BERCK
ActiveFinancials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 12-06-2026 PDF all 36 filings
Turnover
≈ €140,000
Estimated: probably between €73,000 and €260,000
Total assets
€2.1m▲ 1.3%
2024 · €2.0m
Net result
€3,179▼ 98.3%
2024 · €187,022
Working capital
-€70,214▲ 4.3%
2024 · -€73,393
In the rankings
#4 oldest company in Rotselaar, Administrative and support services sector#5 company by total assets in Rotselaar, Administrative and support services sector#5 company by equity in Rotselaar, Administrative and support services sector
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€12,997
▼ 97.0%
2025
20182025
Net result
€3,179
▼ 98.3%
2025
middle half of the sector
20182025
Equity
€1.3m
▲ 0.2%
2025
highest quarter of the sector
20182025
Total assets
€2.1m
▲ 1.3%
2025
middle half of the sector
20182025
Debt
€744,602
▲ 3.2%
2025
20182025
Working capital
-€70,214
▲ 4.3%
2025
middle half of the sector
20182025
Solvency
64.1%
▼ 0.7pp
2025
middle half of the sector
20182025
Current ratio
0.90
▲ 0.01
2025
middle half of the sector
20182025
Return on assets (ROA)
0.2%
▼ 9.0pp
2025
middle half of the sector
20182025
Staff (FTE)
0
2025
lowest quarter of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.09m-€0.07m▼ 22.9%-€0.1m€0.2m-€0.05m-€0.01m▲ 74.1%€0.4m€0.01m▼ 97.0%
Net result€0.03m-€0.04m▲ 12.4%-€0.2mbelow the sector's middle half€0.009mwithin the sector's middle half-€0.03mbelow the sector's middle half-€0.06mbelow the sector's middle half▼ 58.8%€0.2mabove the sector's middle half€0.003mwithin the sector's middle half▼ 98.3%
Equity€1.8m-€1.8m▲ 2.1%€1.6mabove the sector's middle half▼ 13.7%€1.2mabove the sector's middle half▼ 20.7%€1.2mabove the sector's middle half▼ 2.8%€1.1mwithin the sector's middle half▼ 4.6%€1.3mabove the sector's middle half▲ 16.4%€1.3mabove the sector's middle half▲ 0.2%
Total assets€3.3m-€3.3m▲ 0.8%€3.1mabove the sector's middle half▼ 7.4%€2.2mwithin the sector's middle half▼ 28.9%€2.2mwithin the sector's middle half▼ 0.8%€2.1mwithin the sector's middle half▼ 0.9%€2.0mwithin the sector's middle half▼ 4.2%€2.1mwithin the sector's middle half▲ 1.3%
Debt€1.5m-€1.5m▼ 0.6%€1.5m=€0.9m▼ 37.4%€1.0m▲ 1.9%€1.0m▲ 3.8%€0.7m▼ 27.7%€0.7m▲ 3.2%
Working capital-€0.05m--€0.06m▼ 29.3%€0.05mwithin the sector's middle half-€0.09mwithin the sector's middle half-€0.1mbelow the sector's middle half▼ 28.5%€0.1mwithin the sector's middle half-€0.07mwithin the sector's middle half-€0.07mwithin the sector's middle half▲ 4.3%
Solvency53.7%-54.4%▲ 0.7pp50.7%within the sector's middle half▼ 3.7pp56.6%within the sector's middle half▲ 5.9pp55.4%within the sector's middle half▼ 1.2pp53.3%within the sector's middle half▼ 2.1pp64.8%within the sector's middle half▲ 11.4pp64.1%within the sector's middle half▼ 0.7pp
Current ratio0.96-0.95▼ 0.011.04within the sector's middle half▲ 0.090.88within the sector's middle half▼ 0.170.84within the sector's middle half▼ 0.031.28within the sector's middle half▲ 0.430.90within the sector's middle half▼ 0.380.90within the sector's middle half▲ 0.01
Return on assets (ROA)1.0%-1.1%▲ 0.1pp-8.0%below the sector's middle half▼ 9.1pp0.4%within the sector's middle half▲ 8.4pp-1.6%below the sector's middle half▼ 2.0pp-2.6%below the sector's middle half▼ 1.0pp9.1%above the sector's middle half▲ 11.7pp0.2%within the sector's middle half▼ 9.0pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
The sector band is the middle half of the companies in Rental and leasing activities (NACE 77). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 97% lower than in 2024.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.1m
Fixed assets
€1.4m =
Current assets
€659,514 ▲ 4.1%
