BEQA
ActiveBEQA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €-145. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 2147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency76▲+7
Growth58=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.61 in 2024), and 7.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
2 d early
2023
28 d late
2022
4 d early
2021
2 d late
2020
39 d early
2019
249 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€151k▼ 0.1%
2024 · €152k
2019: €190k
2020: €183k
2021: €167k
2022: €161k
2023: €153k
2024: €152k
2019 → 2025
Total assets
€164k▼ 4.2%
2024 · €171k
2019: €191k
2020: €187k
2021: €190k
2022: €176k
2023: €165k
2024: €171k
2019 → 2025
Net result
€-145▲ 85.8%
2024 · €-1k
2019: €-3k
2020: €-7k
2021: €-16k
2022: €-6k
2023: €-9k
2024: €-1k
2019 → 2025
Working capital
€-704▲ 90.5%
2024 · €-7k
2019: €106k
2020: €11k
2021: €-4k
2022: €-2k
2023: €-4k
2024: €-7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€161k▼ 3.5%€153k▼ 5.5%€152k▼ 0.7%€151k▼ 0.1%
Operating result€-17k-€-6k▲ 66.3%€-9k▼ 53.2%€-464▲ 94.6%€371
Net result€-16k-€-6k▲ 63.9%€-9k▼ 49.9%€-1k▲ 88.4%€-145▲ 85.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €371 after a loss of €464 in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€152k▼ 4.2%
Current assets
€11k▼ 3.2%
Equity and liabilities €164k
Equity
€151k▼ 0.1%
Debt
€12k▼ 36.2%
The debt ratio falls from 11.4% to 7.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€7k▼
2024 · €7k
Cash flow
€6k▼
2024 · €7k
Solvency
92.4%▲
2024 · 88.6%
Current ratio
0.94▲
2024 · 0.61
Quick ratio
0.94▲
2024 · 0.61
Debt / equity
0.08▼
2024 · 0.13
ROE
-0.1%▲
2024 · -0.7%
ROA
-0.1%▲
2024 · -0.6%
Interest coverage
10.91▼
2024 · 14.07
Debt
€12k▼
2024 · €20k
Debt ≤ 1 year
€12k▼
2024 · €19k
Income taxes
€1▼
2024 · €65
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€164k▼
Formation expenses20€1k€819▼
Fixed assets21/28€158k€152k▼
Intangible fixed assets21€95k€95k=
Tangible fixed assets22/27€62k€56k▼
Land and buildings22€58k€53k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€12k€11k▼
Amounts receivable within one year40/41€10k€7k▼
Other amounts receivable41€10k€7k▼
Cash at bank and in hand54/58€56€7▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€171k€164k▼
Equity10/15€152k€151k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€131k€131k▼
Amounts payable17/49€20k€12k▼
Amounts payable within one year42/48€19k€12k▼
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€3k€824▼
Suppliers440/4€3k€824▼
Taxes, remuneration and social security45€215-
Taxes450/3€215-
Other amounts payable47/48€11k€6k▼
Accrued charges and deferred income492/3€550€550=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€10k€10k▼
Operating profit (loss)9901€-464€371▲
Financial income75/76B€19€122▲
Recurring financial income75€19€122▲
Financial charges65/66B€514€637▲
Recurring financial charges65€514€637▲
Profit (loss) for the period before taxes9903€-960€-144▲
Income taxes67/77€65€1▼
Profit (loss) for the period9904€-1k€-145▲
Profit (loss) for the period to be appropriated9905€-1k€-145▲
Appropriation of the result
Profit (loss) to be appropriated9906€131k€131k▼
Profit (loss) brought forward from the previous period14P€132k€131k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-06
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 249 days late
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 582 days late
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lichtenberglaan 212660 AntwerpenGround area
463 m²
Building footprint
398 m²
Parcel 11382A0369/00X007, Flanders. Linked by address, not a title deed.
1 establishment unit
Lichtenberglaan 21, 2660 Antwerpen
since 19992.092.515.771
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382A0369/00X007 | Flanders | 463 m² | 1 · 398 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Jeroen Schrauwen Bouw- en Renovatiewerken
BE 0555.994.003
Zoersel · Eq €151k
ENTREPRISE GENERALE JACQUES NANDRIN
BE 0461.446.420
Clavier · Eq €151k
ALGEMENE ONDERNEMINGEN KALLAERT - ENTREPRISES GENERALES KALLAERT
BE 0413.857.923
Gent · Eq €151k
CANELAS
BE 0446.664.709
Schaarbeek · Eq €151k
MIGECO
BE 0675.428.222
Putte · Eq €151k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 12,498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-1999
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43350Other building finishing work
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.