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BER-DRIVE

Active
Private limited companyfounded 20179 yrs activeTazieauxstraat 23, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0680.894.864
Summary

The computed 12-month bankruptcy probability of BER-DRIVE is 2.5% (moderate). The 2025 annual accounts show equity of €6,510 and a net result of €6,688. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 4695 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+46
Solvency56▲+32
Growth45=
Track record100
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 d late
2024
60 d late
2023
61 d late
2022
58 d late
2021
6 d early
2020
17 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BER-DRIVE was incorporated on 11 September 2017.1 Revenue grew from EUR 94,033 in 2018 to EUR 175,291 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2025, micro schema

Turnover
€175,291▲ 243%
2020 · €51,092
EBIT margin
0.7%▲ 57.5pp
2020 · -56.8%
Net result
€6,688▲ 585%
2024 · €977
Working capital
€6,510
2024 · -€178
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€175,291
Operating result-€5,757▲ 80.2%-€2,626▲ 54.4%-€4,320▼ 64.5%€1,306€6,928▲ 431%
Net result-€5,985below the sector's middle half▲ 70.6%-€2,894below the sector's middle half▲ 51.7%-€5,563below the sector's middle half▼ 92.3%€977within the sector's middle half€6,688within the sector's middle half▲ 585%
EBIT margin0.7%
Equity€7,302below the sector's middle half▼ 45.0%€4,408below the sector's middle half▼ 39.6%-€1,155below the sector's middle half-€178below the sector's middle half▲ 84.6%€6,510below the sector's middle half
Total assets€9,782below the sector's middle half▼ 40.5%€11,314below the sector's middle half▲ 15.7%€8,738below the sector's middle half▼ 22.8%€14,760below the sector's middle half▲ 68.9%€21,150below the sector's middle half▲ 43.3%
Debt€2,480▼ 21.4%€6,906▲ 178%€9,893▲ 43.3%€14,939▲ 51.0%€14,641▼ 2.0%
Working capital€7,302▼ 41.1%€4,408▼ 39.6%-€1,155-€178▲ 84.6%€6,510
Solvency74.6%above the sector's middle half▼ 6.2pp39.0%within the sector's middle half▼ 35.7pp-13.2%below the sector's middle half▼ 52.2pp-1.2%below the sector's middle half▲ 12.0pp30.8%within the sector's middle half▲ 32.0pp
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2021: -€5,757-€5,757Net result 2021: -€5,985-€5,985Operating result 2022: -€2,626-€2,626Net result 2022: -€2,894-€2,894Operating result 2023: -€4,320-€4,320Net result 2023: -€5,563-€5,563Operating result 2024: €1,306€1,306Net result 2024: €977€977Operating result 2025: €6,928€6,928Net result 2025: €6,688€6,68820212022202320242025-€10,000-€5,000€0€5,000Operating result 2023: -€4,320-€4,320Net result 2023: -€5,563-€5,560Operating result 2024: €1,306€1,310Net result 2024: €977€977Operating result 2025: €6,928€6,930Net result 2025: €6,688€6,690202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 431% above 2024 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €21,150
Equity €6,510
Debt €14,641
Debt finances 69.2% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.44▲
2024 · 0.99
Debt to equity
2.25
ROE
102.7%
ROA
31.6%▲
2024 · 6.6%
Debt ≤ 1 year
€14,641▼
2024 · €14,939
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€14,760€21,150▲
Current assets29/58€14,760€21,150▲
Amounts receivable within one year40/41€3,947€16,611▲
Trade receivables40€527€16,533▲
Other amounts receivable41€3,420€78▼
Cash at bank and in hand54/58€10,813€4,539▼
Equity and liabilities
Total equity and liabilities10/49€14,760€21,150▲
Equity10/15-€178€6,510▲
Contributions10/11€18,600€18,600=
Reserves13€751€751=
Non-distributable reserves130/1€751€751=
Reserves not available under the articles1311€751€751=
Profit (loss) carried forward14-€19,529-€12,841▲
Amounts payable17/49€14,939€14,641▼
Amounts payable within one year42/48€14,939€14,641▼
Trade debts44€9,257€6,245▼
Suppliers440/4€9,257€6,245▼
Taxes, remuneration and social security45€5,681€4,402▼
Taxes450/3€5,681€4,402▼
Other amounts payable47/48-€3,994
Income statement Code20242025
Turnover70€175,291-
Goods, raw materials, services and sundry goods60/61€145,658-
Remuneration, social security and pensions62€27,422-
Other operating charges640/8€1,417€1,607▲
Gross operating margin9900€30,145€8,535▼
