BERLAUR
ActiveSummary
BERLAUR has been active since 2003 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags). The 2025 annual accounts show equity of €2.5m and a net result of €97,582. Equity is growing by ~61.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2023
Profitability69▼-4
Solvency95▼-5
Growth78=
Track record84
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170,000 at 30 days acceptable
Liquidity ample (current ratio 4.81 against 9.67 in 2023; short-term debt: 13.6% and cash: 2.6% of total assets), and 30% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
2.8%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2023
31 d late
2022
396 d late
2021
31 d late
2020
2 d early
2019
89 d late
2018
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 82 days after the deadline; the sector median for financial year 2023 is 5 days before the deadline, and 37% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
History
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Financials · fiscal year 2025, micro schema
Equity
€2.5m▲ 0.8%
2023 · €2.4m
Total assets
€3.5m▲ 8.1%
2023 · €3.2m
Net result
€97,582▼ 15.8%
2023 · €115,878
Working capital
€1.8m=
2023 · €1.8m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result€102,833▼ 30.1%€107,751▲ 4.8%€1.7m▲ 1,518%€143,284▼ 91.8%€148,774-
Net result€201,172above the sector's middle half▲ 14.8%€212,837above the sector's middle half▲ 5.8%€1.6mabove the sector's middle half▲ 628%€115,878above the sector's middle half▼ 92.5%€97,582above the sector's middle half-
Equity€559,644within the sector's middle half▲ 56.1%€772,481within the sector's middle half▲ 38.0%€2.3mabove the sector's middle half▲ 201%€2.4mabove the sector's middle half▲ 5.0%€2.5mabove the sector's middle half-
Total assets€1.5mwithin the sector's middle half▲ 57.1%€1.6mwithin the sector's middle half▲ 7.7%€3.2mabove the sector's middle half▲ 99.3%€3.2mabove the sector's middle half▲ 1.9%€3.5mabove the sector's middle half-
Debt€926,283▲ 57.8%€827,581▼ 10.7%€865,463▲ 4.6%€810,737▼ 6.3%€1.1m-
Working capital€196,256within the sector's middle half▲ 79.9%€186,784within the sector's middle half▼ 4.8%€1.8mabove the sector's middle half▲ 837%€1.8mabove the sector's middle half▲ 3.6%€1.8mabove the sector's middle half-
Solvency37.7%within the sector's middle half▼ 0.2pp48.3%within the sector's middle half▲ 10.6pp72.9%within the sector's middle half▲ 24.6pp75.0%above the sector's middle half▲ 2.2pp70.0%within the sector's middle half-
Current ratio2.20within the sector's middle half▲ 0.582.42within the sector's middle half▲ 0.228.67above the sector's middle half▲ 6.259.67above the sector's middle half▲ 1.004.81above the sector's middle half-
Return on assets (ROA)13.5%above the sector's middle half▼ 5.0pp13.3%above the sector's middle half▼ 0.2pp48.6%above the sector's middle half▲ 35.3pp3.6%within the sector's middle half▼ 45.1pp2.8%within the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2022 Net result +628% on 2021. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result is €148,774 in 2025, compared with €143,284 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €3.5m
Fixed assets
€1.2m ▼ 0.3%
Current assets
€2.3m ▲ 13.2%
Equity and liabilities €3.5m
Equity
€2.5m ▲ 0.8%
Debt
€1.1m ▲ 29.9%
Debt's share of the balance-sheet total rises from 25.0% to 30.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€198,422▲
2023 · €175,149
Cash flow
€147,230▼
2023 · €147,743
Quick ratio
3.50▼
2023 · 9.31
Debt to equity
0.43▲
2023 · 0.33
ROE
4.0%▼
2023 · 4.8%
Interest coverage
5.61▼
2023 · 13.23
Debt ≤ 1 year
€475,884▲
2023 · €209,342
Debt > 1 year
€560,236▼
2023 · €601,394
Income taxes
€51,345▲
2023 · €46,520
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1.6m | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,342 | €29,598 | €29,703 | €31,865 | €49,649 | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €300 | €0 | - | - | - |
| Other operating charges640/8 | - | €4,727 | €3,195 | €3,502 | €4,892 | - |
| Gross operating margin9900 | €134,217 | €142,376 | €1.8m | €178,652 | €203,314 | - |
| Operating profit (loss)9901 | €102,833 | €107,751 | €1.7m | €143,284 | €148,774 | - |
| Financial income75/76B | - | €156,740 | €14,021 | €32,355 | €35,533 | - |
| Recurring financial income75 | €145,218 | €156,740 | €14,021 | €32,355 | €35,533 | - |
| Financial charges65/66B | - | €10,805 | €10,372 | €13,241 | €35,380 | - |
| Recurring financial charges65 | €7,837 | €10,805 | €10,372 | €13,241 | €35,380 | - |
| Profit (loss) for the period before taxes9903 | €240,213 | €253,686 | €1.7m | €162,399 | €148,927 | - |
| Income taxes67/77 | €39,042 | €40,849 | €197,082 | €46,520 | €51,345 | - |
| Profit (loss) for the period9904 | €201,172 | €212,837 | €1.6m | €115,878 | €97,582 | - |
| Profit (loss) for the period to be appropriated9905 | €201,172 | €212,837 | €1.6m | €115,878 | €97,582 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.6m | €3.2m | €3.2m | €3.5m | - |
| Fixed assets21/28 | €1.1m | €1.3m | €1.2m | €1.2m | €1.2m | - |
| Tangible fixed assets22/27 | €1.0m | €1.1m | €1.2m | €1.2m | €1.2m | - |
| Land and buildings22 | - | €1.1m | €1.1m | €1.1m | €1.1m | - |
