BERLAM

Active

Private limited companyfounded 20242 yrs activeLondenstraat 10, 2000 Antwerpen, BelgiumKBO/BCE: BE 1010.236.885

BERLAM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51k and a net result of €48k. Its solvency ranks better than 66% of 19351 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2024

81 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency78

Growth-

Track record67

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity ample (current ratio 2.04; short-term debt: 47.4% and cash: 62.7% of total assets), and 47.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2024

34 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€51k

Total assets

€97k

Net result

€48k

Working capital

€48k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €97k

96.8%

Fixed assets €3k

Current assets €94k

Equity and liabilities €97k

52.6%

47.4%

Equity €51k

Debt €46k

Debt finances 47.4% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€60k

Cash flow

€48k

Solvency

52.6%

Current ratio

2.04

Quick ratio

2.04

Debt / equity

0.90

ROE

94.1%

ROA

49.6%

Interest coverage

4000.40

Debt

€46k

Debt ≤ 1 year

€46k

Income taxes

€12k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€97k

Fixed assets21/28€3k

Tangible fixed assets22/27€3k

Furniture and vehicles24€3k

Financial fixed assets28€375

Current assets29/58€94k

Amounts receivable within one year40/41€26k

Trade receivables40€26k

Other amounts receivable41€2

Cash at bank and in hand54/58€61k

Deferred charges and accrued income490/1€7k

Equity and liabilities

Total equity and liabilities10/49€97k

Equity10/15€51k

Contributions10/11€3k

Profit (loss) carried forward14€48k

Amounts payable17/49€46k

Amounts payable within one year42/48€46k

Trade debts44€23k

Suppliers440/4€23k

Advances received on contracts in progress46€5k

Taxes, remuneration and social security45€18k

Taxes450/3€18k

Income statement Code2024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44

Other operating charges640/8€149

Gross operating margin9900€61k

Operating profit (loss)9901€60k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€15

Recurring financial charges65€15

Profit (loss) for the period before taxes9903€60k

Income taxes67/77€12k

Profit (loss) for the period9904€48k

Profit (loss) for the period to be appropriated9905€48k

Appropriation of the result

Profit (loss) to be appropriated9906€48k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

27-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Londenstraat 102000 Antwerpen

Ground area

97 m²

Building footprint

96 m²

Volume, LiDAR

1,205 m³

Parcel 11802B0057/00X005, Flanders · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

BERLAM PROJECTS

Londenstraat 10, 2000 AntwerpenReal estate development

since 20242.360.749.970

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11802B0057/00X005	Flanders	97 m²	1 · 96 m²	17.8 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

2 categories

BERLAM BV45018

category D, class 1 · category D1, class 1

decision 08-05-2025

Similar companies · same sector, comparable size

Ham-sur-Heure-Nalinnes · Eq €51k

JEMA PROJECTS

BE 0683.739.934

Genk · Eq €51k

Of 9,697 companies in sector 68121 we hold annual accounts for 7,381. 5,024 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-06-2024

Fiscal year end31-12

Trade name NL Berlam Projects

Activities, NACEBEL

41001General construction of residential buildings

68121Development of residential building projects

41002Construction of residential and non-residential buildings

41003General construction of other non-residential buildings

68122Development of non-residential building projects

71111Activities of building architects

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

Website:www.berlam.be

Enterprise

E-mail:filip@berlam.be

Enterprise