Operating profit (loss)9901€1,306€6,928▲
Financial charges65/66B€329€240▼
Recurring financial charges65€329€240▼
Profit (loss) for the period before taxes9903€977€6,688▲
Profit (loss) for the period9904€977€6,688▲
Profit (loss) for the period to be appropriated9905€977€6,688▲
Appropriation of the result
Profit (loss) to be appropriated9906-€19,529-€12,841▲
Profit (loss) brought forward from the previous period14P-€20,506-€19,529▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70---€175,291--
Non-recurring operating income76A€3,000-€8,323---
Goods, raw materials, services and sundry goods60/61---€145,658--
Remuneration, social security and pensions62-€41,397-€27,422--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€882-----
Other operating charges640/8€174€307€4,375€1,417€1,607▲ 13.4%
Gross operating margin9900-€4,701€39,078€55€30,145€8,535▼ 71.7%
Operating profit (loss)9901-€5,757-€2,626-€4,320€1,306€6,928▲ 431%
Financial income75/76B-€0----
Recurring financial income75-€0----
Financial charges65/66B€228€267€1,243€329€240▼ 27.0%
Recurring financial charges65€228€267€1,243€329€240▼ 27.0%
Profit (loss) for the period before taxes9903-€5,985-€2,894-€5,563€977€6,688▲ 585%
Profit (loss) for the period9904-€5,985-€2,894-€5,563€977€6,688▲ 585%
Profit (loss) for the period to be appropriated9905-€5,985-€2,894-€5,563€977€6,688▲ 585%
Line20212022202320242025Change
Assets
Total assets20/58€9,782€11,314€8,738€14,760€21,150▲ 43.3%
Current assets29/58€9,782€11,314€8,738€14,760€21,150▲ 43.3%
Amounts receivable within one year40/41€2,834€5,379€5,806€3,947€16,611▲ 321%
Trade receivables40€1,119€1,837-€527€16,533▲ 3,038%
Other amounts receivable41€1,715€3,542€5,806€3,420€78▼ 97.7%
Cash at bank and in hand54/58€6,948€5,935€2,932€10,813€4,539▼ 58.0%
Equity and liabilities
Total equity and liabilities10/49€9,782€11,314€8,738€14,760€21,150▲ 43.3%
Equity10/15€7,302€4,408-€1,155-€178€6,510▲ 3,749%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€751€751€751€751€751=
Non-distributable reserves130/1€751€751€751€751€751=
Reserves not available under the articles1311€751€751€751€751€751=
Profit (loss) carried forward14-€12,050-€14,943-€20,506-€19,529-€12,841▲ 34.2%
Amounts payable17/49€2,480€6,906€9,893€14,939€14,641▼ 2.0%
Amounts payable within one year42/48€2,480€6,906€9,893€14,939€14,641▼ 2.0%
Trade debts44€1,342€4,668€4,417€9,257€6,245▼ 32.5%
Suppliers440/4€1,342€4,668€4,417€9,257€6,245▼ 32.5%
Taxes, remuneration and social security45€549€2,163€5,476€5,681€4,402▼ 22.5%
Taxes450/3€549€2,163€5,476€5,681€4,402▼ 22.5%
Other amounts payable47/48€590€76--€3,994-
Line20212022202320242025Change
Profit (loss) for the period9904-€5,985-€2,894-€5,563€977€6,688▲ 585%
+ Depreciation and write-downs630€882-----
Operating cash flow (approximation)-€5,103-€2,894-€5,563€977€6,688▲ 585%
Change in cash--€1,013-€3,003€7,881-€6,274▼ 180%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial Back to profitnet €977
Net result €977 after 4 loss-making years.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
27-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
25-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial Weakest financial yearnet -€20,335
Net result drops to -€20,335, the lowest in the series; recovery starts the following year.
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial Liquidity times 48current ratio 73.25
Current ratio from 1.54 to 73.25; short-term debt falls from €21,391 to €309.
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek
exact location from the address register On OpenStreetMap
Ground area
75 m²
Building footprint
66 m²
Volume, LiDAR
529 m³
Parcel 21522B0047/00E007, Brussels · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21522B0047/00E007 Brussels 75 m² 1 · 66 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 963 companies in sector 49310 we hold annual accounts for 488. 300 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
49310Scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
52210Service activities incidental to land transportation
Contact
E-mail elahmadicharaf@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0680894864
Registered 11-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.