| Plant, machinery and equipment23 | - | €2,646 | €2,254 | €1,862 | €4,212 | - |
| Furniture and vehicles24 | - | - | - | - | €37,048 | - |
| Other tangible fixed assets26 | - | €2,027 | €1,793 | €1,559 | €39,835 | - |
| Assets under construction and advance payments27 | - | €0 | €64,659 | €110,193 | €3,025 | - |
| Financial fixed assets28 | €112,500 | €147,500 | €37,500 | €37,500 | €37,500 | - |
| Current assets29/58 | €359,980 | €318,332 | €2.0m | €2.0m | €2.3m | - |
| Stocks and contracts in progress3 | - | - | - | €75,534 | €625,830 | - |
| Stocks30/36 | - | - | - | €75,534 | €625,830 | - |
| Amounts receivable within one year40/41 | €259,429 | €210,180 | €1.3m | €1.8m | €1.6m | - |
| Trade receivables40 | - | €134,372 | €118,390 | €251,191 | €264,352 | - |
| Other amounts receivable41 | - | €75,808 | €1.2m | €1.5m | €1.3m | - |
| Cash at bank and in hand54/58 | €100,263 | €107,733 | €664,182 | €166,178 | €90,466 | - |
| Deferred charges and accrued income490/1 | - | €419 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.6m | €3.2m | €3.2m | €3.5m | - |
| Equity10/15 | €559,644 | €772,481 | €2.3m | €2.4m | €2.5m | - |
| Contributions10/11 | - | €75,000 | €75,000 | €75,000 | €75,000 | - |
| Reserves13 | €484,644 | €697,481 | €2.2m | €2.4m | €2.4m | - |
| Non-distributable reserves130/1 | - | €7,500 | €7,500 | €7,500 | €0 | - |
| Reserves not available under the articles1311 | - | €7,500 | €7,500 | €7,500 | €0 | - |
| Distributable reserves133 | - | €689,981 | €2.2m | €2.4m | €2.4m | - |
| Profit (loss) carried forward14 | €0 | - | - | - | €0 | - |
| Amounts payable17/49 | €926,283 | €827,581 | €865,463 | €810,737 | €1.1m | - |
| Amounts payable after more than one year17 | €762,559 | €696,033 | €637,231 | €601,394 | €560,236 | - |
| Financial debts170/4 | - | €696,033 | €637,231 | €600,911 | €559,753 | - |
| Other amounts payable178/9 | - | - | - | €484 | €484 | - |
| Amounts payable within one year42/48 | €163,724 | €131,549 | €228,231 | €209,342 | €475,884 | - |
| Current portion of amounts payable after more than one year42 | - | €69,620 | €58,801 | €37,926 | €37,266 | - |
| Financial debts43 | - | €40,000 | €0 | - | €30,125 | - |
| Credit institutions430/8 | - | - | - | - | €30,125 | - |
| Other loans439 | - | €40,000 | €0 | - | - | - |
| Trade debts44 | €44,480 | €897 | €18,308 | €18,313 | €150,992 | - |
| Suppliers440/4 | - | €897 | €18,308 | €18,313 | €150,992 | - |
| Advances received on contracts in progress46 | - | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €21,032 | €151,122 | €153,103 | €4,502 | - |
| Taxes450/3 | - | €21,032 | €151,122 | €153,103 | €4,502 | - |
| Other amounts payable47/48 | - | €0 | - | - | €253,000 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €16,848 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €201,172 | €212,837 | €1.6m | €115,878 | €97,582 | - |
| + Depreciation and write-downs630 | €29,342 | €29,598 | €29,703 | €31,865 | €49,649 | - |
| Operating cash flow (approximation) | €230,514 | €242,435 | €1.6m | €147,743 | €147,230 | - |
| Investment in fixed assets (approximation) | - | -€185,381 | €42,921 | -€48,154 | - | - |
| Change in cash | - | €7,469 | €556,449 | -€498,004 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
05-06
KBO administration
Address strikeout annulled
13-04
KBO administration
Address struck
Amerikaanse straat L’adresse du siège Rue Américaine 179 1050 Die Sitzadresse Rue Américaine / Amerika-
179 1050 Elsene werd doorgehaald met ingang Ixelles · event 22-01-2026
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 396 days late
2022
31-12
Financial
Highest result since 2018net €1.6m ▲628%
Operating result €1.7m, net result €1.6m, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 8.67
Current ratio from 2.42 to 8.67.
31-12
Financial
Equity above €2mEq €2.3m ▲201%
5 profitable years in a row build equity to €2.3m.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500,000Eq €559,644 ▲56.1%
3 profitable years in a row build equity to €559,644.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 89 days late
Show earlier events
2019
31-12
Financial
Liquidity triplescurrent ratio 1.62
Current ratio from 0.61 to 1.62.
31-12
Financial
Equity above €200,000Eq €358,472 ▲95.7%
2 profitable years in a row build equity to €358,472.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2003
Ground area
108 m²
Building footprint
78 m²
Volume, LiDAR
1,073 m³
Parcel 21447B0266/00D007, Brussels · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
BERLAUR
since 20032.134.271.697
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0266/00D007 | Brussels | 108 m² | 1 · 78 m² | 16.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the annual accounts to 31-03-2025 of BERLAUR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 969 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2003
Fiscal year end31-03
Activities, NACEBEL 2025
82100Office administrative and support services
41001General construction of residential buildings
64210Activities of holding companies
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0860802843
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.