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BERDAOUI

Active
Private limited companyfounded 20233 yrs activeRomeinsesteenweg 771, 1020 Brussel, BelgiumKBO/BCE: BE 0798.551.015
Summary

BERDAOUI has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €200,497 and a net result of €75,867. Its solvency ranks better than 24% of 19922 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability86▼-14
Solvency61▼-38
Growth52
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 2.76 against 3.91 in 2023; short-term debt: 13.5% and cash: 2.4% of total assets), but 64.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 19922 sector peers (2024).
NBB · sector comparison
Position among 19922 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
46 d early
2024
26 d late
2023
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (3 of the last 3 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BERDAOUI was incorporated on 16 February 2023 as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€200,497▲ 60.9%
2023 · €124,630
Total assets
€560,155▲ 235%
2023 · €167,444
Net result
€75,867▼ 37.6%
2023 · €121,630
Working capital
€133,005▲ 6.7%
2023 · €124,630
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€154,572-€93,464▼ 39.5%
Net result€121,630above the sector's middle half-€75,867within the sector's middle half▼ 37.6%
Equity€124,630within the sector's middle half-€200,497within the sector's middle half▲ 60.9%
Total assets€167,444within the sector's middle half-€560,155within the sector's middle half▲ 235%
Debt€42,814-€359,658▲ 740%
Working capital€124,630within the sector's middle half-€133,005within the sector's middle half▲ 6.7%
Solvency74.4%within the sector's middle half-35.8%below the sector's middle half▼ 38.6pp
Current ratio3.91within the sector's middle half-2.76within the sector's middle half▼ 1.15
Return on assets (ROA)72.6%above the sector's middle half-13.5%within the sector's middle half▼ 59.1pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2023: €154,572€154,572Net result 2023: €121,630€121,630Operating result 2024: €93,464€93,464Net result 2024: €75,867€75,86720232024€0€50,000€100,000€150,000Operating result 2023: €154,572€155,000Net result 2023: €121,630€122,000Operating result 2024: €93,464€93,500Net result 2024: €75,867€75,90020232024
The operating result falls in 2024; 2024 is 40% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €560,155
Fixed assets €351,790
Current assets €208,365
Equity and liabilities €560,155
Equity €200,497 ▲ 60.9%
Debt €359,658 ▲ 740%
Debt's share of the balance-sheet total rises from 25.6% to 64.2%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€94,174
Cash flow
€76,577
Debt to equity
1.79▲
2023 · 0.34
ROE
37.8%▼
2023 · 97.6%
Interest coverage
28.81
Debt ≤ 1 year
€75,361▲
2023 · €42,814
Debt > 1 year
€284,297
Income taxes
€19,726▼
2023 · €34,314
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€167,444€560,155▲
Fixed assets21/28-€351,790
Tangible fixed assets22/27-€1,790
Furniture and vehicles24-€1,790
Financial fixed assets28-€350,000
Current assets29/58€167,444€208,365▲
Amounts receivable within one year40/41€132,493€194,357▲
Trade receivables40€75,735€73,598▼
Other amounts receivable41€56,758€120,759▲
Cash at bank and in hand54/58€34,951€13,601▼
Deferred charges and accrued income490/1-€407
Equity and liabilities
Total equity and liabilities10/49€167,444€560,155▲
Equity10/15€124,630€200,497▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€121,630€197,497▲
Amounts payable17/49€42,814€359,658▲
Amounts payable after more than one year17-€284,297
Financial debts170/4-€284,297
Amounts payable within one year42/48€42,814€75,361▲
Current portion of amounts payable after more than one year42-€35,178
Trade debts44-€2,143
Suppliers440/4-€2,143
Taxes, remuneration and social security45€42,814€38,040▼
Taxes450/3€42,814€38,040▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€710
Other operating charges640/8€384€387▲
Gross operating margin9900€154,956€94,562▼
Operating profit (loss)9901€154,572€93,464▼
Financial income75/76B€1,501€5,398▲
Recurring financial income75€1,501€5,398▲
Financial charges65/66B€128€3,269▲
Recurring financial charges65€128€3,269▲
Profit (loss) for the period before taxes9903€155,944€95,593▼
Income taxes67/77€34,314€19,726▼
Profit (loss) for the period9904€121,630€75,867▼
Profit (loss) for the period to be appropriated9905€121,630€75,867▼
Appropriation of the result
Profit (loss) to be appropriated9906€121,630€197,497▲
Profit (loss) brought forward from the previous period14P-€121,630

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€710-
Other operating charges640/8€384€387▲ 0.8%
Gross operating margin9900€154,956€94,562▼ 39.0%
Operating profit (loss)9901€154,572€93,464▼ 39.5%
Financial income75/76B€1,501€5,398▲ 260%
Recurring financial income75€1,501€5,398▲ 260%
Financial charges65/66B€128€3,269▲ 2,449%
Recurring financial charges65€128€3,269▲ 2,449%
Profit (loss) for the period before taxes9903€155,944€95,593▼ 38.7%
Income taxes67/77€34,314€19,726▼ 42.5%
Profit (loss) for the period9904€121,630€75,867▼ 37.6%
Profit (loss) for the period to be appropriated9905€121,630€75,867▼ 37.6%
Line20232024Change
Assets
Total assets20/58€167,444€560,155▲ 235%
Fixed assets21/28-€351,790-
Tangible fixed assets22/27-€1,790-
Furniture and vehicles24-€1,790-
Financial fixed assets28-€350,000-
Current assets29/58€167,444€208,365▲ 24.4%
Amounts receivable within one year40/41€132,493€194,357▲ 46.7%
Trade receivables40€75,735€73,598▼ 2.8%
Other amounts receivable41€56,758€120,759▲ 113%
Cash at bank and in hand54/58€34,951€13,601▼ 61.1%
Deferred charges and accrued income490/1-€407-
Equity and liabilities
Total equity and liabilities10/49€167,444€560,155▲ 235%
Equity10/15€124,630€200,497▲ 60.9%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€121,630€197,497▲ 62.4%
Amounts payable17/49€42,814€359,658▲ 740%
Amounts payable after more than one year17-€284,297-
Financial debts170/4-€284,297-
Amounts payable within one year42/48€42,814€75,361▲ 76.0%
Current portion of amounts payable after more than one year42-€35,178-
Trade debts44-€2,143-
Suppliers440/4-€2,143-
Taxes, remuneration and social security45€42,814€38,040▼ 11.2%
Taxes450/3€42,814€38,040▼ 11.2%
Line20232024Change
Profit (loss) for the period9904€121,630€75,867▼ 37.6%
+ Depreciation and write-downs630-€710-
Operating cash flow (approximation)€121,630€76,577▼ 37.0%
Change in cash--€21,350-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial Equity above €200,000Eq €200,497 ▲60.9%
2 profitable years in a row build equity to €200,497.
30-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
605 m²
Building footprint
210 m²
Volume, LiDAR
1,944 m³
Parcel 21816G0043/00T006, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
BERDAOUI
Romeinsesteenweg 771, 1020 BrusselSpecialist medical practice
since 20232.341.945.333
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21816G0043/00T006 Brussels 605 m² 1 · 209 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of BERDAOUI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 16,629 companies in sector 86220 we hold annual accounts for 7,986. 6,743 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
E-invoicing
Reachable via Peppol
Peppol ID 0208:0798551015
Registered 23-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.