BERMA - DECOR
ActiveSummary
BERMA - DECOR has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.26M and a net result of €-36k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 73% of 4886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
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Financials · fiscal year 2025, full schema
Filed annual accounts As filed with the NBB · 2025 against 2024 · 82 lines
The notes to these accounts (52 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €15.85M | €15.56M | €13.47M | €11.57M | €11.17M | ▼ 3.4% |
| Turnover70 | €15.55M | €15.44M | €13.34M | €11.49M | €11.09M | ▼ 3.5% |
| Other operating income74 | €219k | €111k | €96k | €79k | €82k | ▲ 3.5% |
| Non-recurring operating income76A | €85k | €15k | €32k | €30 | - | - |
| Operating charges60/66A | €15.86M | €14.69M | €12.95M | €11.30M | €11.41M | ▲ 1.0% |
| Goods for resale, raw materials and consumables60 | €10.78M | €10.83M | €9.40M | €7.80M | €7.88M | ▲ 1.1% |
| Purchases600/8 | €11.47M | €11.38M | €8.91M | €7.45M | €7.91M | ▲ 6.2% |
| Change in stocks: decrease (increase)609 | €-685k | €-542k | €489k | €349k | €-26k | ▼ 108% |
| Services and other goods61 | €3.02M | €1.70M | €1.38M | €1.39M | €1.44M | ▲ 3.6% |
| Remuneration, social security and pensions62 | €1.60M | €1.64M | €1.65M | €1.54M | €1.52M | ▼ 1.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €378k | €427k | €444k | €478k | €485k | ▲ 1.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-6k | €28k | €12k | €-3k | €28k | ▲ 923% |
| Other operating charges640/8 | €73k | €56k | €62k | €69k | €63k | ▼ 8.9% |
| Non-recurring operating charges66A | €15k | - | €789 | €34k | - | - |
| Operating profit (loss)9901 | €-2k | €874k | €519k | €270k | €-244k | ▼ 190% |
| Financial income75/76B | €802k | €516k | €533k | €372k | €469k | ▲ 26.1% |
| Recurring financial income75 | €802k | €516k | €533k | €372k | €469k | ▲ 26.1% |
| Income from current assets751 | - | - | - | €5k | €11k | ▲ 140% |
| Other financial income752/9 | €802k | €516k | €533k | €367k | €458k | ▲ 24.7% |
| Financial charges65/66B | €373k | €238k | €295k | €266k | €252k | ▼ 5.5% |
| Recurring financial charges65 | €373k | €238k | €295k | €266k | €252k | ▼ 5.5% |
| Debt charges650 | €35k | €37k | €86k | €60k | €95k | ▲ 58.7% |
| Other financial charges652/9 | €338k | €200k | €209k | €206k | €156k | ▼ 24.2% |
| Profit (loss) for the period before taxes9903 | €426k | €1.15M | €757k | €375k | €-26k | ▼ 107% |
| Transfer from deferred taxes780 | €16k | €16k | €16k | €16k | €16k | = |
| Income taxes67/77 | €132k | €324k | €223k | €130k | €26k | ▼ 79.9% |
| Taxes670/3 | €134k | €324k | €223k | €130k | €26k | ▼ 79.9% |
| Tax adjustments and reversals of tax provisions77 | €1k | €90 | - | €1 | - | - |
| Profit (loss) for the period9904 | €310k | €844k | €550k | €262k | €-36k | ▼ 114% |
| Transfer from tax-exempt reserves789 | €202k | €31k | €31k | €31k | €31k | = |
| Profit (loss) for the period to be appropriated9905 | €512k | €876k | €582k | €293k | €-5k | ▼ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.87M | €9.19M | €8.75M | €7.89M | €7.91M | ▲ 0.3% |
| Fixed assets21/28 | €4.90M | €4.61M | €4.54M | €4.19M | €3.71M | ▼ 11.6% |
| Tangible fixed assets22/27 | €4.90M | €4.61M | €4.54M | €4.19M | €3.71M | ▼ 11.6% |
| Land and buildings22 | €4.09M | €3.85M | €3.61M | €3.37M | €3.13M | ▼ 7.0% |
| Plant, machinery and equipment23 | €247k | €282k | €354k | €303k | €253k | ▼ 16.4% |
| Furniture and vehicles24 | €566k | €477k | €579k | €515k | €317k | ▼ 38.4% |
| Financial fixed assets28 | €585 | €585 | €585 | €585 | €585 | = |
| Other financial fixed assets284/8 | €585 | €585 | €585 | €585 | €585 | = |
| Amounts receivable and cash guarantees285/8 | €585 | €585 | €585 | €585 | €585 | = |
| Current assets29/58 | €3.97M | €4.58M | €4.21M | €3.70M | €4.20M | ▲ 13.7% |
| Stocks and contracts in progress3 | €2.49M | €3.00M | €2.50M | €2.18M | €2.18M | ▲ 0.1% |
