Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-06-2026 at the NBB all 2 filings
Equity
€113,954▲ 166%
2024 · €42,876
Net result
€71,910▲ 85.7%
2024 · €38,732
Total assets
€169,365▲ 161%
2024 · €64,990
Solvency
67.3%▲ 1.3pp
2024 · 66.0%
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€100,774
▲ 87.0%
2025
20242025
Net result
€71,910
▲ 85.7%
2025
middle half of the sector
20242025
Equity
€113,954
▲ 166%
2025
middle half of the sector
20242025
Total assets
€169,365
▲ 161%
2025
middle half of the sector
20242025
Debt
€55,412
▲ 151%
2025
20242025
Working capital
€114,181
▲ 166%
2025
middle half of the sector
20242025
Solvency
67.3%
▲ 1.3pp
2025
middle half of the sector
20242025
Current ratio
3.07
▲ 0.12
2025
middle half of the sector
20242025
Return on assets (ROA)
42.5%
▼ 17.1pp
2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€53,884-€100,774▲ 87.0%
Net result€38,732within the sector's middle half-€71,910within the sector's middle half▲ 85.7%
Equity€42,876within the sector's middle half-€113,954within the sector's middle half▲ 166%
Total assets€64,990below the sector's middle half-€169,365within the sector's middle half▲ 161%
Debt€22,114-€55,412▲ 151%
Working capital€42,927within the sector's middle half-€114,181within the sector's middle half▲ 166%
Solvency66.0%within the sector's middle half-67.3%within the sector's middle half▲ 1.3pp
Current ratio2.95within the sector's middle half-3.07within the sector's middle half▲ 0.12
Return on assets (ROA)59.6%above the sector's middle half-42.5%above the sector's middle half▼ 17.1pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 87% higher than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €169,365
Equity
€113,954 ▲ 166%
Debt
€55,412 ▲ 151%
Debt's share of the balance-sheet total falls from 34.0% to 32.7%. Equity and debt are higher.
Key figures and ratios
ROE
63.1%▼
2024 · 90.3%
Debt ≤ 1 year
€55,184▲
2024 · €22,063
Income taxes
€28,604▲
2024 · €15,042
Staff costs
€11,604▲
2024 · €6,129
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €6,129 | €11,604 | ▲ 89.3% |
| Other operating charges640/8 | €60 | €234 | ▲ 289% |
| Gross operating margin9900 | €60,074 | €112,613 | ▲ 87.5% |
| Operating profit (loss)9901 | €53,884 | €100,774 | ▲ 87.0% |
| Financial charges65/66B | €110 | €260 | ▲ 136% |
| Recurring financial charges65 | €110 | €260 | ▲ 136% |
| Profit (loss) for the period before taxes9903 | €53,774 | €100,514 | ▲ 86.9% |
| Income taxes67/77 | €15,042 | €28,604 | ▲ 90.2% |
| Profit (loss) for the period9904 | €38,732 | €71,910 | ▲ 85.7% |
| Profit (loss) for the period to be appropriated9905 | €38,732 | €71,910 | ▲ 85.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €64,990 | €169,365 | ▲ 161% |
| Current assets29/58 | €64,990 | €169,365 | ▲ 161% |
| Amounts receivable within one year40/41 | €14,930 | €16,622 | ▲ 11.3% |
| Trade receivables40 | €14,928 | €16,622 | ▲ 11.3% |
| Other amounts receivable41 | €2 | - | - |
| Current investments50/53 | - | €100,000 | - |
| Cash at bank and in hand54/58 | €48,198 | €52,743 | ▲ 9.4% |
| Deferred charges and accrued income490/1 | €1,862 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €64,990 | €169,365 | ▲ 161% |
| Equity10/15 | €42,876 | €113,954 | ▲ 166% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €37,876 | €108,954 | ▲ 188% |
| Distributable reserves133 | €37,876 | €108,954 | ▲ 188% |
| Amounts payable17/49 | €22,114 | €55,412 | ▲ 151% |
| Amounts payable within one year42/48 | €22,063 | €55,184 | ▲ 150% |
| Trade debts44 | €1,873 | €17,402 | ▲ 829% |
| Suppliers440/4 | €1,873 | €17,402 | ▲ 829% |
| Taxes, remuneration and social security45 | €18,061 | €31,800 | ▲ 76.1% |
| Taxes450/3 | €18,061 | €31,800 | ▲ 76.1% |
| Other amounts payable47/48 | €2,129 | €5,983 | ▲ 181% |
| Accrued charges and deferred income492/3 | €51 | €227 | ▲ 345% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €38,732 | €71,910 | ▲ 85.7% |
| Operating cash flow (approximation) | €38,732 | €71,910 | ▲ 85.7% |
| Change in cash | - | €4,545 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.