Beraco KL
ActiveThe computed 12-month bankruptcy probability of Beraco KL is 2.3% (moderate). The 2025 annual accounts show equity of €142k and a net result of €11k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 11% of 2045 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+28
Solvency33=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.82 in 2024; short-term debt: 76.8% and cash: 9.4% of total assets), and 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.3%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 2045 sector peers (2025).
NBB · sector comparisonPosition among 2045 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
53 d early
2024
13 d early
2023
37 d early
2022
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k
2024 · €-57k
2022: €50k
2023: €38k
2024: €-57k
2022 → 2025
Working capital
€-154k▲ 27.0%
2024 · €-211k
2022: €-166k
2023: €-79k
2024: €-211k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€150k-€188k▲ 25.0%€131k▼ 30.4%€142k▲ 8.4%
Operating result€46k-€31k▼ 32.1%€-62k€14k
Net result€50k-€38k▼ 25.3%€-57k€11k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €62k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.70M
Fixed assets
€549k▼ 21.4%
Current assets
€1.15M▲ 17.0%
Equity and liabilities €1.70M
Equity
€142k▲ 8.4%
Debt
€1.56M▲ 0.5%
The debt ratio falls from 92.2% to 91.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€187k▲
2024 · €76k
Cash flow
€184k▲
2024 · €82k
Solvency
8.3%▲
2024 · 7.8%
Current ratio
0.88▲
2024 · 0.82
Quick ratio
0.29▲
2024 · 0.21
Debt / equity
10.99▼
2024 · 11.86
ROE
7.8%▲
2024 · -43.6%
ROA
0.6%▲
2024 · -3.4%
Interest coverage
9.44▲
2024 · 3.26
Debt
€1.56M▲
2024 · €1.55M
Debt ≤ 1 year
€1.31M▲
2024 · €1.20M
Debt > 1 year
€253k▼
2024 · €355k
Income taxes
€2k▲
2024 · €194
Staff costs
€841k▲
2024 · €675k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.68M€1.70M▲
Fixed assets21/28€698k€549k▼
Intangible fixed assets21€29k€15k▼
Tangible fixed assets22/27€656k€521k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€25k€15k▼
Other tangible fixed assets26€618k€497k▼
Financial fixed assets28€13k€13k=
Current assets29/58€987k€1.15M▲
Stocks and contracts in progress3€734k€771k▲
Stocks30/36€734k€771k▲
Amounts receivable within one year40/41€115k€222k▲
Trade receivables40€113k€220k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€136k€160k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.68M€1.70M▲
Equity10/15€131k€142k▲
Contributions10/11€100k€100k=
Profit (loss) carried forward14€31k€42k▲
Amounts payable17/49€1.55M€1.56M▲
Amounts payable after more than one year17€355k€253k▼
Financial debts170/4€355k€253k▼
Amounts payable within one year42/48€1.20M€1.31M▲
Current portion of amounts payable after more than one year42€103k€111k▲
Financial debts43€0€39k▲
Credit institutions430/8€0€39k▲
Trade debts44€154k€135k▼
Suppliers440/4€154k€135k▼
Advances received on contracts in progress46€719k€795k▲
Taxes, remuneration and social security45€127k€134k▲
Taxes450/3€30k€16k▼
Remuneration and social security454/9€96k€118k▲
Other amounts payable47/48€94k€94k=
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€675k€841k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€139k€173k▲
Other operating charges640/8€608€4k▲
Non-recurring operating charges66A€7k€0▼
Gross operating margin9900€760k€1.03M▲
Operating profit (loss)9901€-62k€14k▲
Financial income75/76B€30k€35k▲
Recurring financial income75€30k€35k▲
Financial charges65/66B€25k€35k▲
Recurring financial charges65€23k€20k▼
Non-recurring financial charges66B€1k€16k▲
Profit (loss) for the period before taxes9903€-57k€13k▲
Income taxes67/77€194€2k▲
Profit (loss) for the period9904€-57k€11k▲
Profit (loss) for the period to be appropriated9905€-57k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€42k▲
Profit (loss) brought forward from the previous period14P€88k€31k▼
Social balance
Average headcount (FTE)908713.215.7▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-57k ▼252%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Awans · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chaussée 174342 AwansGround area
3.2 ha
Building footprint
1.3 ha
Volume, LiDAR
97,718 m³
Parcel 62053A0234/00R000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Beraco KL
since 20222.329.342.657
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62053A0234/00R000 | Wallonia | 3.2 ha | 1 · 1.3 ha | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCHRIJNWERKEN MEERT BV
BE 0745.490.629
Ternat · Eq €142k
MEELBERGHS
BE 0434.526.841
Beringen · Eq €142k
Schrijnwerkerij Blomme
BE 0773.692.982
Sint-Martens-Latem · Eq €142k
Rosaje
BE 0795.358.824
Jabbeke · Eq €142k
SOCA
BE 0430.093.347
Middelkerke · Eq €142k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 7,658 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2022
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.