Equity and liabilities €2.1m
Equity
€1.3m ▲ 0.2%
Debt
€744,602 ▲ 3.2%
Debt's share of the balance-sheet total rises from 35.2% to 35.9%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.56▲
2024 · 0.54
ROE
0.2%▼
2024 · 14.1%
Debt ≤ 1 year
€729,728▲
2024 · €706,925
Debt > 1 year
€14,874=
2024 · €14,874
Income taxes
€19,200▲
2024 · €13,260
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 1 |
| full-time | 0 |
| part-time | 1 |
| in full-time equivalents | 0.9 |
| Average over the year, in full-time equivalents | 0 |
| On a permanent contract | 1 |
Source: social balance sheet in the 2025 annual accounts
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €197,290 | €197,290 | €197,290 | - | - |
| Pledge on other assets, amount secured | €436,814 | €436,814 | €436,814 | - | - |
| Carrying value of the other pledged assets | €1.5m | €1.5m | €1.5m | €0 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,406 | €17,506 | €17,506 | €8,642 | €8,642 | €7,699 | €0 | - | - |
| Other operating charges640/8 | - | - | - | €28,838 | €25,379 | €28,353 | €28,610 | €25,499 | ▼ 10.9% |
| Non-recurring operating charges66A | - | - | - | €0 | - | €315 | €0 | - | - |
| Gross operating margin9900 | €147,504 | €123,232 | €153,677 | €268,343 | -€11,826 | €24,496 | €456,096 | €38,496 | ▼ 91.6% |
| Operating profit (loss)9901 | €92,536 | €71,343 | -€116,088 | €230,863 | -€45,848 | -€11,871 | €427,486 | €12,997 | ▼ 97.0% |
| Financial income75/76B | - | - | - | €12,341 | €11,323 | €25,209 | €9,789 | €9,985 | ▲ 2.0% |
| Recurring financial income75 | €7,957 | €10,625 | €13,073 | €12,341 | €11,323 | €25,209 | €9,789 | €9,985 | ▲ 2.0% |
| Financial charges65/66B | - | - | - | €234,214 | €460 | €68,893 | €236,993 | €603 | ▼ 99.7% |
| Recurring financial charges65 | €68,014 | €45,458 | €142,859 | €234,214 | €460 | €68,893 | €236,993 | €603 | ▼ 99.7% |
| Profit (loss) for the period before taxes9903 | €32,480 | €36,510 | -€245,873 | €8,989 | -€34,985 | -€55,555 | €200,282 | €22,379 | ▼ 88.8% |
| Income taxes67/77 | - | - | - | - | - | - | €13,260 | €19,200 | ▲ 44.8% |
| Profit (loss) for the period9904 | €32,480 | €36,510 | -€245,873 | €8,989 | -€34,985 | -€55,555 | €187,022 | €3,179 | ▼ 98.3% |
| Profit (loss) for the period to be appropriated9905 | €32,480 | €36,510 | -€245,873 | €8,989 | -€34,985 | -€55,555 | €187,022 | €3,179 | ▼ 98.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €3.3m | €3.3m | €3.1m | €2.2m | €2.2m | €2.1m | €2.0m | €2.1m | ▲ 1.3% |
| Fixed assets21/28 | €2.2m | €2.2m | €1.9m | €1.5m | €1.5m | €1.5m | €1.4m | €1.4m | = |
| Tangible fixed assets22/27 | €2.0m | €1.9m | €1.9m | €1.5m | €1.5m | €1.5m | €1.4m | €1.4m | = |
| Land and buildings22 | - | - | - | €1.5m | €1.5m | €1.5m | €1.4m | €1.4m | = |
| Financial fixed assets28 | €0.2m | €0.2m | €0 | - | - | - | - | - | - |
| Current assets29/58 | €1.1m | €1.1m | €1.2m | €0.7m | €0.6m | €0.6m | €0.6m | €0.7m | ▲ 4.1% |
| Stocks and contracts in progress3 | €0.6m | €0.6m | €0.7m | €0 | - | - | - | - | - |
| Stocks30/36 | - | - | - | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €0.5m | €0.5m | €0.5m | €0.7m | €0.6m | €0.6m | €0.6m | €0.7m | ▲ 4.0% |
| Trade receivables40 | - | - | - | €0.2m | €0.2m | €0.1m | €0.1m | €0.1m | ▲ 11.7% |
| Other amounts receivable41 | - | - | - | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | ▲ 2.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €151 | €162 | €0.001m | ▲ 335% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €3.3m | €3.3m | €3.1m | €2.2m | €2.2m | €2.1m | €2.0m | €2.1m | ▲ 1.3% |
| Equity10/15 | €1.8m | €1.8m | €1.6m | €1.2m | €1.2m | €1.1m | €1.3m | €1.3m | ▲ 0.2% |
