BERGHAUS
ActiveBERGHAUS has been active since 1961 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €477k and a net result of €20k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-7
Solvency53▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.23 against 1.18 in 2024; short-term debt: 18.6% and cash: 1.8% of total assets), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.5%
Return on assets
1.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-12-2025, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
53 d early
2023
58 d early
2022
43 d early
2021
59 d early
2020
58 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€477k▼ 7.5%
2024 · €516k
2019: €342k
2020: €354k
2021: €372k
2022: €381k
2023: €434k
2024: €516k
2019 → 2025
Total assets
€1.73M▼ 3.0%
2024 · €1.79M
2019: €1.23M
2020: €1.18M
2021: €1.17M
2022: €1.10M
2023: €1.07M
2024: €1.79M
2019 → 2025
Net result
€20k▼ 75.0%
2024 · €82k
2019: €31k
2020: €12k
2021: €19k
2022: €9k
2023: €83k
2024: €82k
2019 → 2025
Working capital
€-248k
2024 · €34k
2019: €-239k
2020: €-40k
2021: €92k
2022: €169k
2023: €189k
2024: €34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€372k-€381k▲ 2.4%€434k▲ 13.9%€516k▲ 18.8%€477k▼ 7.5%
Operating result€39k-€73k▲ 86.4%€29k▼ 59.7%€79k▲ 168%€35k▼ 55.6%
Net result€19k-€9k▼ 51.3%€83k▲ 824%€82k▼ 2.1%€20k▼ 75.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.73M
Fixed assets
€1.66M▲ 6.0%
Current assets
€75k▼ 66.4%
Equity and liabilities €1.73M
Equity
€477k▼ 7.5%
Debt
€1.26M▼ 1.2%
The debt ratio rises from 71.1% to 72.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€162k▲
2024 · €151k
Cash flow
€148k▼
2024 · €153k
Solvency
27.5%▼
2024 · 28.9%
Current ratio
0.23▼
2024 · 1.18
Quick ratio
0.23▼
2024 · 0.91
Debt / equity
2.63▲
2024 · 2.46
ROE
4.3%▼
2024 · 15.8%
ROA
1.2%▼
2024 · 4.6%
Interest coverage
2.93▼
2024 · 3.33
Debt
€1.26M▼
2024 · €1.27M
Debt ≤ 1 year
€323k▲
2024 · €188k
Debt > 1 year
€934k▼
2024 · €1.08M
Income taxes
€2k▼
2024 · €6k
Staff costs
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.79M€1.73M▼
Fixed assets21/28€1.57M€1.66M▲
Intangible fixed assets21€66k€38k▼
Tangible fixed assets22/27€1.31M€1.26M▼
Land and buildings22€563k€1.21M▲
Plant, machinery and equipment23€9k€11k▲
Furniture and vehicles24€537€40k▲
Assets under construction and advance payments27€740k-
Financial fixed assets28€187k€360k▲
Current assets29/58€222k€75k▼
Stocks and contracts in progress3€52k-
Stocks30/36€52k-
Amounts receivable within one year40/41€28k€43k▲
Trade receivables40€19k€43k▲
Other amounts receivable41€9k-
Current investments50/53€117k-
Cash at bank and in hand54/58€24k€32k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€1.79M€1.73M▼
Equity10/15€516k€477k▼
Contributions10/11€257k€257k=
Capital10€257k€257k=
Issued capital100€257k€257k=
Reserves13€259k€220k▼
Non-distributable reserves130/1€26k€26k=
Legal reserve130€26k€26k=
Distributable reserves133€233k€194k▼
Profit (loss) carried forward14€367€771▲
Amounts payable17/49€1.27M€1.26M▼
Amounts payable after more than one year17€1.08M€934k▼
Financial debts170/4€1.08M€934k▼
Amounts payable within one year42/48€188k€323k▲
Current portion of amounts payable after more than one year42€153k€165k▲
Financial debts43-€59k
Credit institutions430/8-€59k
Trade debts44€19k€21k▲
Suppliers440/4€19k€21k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€8k€67k▲
Accrued charges and deferred income492/3-€39
Income statement
Code20242025
Remuneration, social security and pensions62€2k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€127k▲
Other operating charges640/8€5k€14k▲
Gross operating margin9900€158k€179k▲
Operating profit (loss)9901€79k€35k▼
Financial income75/76B€53k€43k▼
Recurring financial income75€53k€43k▼
Financial charges65/66B€45k€55k▲
Recurring financial charges65€45k€55k▲
Profit (loss) for the period before taxes9903€87k€23k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€82k€20k▼
Profit (loss) for the period to be appropriated9905€82k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€21k▼
Profit (loss) brought forward from the previous period14P€481€367▼
Transfer from equity791/2-€59k
Transfer to equity691/2€82k€20k▼
To other reserves6921€82k€20k▼
Profit to be distributed694/7-€59k
Return on contributions (dividend)694-€59k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €500kEq €516k ▲18.8%
6 profitable years in a row build equity to €516k.
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €83k ▲824%
Net result €83k, the highest in the series.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €9k ▼51.3%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 1.97
Current ratio from 0.77 to 1.97; short-term debt falls from €178k to €94k.
2020
04-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
08-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
11-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 1961
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oosthamsesteenweg 952491 BalenGround area
2,112 m²
Building footprint
148 m²
Volume, LiDAR
1,125 m³
Parcel 13030C0153/00V000, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BERGHAUS
since 19612.010.427.443
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13030C0153/00V000 | Flanders | 2,112 m² | 1 · 148 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Care and welfare
1 service · 0 liveCOATS VIVELLA CLOTHING BERCON
Similar companies · same sector, comparable size
Manmade
BE 0879.949.356
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MODERNA
BE 0823.882.960
Dilbeek · Eq €477k
PILE OU FACE
BE 0444.587.127
Eghezée · Eq €478k
BEDFLEX INTERNATIONAL
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Ukkel · Eq €476k
MANDOLINE
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Visé · Eq €476k
Of 6,501 companies in sector 47716 we hold annual accounts for 2,440. 1,465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-12-1961
Fiscal year end30-06
Activities, NACEBEL
18221
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
14130Manufacture of wearing apparel
14210Manufacture of outerwear
68121Development of residential building projects
46423Wholesale of clothing, excluding workwear and underwear
51421
52421
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.