.1%
Operating cash flow (approximation)€23,284€71,304€66,975▼ 6.1%
Investment in fixed assets (approximation)-€0-€15,000-
Change in cash--€7,698--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
01-04
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 26-03-2026
23-02
KBO administration Address struck
2023
10-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 71 days late
11-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 164 days late
2022
31-12
Financial Equity above €200,000Eq €236,563 ▲18.5%
3 profitable years in a row build equity to €236,563.
2021
31-12
Financial Highest result since 2020net €71,304 ▲206%
Operating result €88,537, net result €71,304, both a record.
27-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
7,280 m²
Building footprint
673 m²
Volume, LiDAR
21,371 m³
Parcel 11813N0713/00E000, Flanders · tallest building 35.2 m, ±11 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
Bermarque
Holdings
since 20202.299.178.825
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11813N0713/00E000 Flanders 7,280 m² 1 · 672 m² 35.1 m · 11 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator CHRISTIAAN HENDRICKX
CUYLITSSTRAAT 48, 2018 ANTWERPEN 1
26-03-2026 → present

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 2

According to the 2022 annual accounts of Bermarque and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.