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BERCOTEX

Active
Private limited companyfounded 199134 yrs activeGrasstraat 38, 8570 Anzegem, BelgiumKBO/BCE: BE 0446.085.380
Summary

BERCOTEX has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €304,303. Equity is growing by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 11002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
BERCOTEXActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
Size
€1.6mtotal assets 2025
Equity
€1.6m
Profit
€304,303
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
MIMOTEX · 100%
Accounts 46 d early1 of 8 deeds read
Why 98+ Equity €1.6m (99.0% of total assets)+ Liquidity: current ratio 113.29, cash €252,197+ Founded in 1991+ Size: total assets €1.6mShow the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 84% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.0% of total assets
Liquidity 69-20
short-term debt 0.7% · cash 15.5%
Profitability 92-5
return on assets 18.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%▲ +3.2% vs 11-2024 01-2025: < 0.1%▼ -3.1% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -3.2% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%● 0.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%▲ +3.3% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%▲ +3.2% vs 11-2025 01-2026: < 0.1%▲ +12.5% vs 12-2025highest value 02-2026: < 0.1%▼ -8.3% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -3.0% vs 06-2026 08-2026: < 0.1%▲ +3.1% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Equity €1.6m (99.0% of total assets) lowers the probability
  • Liquidity: current ratio 113.29, cash €252,197 lowers the probability
  • Founded in 1991 lowers the probability for this profile
  • Size: total assets €1.6m lowers the probability for this profile
Credit up to €150,000 at 30 days acceptable
short-term debt: 0.7% and cash: 15.5% of total assets, and 1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 80%, profitability 87%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Equity €1.6m (99.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 113.29, cash €252,197
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €1.6m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
56 d early
2023
146 d early
2022
57 d early
2021
55 d early
2020
55 d early
2019
88 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 72 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 6 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close05-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. RestructuringIncorporation · Statutes amendment ·…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Among the best 5% on solvencysector median 31.3% · 11,002 companies 99.0% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by MIMOTEX 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €304,303 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Profit
€304,303
Solvency
99.0%
Total assets▲ 22.9%
Net result
20192025
Go to Financials

Timeline

Events
16
Since
2016
Next accounts
by 31-01-2027
  1. 07-08-2026Restructuring
  2. 16-12-2025Annual accounts filed
  3. 06-12-2024Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
19-12-1991
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
A) Het patrimonium van de vennootschap te beheren in de ruimste zin van het woord, en…
Go to Articles of association

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