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BERMABRU

Active
Public limited companyfounded 1974active for 52 yearsMaurice Herbettelaan 63, 1070 Anderlecht, BelgiumKBO/BCE: BE 0414.567.904
Summary

BERMABRU has been active since 1974 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of -€408,884. Equity has been stable since 2018 (±1.6% per year). Its solvency ranks better than 68% of 6,172 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 22-08-1974 Normal situation
Activity
Wholesale trade NACE 46841and 1 other
Establishment unit
2.010.333.908 1070 Anderlecht, since 01-11-1974
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board
  • HP BeheersmaatschappijDirector
Shareholders

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€1.6m
▼ 14.1%
Turnover
≈ €6.7m
estimated
Loss
€408,884
▲ 21.7%
Equity
€1.8m
▼ 18.6%
Total assets
€2.9m
▼ 12.2%
Employees on 31-12-2025
28
=
Score breakdownraises riskLoss of €408,884, the second in a row (financial year 2025)Liquidity: current ratio 2.39, cash €163,077Size: 26.8 FTE, total assets €2.9mlowers riskEquity €1.8m (61.1% of total assets)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 33% of small companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 86-5
equity 61.1% of total assets
Liquidity 41-4
short-term debt 35.4% · cash 5.6%
Profitability 1-5
return on assets -13.9%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,372 companies, NACE 46, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.4 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.8%● unchanged vs 08-2026highest value 10-2026: 0.8%● unchanged vs 09-2026highest value 11-2026: 0.8%● unchanged vs 10-2026highest value
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.39 (2.89 in 2024), above the usual 1.5. Short-term debt is 35.4% and cash 5.6% of total assets. 38.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 70% of them on solvency, 47% on liquidity, 3% on profitability and 12% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €408,884, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 2.39, cash €163,077
NBB · annual accounts
lowers risk · Equity €1.8m (61.1% of total assets)
NBB · annual accounts
raises risk · Size: 26.8 FTE, total assets €2.9m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€408,884
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
13 days early
2023
34 days early
2022
6 days early
2021
52 days early
2020
16 days early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€408,884 View
  • Caution: Lower net result than 92% of companies in wholesale tradesector median €110,982 · 6,106 companies -€408,884 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Reappointment: Ronse De Craene & Co (commissaris revisor)Permanent representative: Landuyt Peter
  2. · Gazette deed Appointment: HP Beheersmaatschappij (niet statutaire enige bestuurder)Permanent representatives: Peter Landuyt and Hendrik Silverans
All 16 events

Comparable companies

These companies have the same main activity as BERMABRU: wholesale trade (NACE 46841). They are comparable in size and age: total assets between €1.6m and €7.4m, founded between 1957 and 1988.

CompanyTotal assetsGross margin
BERMABRU Anderlecht€2.9m€1.6m
DECEUNINCK-DEFORCE Izegem€3.9m€1.8m
PARDAEN Kampenhout€4.1m€1.8m
PARTOOL Oostende€7.4m€1.4m
ARTICOM Mechelen€6.6m€1.5m
ALTREX BELGIUM Bornem€2.6m€2.3m
DAUBY Wommelgem€1.6m€2.3m
Full comparison

Key facts about BERMABRU

What is the company number of BERMABRU?
The company number of BERMABRU is 0414.567.904. The VAT number is the same number with BE in front: BE 0414.567.904.
Where is BERMABRU based?
The registered office is at Maurice Herbettelaan 63, 1070 Anderlecht.Company details
What does BERMABRU do?
According to the KBO register, the main activity is wholesale trade (NACE 46841).
What is the legal form of BERMABRU?
The legal form of BERMABRU is Public limited company (NV).
When was BERMABRU founded?
BERMABRU was founded on 22-08-1974.
Is BERMABRU still active?
Yes, BERMABRU is an active enterprise in the KBO register.
How many employees does BERMABRU have?
BERMABRU had an average of 26.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BERMABRU?
The turnover in financial year 2025 is ≈ €6.7m. This figure is estimated from the gross margin of €1.6m and 98 comparable companies (NACE 46). It probably lies between €4.0m and €11.0m. In financial year 2023 turnover was €12.7m.
Is BERMABRU profitable?
In financial year 2025, BERMABRU made a loss of €408,884.
Where can I find the annual accounts of BERMABRU?
BERMABRU filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BERMABRU due?
BERMABRU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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