| Contributions10/11 | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | = |
| Capital10 | - | - | - | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | = |
| Issued capital100 | - | - | - | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | = |
| Contributions outside capital11 | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Share premium1100/10 | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Revaluation surpluses12 | - | - | - | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | = |
| Reserves13 | €0.08m | €0.09m | €0.1m | €0.004m | €0.004m | €0.004m | €0.004m | €0.004m | = |
| Non-distributable reserves130/1 | - | - | - | €0.004m | €0.004m | €0.004m | €0.004m | €0.004m | = |
| Legal reserve130 | - | - | - | €0.004m | €0.004m | €0.004m | €0.004m | €0.004m | = |
| Reserves not available under the articles1311 | - | - | - | €0 | - | - | - | - | - |
| Profit (loss) carried forward14 | -€0.5m | -€0.4m | -€0.7m | -€0.6m | -€0.6m | -€0.7m | -€0.5m | -€0.5m | ▲ 0.7% |
| Amounts payable17/49 | €1.5m | €1.5m | €1.5m | €0.9m | €1.0m | €1.0m | €0.7m | €0.7m | ▲ 3.2% |
| Amounts payable after more than one year17 | €0.4m | €0.3m | €0.4m | €0.2m | €0.2m | €0.5m | €0.01m | €0.01m | = |
| Financial debts170/4 | - | - | - | €0.2m | €0.2m | €0.5m | €0 | - | - |
| Other amounts payable178/9 | - | - | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Amounts payable within one year42/48 | €1.1m | €1.2m | €1.1m | €0.7m | €0.8m | €0.5m | €0.7m | €0.7m | ▲ 3.2% |
| Financial debts43 | - | - | - | €0 | - | - | - | - | - |
| Credit institutions430/8 | - | - | - | €0 | - | - | - | - | - |
| Trade debts44 | €0.04m | €0.03m | €0.04m | €0.05m | €0.07m | €0.03m | €0.02m | €0.006m | ▼ 71.7% |
| Suppliers440/4 | - | - | - | €0.05m | €0.07m | €0.03m | €0.02m | €0.006m | ▼ 71.7% |
| Taxes, remuneration and social security45 | - | - | - | €217 | €0 | €0.002m | €0.002m | €0 | ▼ 100% |
| Taxes450/3 | - | - | - | €217 | €0 | €0.002m | €0.002m | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | €0.7m | €0.7m | €0.5m | €0.7m | €0.7m | ▲ 5.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,480 | €36,510 | -€245,873 | €8,989 | -€34,985 | -€55,555 | €187,022 | €3,179 | ▼ 98.3% |
| + Depreciation and write-downs630 | €20,406 | €17,506 | €17,506 | €8,642 | €8,642 | €7,699 | €0 | - | - |
| Operating cash flow (approximation) | €52,886 | €54,016 | -€228,367 | €17,632 | -€26,343 | -€47,856 | €187,022 | €3,179 | ▼ 98.3% |
| Investment in fixed assets (approximation) | - | €0 | €286,347 | €330,617 | €0 | €0 | €88,767 | €0 | ▼ 100% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 14,766 companies had the same profile as BERCK has now. Two years later, 96.2% were still going and 0.2% had gone bankrupt.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
96.2%
was still going
3.5%
stopped otherwise
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BERCK itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for BERCK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 36 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 12-06-2026 | 2026-00163442 | |
| 31-12-2024 | abbreviated format | 31-07-2025 | 2025-00361105 | |
| 31-12-2023 | abbreviated format | 05-07-2024 | 2024-00218241 | |
| 31-12-2022 | abbreviated format | 01-09-2023 | 2023-00408164 | |
| 31-12-2021 | abbreviated format | 19-07-2022 | 2022-20208255 | |
| 31-12-2020 | abbreviated format | 26-08-2021 | 2021-56400407 | |
| 31-12-2019 | abbreviated format | 27-07-2020 | 2020-36900119 | |
| 31-12-2018 | abbreviated format | 30-08-2019 | 2019-55100156 | |
| 31-12-2017 | abbreviated format | 24-09-2018 | 2018-64100018 | |
| 31-12-2016 | abbreviated format | 05-07-2017 | 2017-27800554 |