| Stocks30/36 | €2.49M | €3.00M | €2.50M | €2.18M | €2.18M | ▲ 0.1% |
| Goods purchased for resale34 | €2.49M | €3.00M | €2.50M | €2.18M | €2.18M | ▲ 0.1% |
| Amounts receivable within one year40/41 | €1.25M | €1.00M | €1.42M | €1.10M | €1.81M | ▲ 64.4% |
| Trade receivables40 | €1.20M | €853k | €1.04M | €952k | €971k | ▲ 2.0% |
| Other amounts receivable41 | €56k | €148k | €387k | €149k | €839k | ▲ 462% |
| Cash at bank and in hand54/58 | €229k | €537k | €238k | €340k | €195k | ▼ 42.7% |
| Deferred charges and accrued income490/1 | - | €42k | €46k | €76k | €15k | ▼ 80.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.87M | €9.19M | €8.75M | €7.89M | €7.91M | ▲ 0.3% |
| Equity10/15 | €4.64M | €5.48M | €5.03M | €5.29M | €5.26M | ▼ 0.7% |
| Contributions10/11 | €74k | €74k | €74k | €74k | €74k | = |
| Capital10 | €74k | €74k | €74k | €74k | €74k | = |
| Issued capital100 | €74k | €74k | €74k | €74k | €74k | = |
| Reserves13 | €668k | €637k | €605k | €574k | €542k | ▼ 5.5% |
| Non-distributable reserves130/1 | €11k | €11k | €11k | €11k | €11k | = |
| Legal reserve130 | €7k | €7k | €7k | €7k | €7k | = |
| Reserves not available under the articles1311 | - | €4k | €4k | €4k | €4k | = |
| Other1319 | €4k | - | - | - | - | - |
| Tax-exempt reserves132 | €483k | €452k | €420k | €389k | €357k | ▼ 8.1% |
| Distributable reserves133 | €174k | €174k | €174k | €174k | €174k | = |
| Profit (loss) carried forward14 | €3.90M | €4.77M | €4.35M | €4.65M | €4.64M | ▼ 0.1% |
| Provisions and deferred taxes16 | €246k | €230k | €213k | €197k | €181k | ▼ 8.2% |
| Deferred taxes168 | €246k | €230k | €213k | €197k | €181k | ▼ 8.2% |
| Amounts payable17/49 | €3.98M | €3.48M | €3.51M | €2.40M | €2.47M | ▲ 3.1% |
| Amounts payable after more than one year17 | €317k | €107k | €202k | €237k | €130k | ▼ 44.9% |
| Financial debts170/4 | €317k | €107k | €202k | €237k | €130k | ▼ 44.9% |
| Credit institutions173 | €317k | €107k | €202k | €237k | €130k | ▼ 44.9% |
| Amounts payable within one year42/48 | €3.62M | €3.37M | €3.30M | €2.16M | €2.34M | ▲ 8.3% |
| Current portion of amounts payable after more than one year42 | €613k | €275k | €154k | €110k | €105k | ▼ 4.7% |
| Financial debts43 | €1.00M | €1.66M | €1.63M | €1.55M | €1.53M | ▼ 1.1% |
| Credit institutions430/8 | €1.00M | €1.66M | €1.63M | €1.55M | €1.53M | ▼ 1.1% |
| Trade debts44 | €160k | €316k | €196k | €191k | €419k | ▲ 119% |
| Suppliers440/4 | €160k | €316k | €196k | €191k | €419k | ▲ 119% |
| Advances received on contracts in progress46 | - | €15k | €14k | €16k | €23k | ▲ 44.1% |
| Taxes, remuneration and social security45 | €418k | €386k | €301k | €281k | €243k | ▼ 13.7% |
| Taxes450/3 | €194k | €139k | €106k | €105k | €60k | ▼ 43.5% |
| Remuneration and social security454/9 | €224k | €248k | €195k | €176k | €183k | ▲ 4.2% |
| Other amounts payable47/48 | €1.43M | €715k | €1.00M | €10k | €15k | ▲ 50.3% |
| Accrued charges and deferred income492/3 | €49k | €105 | €2k | €148 | €151 | ▲ 2.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €310k | €844k | €550k | €262k | €-36k | ▼ 114% |
| + Depreciation and write-downs630 | €378k | €427k | €444k | €478k | €485k | ▲ 1.5% |
| Operating cash flow (approximation) | €688k | €1.27M | €994k | €740k | €449k | ▼ 39.4% |
| Investment in fixed assets (approximation) | - | €-134k | €-381k | €-124k | €0 | ▲ 100% |
| Change in cash | - | €308k | €-299k | €102k | €-145k | ▼ 243% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
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About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41016D0741/00R000 | Flanders | 1.6 ha | 1 · 7,615 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,597 EUR awarded · 1,597 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 455 EUR | 455 EUR |
| 2024 | 1 | 1,142 EUR | 1,142 EUR |
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